dammit... im so embrassing...

while i was happy and started to use my DA mastercard, whose know the transaction did not Honour...

have to use another CC to pay the thing.

then called the DA SC again... to ask what is happening to my card.

then the SC told me that my card is not yet activated? i was calling them on this morning, can choose to activate the Mastercard, then the SC say there is not such thing. Normally is both card activated together and advised me that if i wish to cancel my visa card, i have to write in to inform them.

so the SC told me that it's activated immediate for both card.

then again i ask how about the Secure E-pay? can i register now instead of waiting until the next day morning 8am according to the second SC. then she told me again, there is no such thing, once my card is activated i can register NOW... again, im feel cheated by the second SC... he din even help me check... giving me the fake statement.

Argh.... my first day of DA is spoilled by the 1st SC... telling me all the fake/un-true statement....

Next time, i shd ask their name, their employee number before proceed with my questions... calling them cost me money.... wasted for calling while getting wrong information....

anyways, the third SC is very helpful. hope she not wrong again.

I also have my embarassing moment this morning with Paypass. Luckily got other credit card to backup. So shameful and fortunately not long queue.

aiyo...urs 1 is nothing 1 la....

Visa Wave also the same lol...

btw, paypass can not use, why din use the normal way le?

If the card doesnt works, usually its not your card problem..

If u want to "keep face" just scold the cashier and say your card confirmed working at other shop.

Don't do that la .... pity the cashier. I'll just offer to give another card.

This post has been edited by hye: Jan 12 2008, 06:05 PM

yaya... experienced many times with Carrefour Visa Wave Machines... and the un-trained Cashiers...

Yeah ... I'll prefer to offer another card too.

Hi all, want to ask if I just put my credit cards there and din use it for long time, will the bank deactivate them?

i thinks at least use once lol...

why the bank wan to de-activate ur CC le?

they de-activate= no more business...

Shouldn't be. They'll be more than happy to charge you with the annual fees if you forgot to cancel the cards and the free annual fee period is up.

hi all, some noob question
i just received my standard chartered credit card...
in the statement that came along with the card, it has stated that i need to sign and activate the card immediately..but may i ask how? am i required to call the bank for activation or just swipe it at any outlet for activation(just as citibank)

ps: i've read the cardholder agreement but still no clues on what to do
Thanks in advance

anyone got standard chartered bank character card? the batman one? if apply the card, need to pay joining fee? and does it come with any free waiver? thanks....

Hello all, I am new to here. Currently having two VISA cards from Public Bank and Citibank respectively, to be specific both are supplementary cards provided by my sister. As I am still a student and not working, can't apply one for myself.
She told me that she wanted to cut off the Public Bank CC and replace me another one with higher credit limit, as my credit limit for PB is only RM 3k, sometimes not enough to pay for one semester tuition fees.
Citibank has slightly a higher credit limit but she wants to get me 2 cards for emergency purpose and for this new card, I plan to get MasterCard instead. Any bank that can recommend to me? With lots of benefits and free gifts? Typical Malaysian I am.

Thanks in advance, so that I can let my sister knows and she can apply for me.

Sign the card at the back and call the bank to activate the card. It's that simple, really. I'll be worried if the card is pre-activated


Look for roadshows promos and it should be free. (In fact, current SCB promos will give you 3 years free) If they charge you joining fee, do you still wanna apply ? Better you look for other banks which does not charge you.


What benefits are you looking for ? I suggest you forgo the free gifts part and stick to the main objective which is to get a good card for yourself. If a bank (Won't disclose which bank) give you generous sign-up gifts (maybe up to RM500) and an additional RM50 voucher after approval but customer service so-so only + charges extra fees for overseas spending - would you still want to apply? Even a higher credit limit objective is a better pursuit than free gift - be more realistic my friend.

Foreign banks would be better as compared to local banks.

sry i've gonna get a citibank shell credit card,
may i ask question here? i'm currently using caltex and plan to change to shell for the credit card reason...

what free gifts shell currently giving?

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Added on January 13, 2008, 12:26 pmand does maybank credit card have points if i pump caltex using the maybank credit card?

This post has been edited by PureGeek: Jan 13 2008, 12:26 PM

If u apply online then u will get either a bag or thumbdrive.
If u apply from salesman in shopping center it will be different gift.

All petrol station doesnt give points anymore...except the latest Citibank Shell and UOB BHP giving rebate..
The only card that gets points in petrol station is Maybank Amex credit card

thanks alot
btw, put aside the credit cards, if i pump shell with cash, do i get any free gifts?

like previously caltex has sticker for every rm30 petrol and redeem for a mineral water or pepsi

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Added on January 13, 2008, 12:34 pmwhat do shell give?

This post has been edited by PureGeek: Jan 13 2008, 12:34 PM

My friend ... this thread is for credit card related topics. Your question is unrelated already

When using PayPass, make sure the cashier activate the terminal. Read the message on the PayPass device.. it should say something like place card..

is PLEASE PRESENT CARD... i thinks.

anyways, just now tried my PayPass with my KFC nearby. tried to place my card at PayPass terminal for 2 times also failed..

ended, use the normal way. have to sign. and the Cashier seem dun know how to handle credit card payment...

next time, let's educate the un-trained cashier...ask them to activate the terminal...