need advice here..looking for a credit card..

1. i wont be in malaysia for long in a year..maybe only 2-3 months..wondering if there is any cc that will suit me?
2. if can, if its online banking is even better..

thanks!

Don't know when only Malaysia Bank will issue an Amex card with Express Pay features which similiar as Visa Wave or MasterCard Pay Pass.

need advice here..looking for a credit card..

1. i wont be in malaysia for long in a year..maybe only 2-3 months..wondering if there is any cc that will suit me?
2. if can, if its online banking is even better..

thanks!

I didn't receive any form for Virtual Mastercard. There's a fee for it! WTH!

dammit... im just found a Sorry Note from Pos Laju...

no one is in house when the postman is came yesterday... Sigh...
have to wait until Sat only go to collect my package...

guess it's my DA... haha...

Better go get yours soon. You sure dont want those post office ppl to open your package and use your card

Don't worry. The card has been blocked and needs activation.

Ya i know, I was just joking

Anyway for online transaction I still prefer to use my Visa Electron rather than DA CC.

Ya i know, I was just joking

Anyway for online transaction I still prefer to use my Visa Electron rather than DA CC.

anyways, not all bank have the visa verified lol.... as far as i know, only HSBC got....

while got Master what code... got no idea....

Any particular reason?

A few months ago, i lost my credit card and it was fraudently used by 3rd party amounted to RM3.5K.
These cilaka used my card to buy beer at Carrefour. But i wasn't aware i lost it until the bank called me to confirm the transaction
which i denied on the spot. The bank put my case as a lost card so i need to bear the cost but somehow they gave me 60% discount on that figure.
And until now i have already paid RM 1K to settle the disputed amount.
Anyway i hope to put this incident past behind me as i have moved but today this news came up , haiya....
Anybody out there got the same experience??? I still owe the bank abt RM400 on the disputed amount, should i use this acticle and dispute again?


Saturday December 22, 2007
Most unaware of RM250 limited liability

CARDHOLDERS need not pay more than RM250 whenever their lost or stolen credit cards are used by others. Yet, oftentimes, they end up paying much more.

This is because Bank Negara has not informed cardholders that they do not have to pay more than RM250 for fraudulent transactions carried out using their lost or stolen cards, when they had not acted fraudulently and had informed the banks about the lost or stolen cards as soon as possible.

This protection is given under Clause 13.2 of Bank Negara's Credit Card Guideline ("The cardholder's maximum liability for unauthorised transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by the issuer of credit cards, which shall not exceed RM250 provided the cardholder has not acted fraudulently or has not failed to inform the issuer of credit cards as soon as reasonably practicable after having found that his credit card is lost or stolen").

Banks know about Clause 13.2 but have chosen to ignore it. Instead they pursue cardholders for the fraudulent transactions.

They will tell cardholders that a clause in the credit card contracts states that all transactions carried out before the loss of the cards are reported to the banks, are deemed to be carried out by the cardholders. 

Many cardholders then pay up because they are unaware of the RM250 limited liability.

Bank Negara should rule that: 

ˇTHE RM250 maximum liability on fraudulent transactions is highlighted to cardholders in the card agreements as well as in the monthly card statements.

ˇBANKS are not allowed to insert any clause in the card agreement which is contrary to Clause 13.2.

ˇBANKS should refund all money in excess of the RM250 collected from cardholders whose cases clearly come under Clause 13.2.

S.M. MOHAMED IDRIS,
President,
Consumers Association of Penang

It took me a week to update my mailing address for my MBB Visa. I have the back of the bill to them.

Can we do this in maybank2u? i can not find the link~~

arlo....
wan to ask ur all opinion....
i just received Citibank catalog with my statement.

there is GO GREEN / GO PAPERLESS thing, if subscript, we will get 888 points...

what do ur thinks? worth to go paperless? or it's better to received paper statement???

For me I prefer e-statement. First it is environmental friendly, second is I don't like to have piles of paper statements.

Not sure for my DA, if there's any option for me to choose e-statement rather than paper statement...