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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Apr 19 2008, 12:03 AM

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QUOTE(yks8845 @ Apr 18 2008, 11:49 PM)
I received my cimb credit card last 2 week, i am using it by today for first transaction, can i view my credit card statement ( transaction ) via cimbclicks page (by automatically)? or do i need to register for it?

I am existing CIMB clicks user, I had all my account info can be view in cimbclicks page except credit card account info.
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I think you need to attach your credit card information into your CIMBClicks.

I guess you need to get the ATM PIN first and repeat the same First Time Login but this time just use back your existing username. My guess only ... You may give a call to CIMBClicks CS to inquire more.

This post has been edited by David83: Apr 19 2008, 12:14 AM
amerz
post Apr 19 2008, 08:02 AM

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I already apply for Maybank Petronas CC yesterday...
The staff said it'll take more than a month to approve since they're so many applied sad.gif
SUSDavid83
post Apr 19 2008, 08:20 AM

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QUOTE(amerz @ Apr 19 2008, 08:02 AM)
I already apply for Maybank Petronas CC yesterday...
The staff said it'll take more than a month to approve since they're so many applied sad.gif
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The response is overwhelming and hope they could extend the dateline for the 5x TP. tongue.gif
Sawamura
post Apr 19 2008, 10:45 AM

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always extend one... that is wat the promoter told me.. not sure tho.

btw, i already applied for flex. i havent get my card yet but now im thinking of petronas visa. is that possible ?

will they process my second application or not. or they will reject it. worst they reject both..??
SUSDavid83
post Apr 19 2008, 10:57 AM

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QUOTE(Sawamura @ Apr 19 2008, 10:45 AM)
always extend one... that is wat the promoter told me.. not sure tho.

btw, i already applied for flex. i havent get my card yet but now im thinking of petronas visa. is that possible ?

will they process my second application or not. or they will reject it. worst they reject both..??
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You can always put another application. It'll be treated as additional card (add-on).

Whether which card will be aprroved first, that'll be sort of your "principal" card (account). Worst case scenario as you mentioned, both application is being rejected.
SUSDavid83
post Apr 19 2008, 11:14 AM

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QUOTE(arsenal @ Apr 19 2008, 11:01 AM)
anyone want to apply direct access credit card..please pm me...thanks...
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Mind to ask ... how come you could offer a thumb drive as the free gift while the one I got is a bag pack? I thought the free gift is subject to availability.
shamsay
post Apr 19 2008, 11:58 AM

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today, citibank send the shell gold visa card to my house..should i use it or return back?is it worth to use it.i just play2 to apply this card.but they suddenly send to my house..what should i do..please helpp..how to return back the card..

vin_ann
post Apr 19 2008, 12:09 PM

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QUOTE(shamsay @ Apr 19 2008, 11:58 AM)
today, citibank send the shell gold visa card to my house..should i use it or return back?is it worth to use it.i just play2 to apply this card.but they suddenly send to my house..what should i do..please helpp..how to return back the card..
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it's all depend on you. if u pump shell a lots, and can get rebates for 2 or 3% forget already.

not shell user, then better dun use it.


shamsay
post Apr 19 2008, 12:16 PM

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of coz i using shell petrol...but what i 've understand bout this card. to get rebates ..u must have carry forward balance .. can you confirm on this.seems will get trap to pay the interest for carry forward...what happen if rm0 balance.still entitle the rebates?
vin_ann
post Apr 19 2008, 12:27 PM

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QUOTE(shamsay @ Apr 19 2008, 12:16 PM)
of coz i using shell petrol...but what i 've understand bout this card. to get rebates ..u must have carry forward  balance .. can you confirm on this.seems  will get trap to pay the interest for carry forward...what happen if rm0 balance.still entitle the rebates?
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5% rebate is for the balance carry forward.

if no carry forward balance, then the rebates will be much lower like 2% o 3%, forget the actual rates already. u can check the website.
amerz
post Apr 19 2008, 12:35 PM

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QUOTE(siutimtim @ Apr 18 2008, 01:44 PM)
anyone apply and have hsbc credit card ?

I apply their card today... how long they give approval ? They call office to HR to check or not and how is the credit limit ?

Anyone can tell ?????? this will be my second card =P
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when u get your card , please inform here.. notworthy.gif
i plan to get hsbc card also.. really like the padini and fos 10% discount since i always shop there
SUSDavid83
post Apr 19 2008, 03:04 PM

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QUOTE(shamsay @ Apr 19 2008, 11:58 AM)
today, citibank send the shell gold visa card to my house..should i use it or return back?is it worth to use it.i just play2 to apply this card.but they suddenly send to my house..what should i do..please helpp..how to return back the card..
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Just leave it there for 6 months and it'll be automatically deactivated.
winnie08
post Apr 19 2008, 03:55 PM

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what if my salary is rm1200 plus rm450 fixed monthly allowance? am i eligible for any credit cards?
prefer free for life ones. *grins*
amerz
post Apr 19 2008, 04:39 PM

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QUOTE(winnie08 @ Apr 19 2008, 03:55 PM)
what if my salary is rm1200 plus rm450 fixed monthly allowance? am i eligible for any credit cards?
prefer free for life ones. *grins*
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can la...
as long your total gross salary 1500 and above u're eligible to apply most of the cc

This post has been edited by amerz: Apr 19 2008, 04:39 PM
vin_ann
post Apr 19 2008, 08:31 PM

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QUOTE(David83 @ Apr 19 2008, 03:04 PM)
Just leave it there for 6 months and it'll be automatically deactivated.
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i dun thinks so.
if within 1 weeks you din activated ur card, some1 from citibank will call you, to confirm whether u received the card o not.

then, he/she will help u do the activation also. haha
shamsay
post Apr 20 2008, 11:14 AM

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QUOTE(vin_ann @ Apr 19 2008, 08:31 PM)
i dun thinks so.
if within 1 weeks you din activated ur card, some1 from citibank will call you, to confirm whether u received the card o not.

then, he/she will help u do the activation also. haha
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so what should i do?just go back to citibank and return the card?
salvationme
post Apr 20 2008, 12:59 PM

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hi , just a simple question here .
i have owned a public bank credit card ,
but i haven't use it since i received my card because i don wan to use it anymore
but also duno need to cancel or not because i'm not sure it is activated or not
will it charge for anual fee ?

thanks !!!!



This post has been edited by salvationme: Apr 20 2008, 01:03 PM
vin_ann
post Apr 20 2008, 04:36 PM

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QUOTE(shamsay @ Apr 20 2008, 11:14 AM)
so what  should i do?just go back to citibank  and return the card?
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no need to do anything. just cut it.
SUSDavid83
post Apr 20 2008, 04:48 PM

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QUOTE(salvationme @ Apr 20 2008, 12:59 PM)
hi , just a simple question here .
i have owned a public bank credit card ,
but i haven't use it since i received my card because i don wan to use it anymore
but also duno need to cancel or not because i'm not sure it is activated or not
will it charge for anual fee ?

thanks !!!!
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You can always give a call to the CS.
SKY 1809
post Apr 20 2008, 05:10 PM

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QUOTE(salvationme @ Apr 20 2008, 12:59 PM)
hi , just a simple question here .
i have owned a public bank credit card ,
but i haven't use it since i received my card because i don wan to use it anymore
but also duno need to cancel or not because i'm not sure it is activated or not
will it charge for anual fee ?

thanks !!!!
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For credit cards that come with annual fees.

I do not think the bankers would automatically waive your fees if not asked for.

Worse still, it might affect your credit ratings from other banks if you apply for a loan later, if the annual fee is not paid for after 3 months.

The banks have the rights to reject your application for a loan.

It is advisible to write to bank to cancel the card.

This post has been edited by SKY 1809: Apr 20 2008, 05:12 PM

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