public bank cards need to pay right ?

yeah... my uncle got plat card from ocbc after they take home loan from them

Every card need to pay. For public bank, just need to use certain amount then can waive the annual fees, if that is what you mean

Public Bank Plat
Main Card is Free if spend RM10k pa
Sub Card is Free if spend RM5k pa

10k per year... hmmm what to buy.. i should ask where to get rm10k to spend..

I still dunno why people like plat card when they cannot afford to spend so much. I rather stick to gold card at the moment

jason, u r a credit card sales exec is it ??

normally how they give credit limit ? based on your liability or how ? they can check your other card limit ?


what do you guys think about alliance bank card ? it is free for life also ?? any user from alliance bank ?

For me easy, my insurance itself is RM10k pa liao

but u guys said if they dont have such income, they wont get plat card ?? RM6k/month can get plat card already is it?

i think they can pay back unless they have many cards then diff story already..

Nowadays most bank min requirements for Plat is going down to RM80k pa, so is RM6,666 per month salary. They should have remain it to RM120k pa. Now more and more easier to get plat (income requirement wise)

Just found out that that Direct Access gold card salary requirement has gone down from 30k p.a. to 24k p.a.

I'm not credit card sales exec. But I help to do credit card sales. From what I know, usually based on your salary x 3. Or they will just follow your previous card. Unless you have loan from the bank, they will direct offer you the appropriate card. This info I got from those working in banks.

About alliance bank card, I also do the card for this bank. The requirement is a bit strict for gold onwards. Classic is standard for most banks. But this bank offer cash back and as well as points (lifetime) unlike most cards that give either points or cash back. And you need to swipe 12x in order to waive or spend 5k and above. I have more details, if you wan, can also PM me your email.

wat about uob plat ? is it easy to get ??

p.s : i wan my bf to have plat card because he has gold card now..

RM 24k p.a. is meant for those who are a member of those professional societies - IEM, Bar Council and bla bla.

RM 30k p.a. is meant for those who got a degree certificate.

hmmm but wonder why it is not stated in the application form that I received from DA yesterday...

This is something new to me. When I applied, there're such clauses.

vin_ann can prove that. The name of professional institution is imprinted on his CIMB DA gold card.

totally agree....

One question I have on Platinum Card holders

Will Platinum cardholders enjoy same discount/rebate as Classic/Gold carholders + additional exclusive offers, right ?

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Added on March 7, 2008, 8:58 amJust apply and tell us if it's easy to obtain a UOB platinum card.

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Added on March 7, 2008, 8:59 amthat's a very huge coverage to pay RM10,000 per year for insurance premiums


This post has been edited by ronnie: Mar 7 2008, 08:59 AM

Actually not a lot cause Rm10k is for me and wife. We buy life and medical card.

The UOB plat is UOB one platinum, which is same standard wif our classic card. It's easy to get. Having plat card does not necessary show status. If your gold card requirements are high, it will show your status as well. Some more, usually real platinum cards meaning the spending must be very high, even their privileges also push ppl to spend.

UOB plat is UOB one platinum ? last time you guys said different now same again ?

now all gold card requirements also very low already where got show status.. which bank is most high class.. hehe

The real platinum from UOB is not UOB one platinum. the one that most people can get is UOB one platinum. Not all gold card requirements are low. Eg. HSBC, Alliance