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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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ck_tonny
post Jun 11 2018, 10:24 AM

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QUOTE(peri peri @ Jun 10 2018, 10:30 PM)
thanks for sharing. is it normal atm or those cash deposit/atm machine?
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I tried Hong Leong Bank ATM cum cash deposit machine withdraw RM2k using bigpay, no issue.
ziniowong
post Jun 11 2018, 10:28 AM

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paid etiqa insurance with bigpay and it works
celaw
post Jun 11 2018, 10:35 AM

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Actually if we withdraw cash from ATM, BigPay is earning? Because if we use others bank debit card to withdraw from different bank ATM, charges is RM1 while BigPay charges is RM6. The different of RM5 goes to BigPay? tongue.gif
ClarenceT
post Jun 11 2018, 11:35 AM

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QUOTE(celaw @ Jun 11 2018, 10:35 AM)
Actually if we withdraw cash from ATM, BigPay is earning? Because if we use others bank debit card to withdraw from different bank ATM, charges is RM1 while BigPay charges is RM6. The different of RM5 goes to BigPay? tongue.gif
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BigPay uses Mastercard network, not MEPS ATM network (RM1), not sure about the cost to BigPay for each cash withdrawal.
Also BigPay's cost for each Top Up is 1.1% (max), so if they charge >1.1% (higher than RM6) for each cash withdrawal then BigPay may only break-even.
So not too soon BigPay will begin charging Top Up by using Credit Card, once they merge Big and BigPay.

celaw
post Jun 11 2018, 12:13 PM

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QUOTE(ClarenceT @ Jun 11 2018, 12:35 PM)
BigPay uses Mastercard network, not MEPS ATM network (RM1), not sure about the cost to BigPay for each cash withdrawal.
Also BigPay's cost for each Top Up is 1.1% (max), so if they charge >1.1% (higher than RM6) for each cash withdrawal then BigPay may only break-even.
So not too soon BigPay will begin charging Top Up by using Credit Card, once they merge Big and BigPay.
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Assume the withdrawal cost to BigPay is RM1 and they earn RM5. Lowest amount of ATM withdrawal is RM1,500 (Non-Cash Deposit machine). So RM5/RM1,500 = 0.33%. Erm.. they still far from breakeven.. How long they can sustain on this? Haha..

If let say they charge not more than 2% fees on Credit Card top up, many people still will use it I think.. tongue.gif
menime123
post Jun 11 2018, 12:26 PM

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QUOTE(stranger88 @ Jun 9 2018, 04:52 PM)
please check ur mailbox, they using Citylink, and citylink just drop it to mailbox only.
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Checked mailbox everyday. Also dont have. Try calling Citylink useless. No one picks up.
Try using their website tracking also results into error.

Im gonna just ask Big to reissue a new card for me.
skty
post Jun 11 2018, 01:23 PM

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QUOTE(menime123 @ Jun 11 2018, 12:26 PM)
Checked mailbox everyday. Also dont have. Try calling Citylink useless. No one picks up.
Try using their website tracking also results into error.

Im gonna just ask Big to reissue a new card for me.
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hope u don't face the same problem with me.
waited for nearly one month for the replacement card.
most important of all, you need to make sure they have START print your new replacement card.
many time I call up and they told me they will request for replacement card but at the end they waited to see the original card got send to you or not.
THEY CHEATED
menime123
post Jun 11 2018, 02:51 PM

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QUOTE(skty @ Jun 11 2018, 01:23 PM)
hope u don't face the same problem with me.
waited for nearly one month for the replacement card.
most important of all, you need to make sure they have START print your new replacement card.
many time I call up and they told me they will request for replacement card but at the end they waited to see the original card got send to you or not.
THEY CHEATED
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I called Citylink earlier already. From HQ to logistics to the PJ branch. They claimed they have delivered but I didnt not receive in my mailbox despite daily check. Im gonna deemed it as missing.

Trying to get in touch with BigPay over phone or FB is a freakin hassle. Just want to ask to reissue replacement card is a freakin mess. Ask them over FB to call me back also cant do.
jack2
post Jun 11 2018, 03:43 PM

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I withdrawn 3000 from CIMB atm and without issue.. huhu
Hanz91
post Jun 11 2018, 03:49 PM

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If I reload RM2500 into BigPay using MBB Barcelona card to get the 2% CB every month and withdraw out the RM2500 every month, do you guys think there will be any problems?
cybpsych
post Jun 11 2018, 03:54 PM

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QUOTE(Hanz91 @ Jun 11 2018, 03:49 PM)
If I reload RM2500 into BigPay using MBB Barcelona card to get the 2% CB every month and withdraw out the RM2500 every month, do you guys think there will be any problems?
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that's the ideal wish.

frequent of withdrawal might flag bigpay of your suspicious activities. card get suspended, need to proof yourself that your actions/behavior is legit.
jack2
post Jun 11 2018, 03:59 PM

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I have created the PIN for purchase and ATM. Why I always being asked again to create when I click the app?
cybpsych
post Jun 11 2018, 04:20 PM

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QUOTE(jack2 @ Jun 11 2018, 03:59 PM)
I have created the PIN for purchase and ATM. Why I always being asked again to create when I click the app?
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u sure u didnt create app passcode only?

redo again inside App | Settings | Security
peri peri
post Jun 11 2018, 04:22 PM

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QUOTE(jack2 @ Jun 11 2018, 03:43 PM)
I withdrawn 3000 from CIMB atm and without issue.. huhu
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wow, thx for sharing. Never know that a ATM machine can dispense RM3k note in one withdrawal.

Will try at nearest cimb atm, thx
jack2
post Jun 11 2018, 04:26 PM

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QUOTE(cybpsych @ Jun 11 2018, 04:20 PM)
u sure u didnt create app passcode only?

redo again inside App | Settings | Security
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App passcode created already and can use finger print to login too.

I was asking the ATM PIN or purchase PIN which was created too. Otherwise, how could I withdraw money from ATM?


drbone
post Jun 11 2018, 04:45 PM

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Anyone tried paying pdrm speeding saman with this card ?
fruitie
post Jun 11 2018, 05:00 PM

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QUOTE(jack2 @ Jun 11 2018, 04:26 PM)
App passcode created already and can use finger print to login too.

I was asking the ATM PIN or purchase PIN which was created too. Otherwise, how could I withdraw money from ATM?
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Also in Security. "Change BigPay card PIN"?
jkngo2003
post Jun 11 2018, 05:12 PM

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QUOTE(peri peri @ Jun 11 2018, 04:22 PM)
wow, thx for sharing. Never know that a ATM machine can dispense RM3k note in one withdrawal.

Will try at nearest cimb atm, thx
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Use the recycle ATM machine. One times can withdraw rm3800 at once. Every month I withdraw rm3800 only
TSfairylord
post Jun 11 2018, 05:17 PM

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QUOTE(jkngo2003 @ Jun 11 2018, 05:12 PM)
Use the recycle ATM machine. One times can withdraw rm3800 at once. Every month I withdraw rm3800 only
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what's recycle ATM?
mamamia
post Jun 11 2018, 05:17 PM

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i try to top up, money not in, but my card charged..unable to reach BigPay, call nobody answer, what should I do now?

This post has been edited by mamamia: Jun 11 2018, 05:18 PM

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