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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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celaw
post Apr 19 2018, 11:38 AM

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QUOTE(drbone @ Apr 19 2018, 12:35 PM)
Applied via app last week 14/4, received the card yesterday. Pretty smooth. Quite disappointed unable to maximise the PB Cash4U for this card.
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Anyone confirmed that top up BigPay not entitled to this promo yea?
celaw
post Apr 19 2018, 01:59 PM

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QUOTE(drbone @ Apr 19 2018, 12:45 PM)
No one confirmed yet, but unlikely due to it being under the category of quasi cash .
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I see. I had just swiped this Monday and did participate in the PBB Campaign. Let's see will get it or not.. haha..
celaw
post Apr 23 2018, 10:12 AM

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QUOTE(sendohz @ Apr 23 2018, 10:46 AM)
Sounds complicated
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Because PC can install Google Playstore App also provided you know how to do it.
celaw
post Apr 23 2018, 08:15 PM

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QUOTE(sendohz @ Apr 23 2018, 01:28 PM)
It's reflected in the AIA online portal where i register for autopay.
During registration i select Other and wrote BigPay, then now in portal it's showing CIMB with my masked big pay last four digit card number.
Every early of the month just top up. Similar to the practice of paying my insurance premium online. Set reminder  icon_rolleyes.gif
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How do you change to BigPay at AIA Online? I didn't see any option available to change auto debit option.
celaw
post Apr 24 2018, 11:59 AM

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QUOTE(sendohz @ Apr 24 2018, 09:39 AM)
Go to aia.com.my and then head yo 'My account'
There will be three selections to view, select 'My payment' (middle)
Then it will list down the insurance you have.
Then just scroll to either one of your insurance plan and on the right side there is option on 'Update Credit Card'

Then just follow the instruction!
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Got it. Will be charged RM1 pre-auth right? Not yet familiarize with this new layout tongue.gif

Between, how long does AIA take to update your credit card details shown in the auto debit? blush.gif
celaw
post Apr 24 2018, 06:10 PM

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QUOTE(cybpsych @ Apr 24 2018, 06:38 PM)
saw that too.

same issue with pbb vs, reported no cb for Feb too (but gotten cb for Mar). interestingly new reports this month gotten cb for Quantum.

let's see if yolo's mar cb has similar results, if the results consistently not eligible, can close case already  biggrin.gif
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Yes. True. I had both PBB VS & Quantum MasterCard. I got online cash back for top up BigPay done in early of April as well. biggrin.gif
celaw
post Apr 24 2018, 06:32 PM

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QUOTE(paogeh @ Apr 24 2018, 07:26 PM)
the PB cash promo rm100x2 or rm500x2 ,
from others reply , doesnt consider  !??!?!?!
why ?
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Not sure yet. I got participate in Week11. Let see I get it or not. bruce.gif
celaw
post Apr 25 2018, 08:37 AM

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QUOTE(hebe87 @ Apr 24 2018, 08:40 PM)
So means you already got 6% Cash back for online under VS, 5% cash back for online under Quantum Master right?

For the PB cashback 4U promotion, still not sure yet right?
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Yes. Correct.

QUOTE(cybpsych @ Apr 24 2018, 07:51 PM)

week11 cb already out since 6 Apr wor?  hmm.gif
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Sorry, typo. I swiped on 3 April, shall be week 14.
blush.gif

This post has been edited by celaw: Apr 25 2018, 08:43 AM
celaw
post May 25 2018, 04:14 PM

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QUOTE(cybpsych @ May 25 2018, 05:10 PM)
this is part of BNM's eWallet requirements .... the whole registration process is called KYC (know your customer/client). it's also meeting the AML/CFT requirements to record ewallet users. the details is dependent on the wallet size provided.

with bigpay's eWallet size of RM10k, more information is required such as NRIC/passport and selfie (to proof you are a LIVING person!)

other ewallet with smaller size, e.g. RM150 or RM200, there's no need for these verification.
you can try compare with other ewallet services, e.g. boost, fave, kiple, vcash, payfy, etc all are almost identical on the registration process. the amount of details required differs depends on wallet size.
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Wow, seems like you know quite a lot on ewallet. In your opinion, which one is the best in the market right now?
celaw
post May 30 2018, 01:45 PM

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QUOTE(bbhing98 @ May 30 2018, 02:00 PM)
Hi guys, I'm trying to link the card to my PayPal account and pay someone via USD.
Is there any way to bypass the cross border fee by PayPal by utilising the 0% fee from this card? I tried paying $800 directly from the card via PayPal and was charged rm2475, that's 3% cross border fee by PayPal.
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USD 800 or SGD 800?
celaw
post Jun 1 2018, 11:35 AM

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Anyone tried to pay PTPTN through BigPay?
celaw
post Jun 1 2018, 03:16 PM

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QUOTE(fairylord @ Jun 1 2018, 04:09 PM)
According to BigPay:

Grab has blocked all prepaid cards from their app... If you want Grab to accept BigPay cards, please let them know via the form that's accessible at the bottom of this page:

https://help.grab.com/hc/ms/articles/115014...to-add-my-card-
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Unless they practise pre-authorized amount. I think their concern is your prepaid card had not enough balance to pay when you arrived your destination. This will create a lot of operational headache.
celaw
post Jun 1 2018, 09:57 PM

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QUOTE(svefz @ Jun 1 2018, 10:52 PM)
Prepaid card can be overswipe and no issue with GE payment thumbup.gif
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Wow, that's a good news. Then we dont need worry for auto debit where need to always take care of account. haha
celaw
post Jun 6 2018, 03:40 PM

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QUOTE(hebe87 @ Jun 6 2018, 03:59 PM)
ya will do.. but the AIA insurance bill is RM9900. if the terminal cannot process prepaid card then its difficult for me to do with the RM9900 in bigpay card, haha

anyway, will look for other smal amount AIA bill and try

thx
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Don't think is an issue as I autodebit BigPay with Great Eastern, Manulife & AIA. So far so good. biggrin.gif
celaw
post Jun 11 2018, 10:35 AM

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Actually if we withdraw cash from ATM, BigPay is earning? Because if we use others bank debit card to withdraw from different bank ATM, charges is RM1 while BigPay charges is RM6. The different of RM5 goes to BigPay? tongue.gif
celaw
post Jun 11 2018, 12:13 PM

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QUOTE(ClarenceT @ Jun 11 2018, 12:35 PM)
BigPay uses Mastercard network, not MEPS ATM network (RM1), not sure about the cost to BigPay for each cash withdrawal.
Also BigPay's cost for each Top Up is 1.1% (max), so if they charge >1.1% (higher than RM6) for each cash withdrawal then BigPay may only break-even.
So not too soon BigPay will begin charging Top Up by using Credit Card, once they merge Big and BigPay.
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Assume the withdrawal cost to BigPay is RM1 and they earn RM5. Lowest amount of ATM withdrawal is RM1,500 (Non-Cash Deposit machine). So RM5/RM1,500 = 0.33%. Erm.. they still far from breakeven.. How long they can sustain on this? Haha..

If let say they charge not more than 2% fees on Credit Card top up, many people still will use it I think.. tongue.gif
celaw
post Jun 18 2018, 08:24 AM

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QUOTE(chonghe @ Jun 18 2018, 08:08 AM)
Strange. Maybe the CS doesn't know about it? But I tried few times all failed
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All the while I had no issue with paying through BigPay in Shopee. However, yesterday I had encountered failure for first 2 attempts (The payment straight failed without re-directing to OTP Page). I wait for 5 minutes and tried for 3rd times and it is successful.
celaw
post Jun 20 2018, 10:16 AM

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QUOTE(tan_aniki @ Jun 20 2018, 11:12 AM)
how come got unauthorized transaction without your card and tac?
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For some online transactions, just need card 16 digit, expiry date & CVC will do. No TAC required..
celaw
post Jun 20 2018, 02:42 PM

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QUOTE(jack2 @ Jun 20 2018, 02:47 PM)
I have RM2k in my bigpay balance. I don't know what to spend them other than withdrawal through ATM.
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Continue accumulate first ma.. hahaha..
celaw
post Jun 22 2018, 07:20 AM

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QUOTE(shirley_andy @ Jun 22 2018, 12:27 AM)
a waited around 10 days for it to be reverse. mine is RM2 verification when adding card to Fave.

when no worries it will eventually be reversed.
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I had 2 transactions still pending

1. Top up Wechat Pay RM100 on 6 June
2. Fave verification RM2 on 15 June.

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