anyone have problem receiving their card?
applied 1+ week plus and still havent receive my card
app status show already delivered
try calling but line always busy or no one pick up
message on FB and havent replied yet.

Lol, mean each time max withdraw 1.5k? and kena rm6 charges?
.thanks for your sharing!

You can look up for ATM which dispense RM100 notes on those popular branch , max withdrawal is 3k.

Anyway the best ATM is SC which I got RM3400 before . Technically it can dispense 35 notes, but I only got below. Hope this is helpful to you guys.
33 x RM100
2 x RM50.

To be honest, BigPay do have officer who keep an eye on social media.
You will know that if you go to BigPay website, forum. You can't be serious to think that BigPay is unaware we are using ATM withdrawal method to get cc cash back ?

Right now they want to focus of transaction volume and promote the card, so it's impressive from data perspective.
Once they hit a target then they will impose a higher charges on ATM withdrawal or allow jompay topup from saving account then impose charge on cc top up the lower down operation cost and keep genuine transaction.

Withdraw directly to saving account is part of their roadmap anyway.
You can get a lot of detail from their forum.

So enjoy while you still can.

No need think so much la, by the time you get the so call too frequent , you already kena ban. Those gain will remain small and not be taxable or notice.

Max each month you can churn 270k, and say you get 1 percent cash back card OCBC. Youu think you can get 1 percent out of that 270k?
Once you hit your cc credit limit then your cash back detail will go to management level and will not auto approve .
The 0.9% will gone because they will classific it as business usage. That's why I said the gain is small. P/s I have no idea on HL 1 percent card tho.

Other cash back card has capped so it's not possible for your to withdraw frequently.

My case, the BT is the so called large volume because I take out money from CC and use it invest on other stuff. There's goes 40k.
20k just maximize other ccccc ( multiple card ) cash back

Bravo ... Earn cashback by taking advantages of valid feature is not illegal IMO. I think you have got substantial advantage before your alleged situation where they hit the target and start impose high charges. By reading your reply, I feel your satisfaction on this entire matter.
By the way, mind to share which ccccc you used so I could add to the list in post #01.

Bravo ... Earn cashback by taking advantages of valid feature is not illegal IMO. I think you have got substantial advantage before your alleged situation where they hit the target and start impose high charges. By reading your reply, I feel your satisfaction on this entire matter.
By the way, mind to share which ccccc you used so I could add to the list in post #01.

i still remember saw the thread in bigpay forum that the moderator says that withdraw cash from ATM will not cause the account to be banned. but 60k in 2 month maybe like what others says trigger the alert to them.

"I've been monitoring our social media and customer support for months and I don't recall a single case like that! But if it were to happen, our users could just get in touch with our team to clarify the situation We really try to be as transparent and as flexible as possible. But clearly, we're not perfect and sometimes mistakes and bugs happen! In theory, there's no reason why withdrawing money from an ATM shortly after topping up your BigPay should cause the user's account to be suspended."

i still remember saw the thread in bigpay forum that the moderator says that withdraw cash from ATM will not cause the account to be banned. but 60k in 2 month maybe like what others says trigger the alert to them.

"I've been monitoring our social media and customer support for months and I don't recall a single case like that! But if it were to happen, our users could just get in touch with our team to clarify the situation We really try to be as transparent and as flexible as possible. But clearly, we're not perfect and sometimes mistakes and bugs happen! In theory, there's no reason why withdrawing money from an ATM shortly after topping up your BigPay should cause the user's account to be suspended."

There is nothing I can do either, as I mention in earlier replies so just take it easy. It's not death or alive matter and I don't think I broke any laws.

Basically you got everything covered . More than what I used !

Why IMO? It’s not a crime , and no law is broken. In the other way, if all that substantial amount is used on retail transactions and none on ATM withdrawal, and that doesn’ raise the red flag, it’s ironic. An interesting version of money laundering. I am thinking of loading RM1k every month from my HLB Wise to Bigpay and then withdraw from ATM. Time to give up on that idea.

I saw this as well hahahaha but reality is ouch !

HL cc that you mentioned earlier is referring to HL Fortune Visa gives 1% unlimited cash back?

To be honest, BigPay do have officer who keep an eye on social media.
You will know that if you go to BigPay website, forum. You can't be serious to think that BigPay is unaware we are using ATM withdrawal method to get cc cash back ?

Right now they want to focus of transaction volume and promote the card, so it's impressive from data perspective.
Once they hit a target then they will impose a higher charges on ATM withdrawal or allow jompay topup from saving account then impose charge on cc top up the lower down operation cost and keep genuine transaction.

Withdraw directly to saving account is part of their roadmap anyway.
You can get a lot of detail from their forum.

So enjoy while you still can.

depend what they wanna do but right now other company also doing this kind of thing. like grabpay. soon wechat pay come in. competition good for consumer

Bigpay is the only one with physical card, no?

HL cc that you mentioned earlier is referring to HL Fortune Visa gives 1% unlimited cash back?

No need think so much la, by the time you get the so call too frequent , you already kena ban. Those gain will remain small and not be taxable or notice.

Max each month you can churn 270k, and say you get 1 percent cash back card OCBC. Youu think you can get 1 percent out of that 270k?
Once you hit your cc credit limit then your cash back detail will go to management level and will not auto approve .
The 0.9% will gone because they will classific it as business usage. That's why I said the gain is small. P/s I have no idea on HL 1 percent card tho.

Other cash back card has capped so it's not possible for your to withdraw frequently.

My case, the BT is the so called large volume because I take out money from CC and use it invest on other stuff. There's goes 40k.
20k just maximize other ccccc ( multiple card ) cash back