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Prepaid Cards BigPay (with Mobile Application) V1, Prepaid MasterCard - CashBack & BigPoint

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chlee87
post Jun 3 2018, 02:56 AM

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QUOTE(glauncher @ Jun 2 2018, 11:06 PM)
I use cc to pay about 30k to my supplier of my sole prop business every month. now I'm thinking to top up using cc and use bigpay to pay for double rewards,

will I get flagged/suspended for such big payments?
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U only can reload up to 10k each time if i not mistaken,if u wan pay 30k maybe u need reload 10k 3 time and swipe 10k 3 time.so far i had use 20k on last month,till now still haven see any problem on the card.
chlee87
post Jun 9 2018, 10:02 PM

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QUOTE(fairylord @ Jun 9 2018, 07:19 PM)
[attachmentid=9849592]
HL cc that you mentioned earlier is referring to HL Fortune Visa gives 1% unlimited cash back?
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1% unlimited cash back is hong leong essential visa(1st 5k is 0.6%,more then 5k is 1%)

fortune visa provide 2.2% real cash(See the sample bellow)

Earn 1% real cash bonus every month (Cap RM50) 12mthxRM50=RM600.00

Extra earnings are based on you total annual spend:
Total annual spend
Bonus
Equal or more than RM38,000
RM280
Equal or more than RM68,000
RM880
Equal or more than RM108,000
RM1,800

This post has been edited by chlee87: Jun 25 2018, 03:04 PM
chlee87
post Jun 9 2018, 10:05 PM

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QUOTE(TaiSong @ Jun 9 2018, 04:27 PM)
No need think so much la, by the time you get the so call too frequent , you already kena ban. Those gain will remain small and not be taxable or notice.

Max each month you can churn 270k, and say you get 1 percent cash back card OCBC. Youu think you can get 1 percent out of that 270k?
Once you hit your cc credit limit then your cash back detail will go to management level and will not auto approve .
The 0.9% will gone because they will classific it as business usage. That's why I said the gain is small. P/s I have no idea on HL 1 percent card tho.

Other cash back card has capped so it's not possible for your to withdraw frequently.

My case, the BT is the so called large volume because I take out money from CC and use it invest on other stuff. There's goes 40k.
20k just maximize other ccccc ( multiple card ) cash back
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I used to swipe over 100k per month before using hong leong essential cash back without any issue with the bank until the card change the benefit to 0.6% on 1st 5k,more then 5k only 1%.
chlee87
post Jun 10 2018, 02:46 AM

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QUOTE(fairylord @ Jun 9 2018, 10:42 PM)
So is reloading bigpay with these Essential and Fortune entitled for the unlimited 0.6%-1% and 2% real cash?

Anyone tried these cards yet smile.gif ?
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confirm essential entitled cash back,fortune real cash reward haven't confirm.(Confirm entitled real cash earning for fortune card)

This post has been edited by chlee87: Jun 25 2018, 03:06 PM
chlee87
post Jun 25 2018, 03:07 PM

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QUOTE(fairylord @ Jun 12 2018, 02:54 PM)
Hi chlee87,

I will put the above post in Post #01 and refer to your Post #1869.
When you get confirmed CB later, just click on the link in Post #01 will direct you to your post.
You may then Update the result in Post #1869, below for your easy copy+paste later.

Cheers! rclxms.gif

CODE

[b]Update : Confirmed above entitled CB.[/b]

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Update : Confirmed above entitled CB.
chlee87
post Jul 11 2018, 07:41 PM

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QUOTE(snowswc @ Jul 4 2018, 08:58 PM)
Hi BigPayJonathan..may i know if i have plan to make a payment about Rm 80k? how should i go about with it because the max top up limit is RM 10k and even u keep reloading and pay, would it trigger suspension of my card?
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Hi there do ya make the 80k payment already?I had received "the call" form big pay asking me provide some information regarding the payment I had make,wonder they will suspend my card or not. hmm.gif
chlee87
post Jul 12 2018, 02:40 AM

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QUOTE(snowswc @ Jul 11 2018, 09:58 PM)
no. i didnt because very troublesome to swipe 8 times and really have concern if half way the suspend my card.
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They wont suspend your card on half way(I have done transaction more then 8 times in one day(7/7),but spending high amount really need to concern,if my card dint get suspend then swipe high amount is safe for now.
chlee87
post Jul 12 2018, 06:41 PM

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QUOTE(celaw @ Jul 12 2018, 08:13 AM)
I swiped 11k last month and no issue on that..
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what I talk about is far more then 11k on same merchant in one day.
chlee87
post Jul 12 2018, 09:01 PM

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QUOTE(digidigi @ Jul 12 2018, 07:04 PM)
Should not be a problem, sometimes u do buy furniture or electrical goods, or utility
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Hopefully,I had sent them the document they need,now wait and see my card got suspend or not.
chlee87
post Jul 13 2018, 02:33 AM

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QUOTE(tan_aniki @ Jul 12 2018, 09:32 PM)
Everything is in their server.
I upload the receipt on the old phone and from the new phone still able to see the receipt.
The only thing is when you login to new phone it will force ur old phone to logout.

BigPayJonathan what is the storage limit? Unlimited?
You got freeze or they just call u up to show them documents?
What documents they will ask?
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They just call me up and ask me sent the documents to them in 3 DAYS.
ask me provide my company details(SSM),the merchant invoice that I swipe for payment and my credit card statement(using which card to reload).

This post has been edited by chlee87: Jul 13 2018, 02:34 AM

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