Hmm ok thought those are isolated cases.

What reason or what qualifications needed to increase the limit??

Did they say...

I didnt ask, the lady said cannot increase, maximum 50k only
🤣

non-muslim can apply for an account?

Didn't know there are restrictions for non -Muslim to open account with Islamic banks

Got such restrictions meh??

I only know cannot use for "non halal" purchase if you're using their card....

Standards for all Islamic products in Malaysia

This post has been edited by nexona88: Oct 3 2024, 08:09 PM

Can it really be controlled, where the card is used, and whether can determine if used only for halal products?

Night Club & Bar is one of it 😔

I think this been discussed previously... Both Rize & in AEON Bank topic thread 🙏

is okay time's up with rize
we go play boost next..




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I am lucky that I managed to move large chunk of the amount into ASM during the MSAM week.

If not now I will be really headache as bb 5% limit is so low.

how to be able to transfer >50k per day?
do i need to have RM1 Million with Rize then only they give me that option?

if daily calculated, does Rize round up? e.g., if today interest is RM0.505, will it be treated as RM0.51 (RM0.51+RM0.51+...)

or they'll add all together (RM0.505+RM0.505+RM0.505...)

I tried Boost Bank.
Their app etc / customer service imcompetent.
guess i will sticj with Rize.

i started yesterday, transferred cash RM50k fr PBB to Boost,
money out from PBB but not seen in Boost bank despite instant Duitnow

called the Boost CS he is Wan, very nice and helpful
escalated and i received the money 2 hrs later in Boost

i am going to add more there 5% + other benefit

Personal Preference.

Negative point
(1) Their CS took too long to recieve call.
- Imagine if i have urgent dispute etc.

(2) Ledger missing/ The UI gone wrong.
- Some people may say but your money is safe mah, still got credit interest, for me it signifies incompetence in handling
- So now ledger not updated, what if they miss your money ?

What i experience with Rize is very good.
- Call recieved within 5 minute
- Fraud Detection good

* the negative point is 3.3%
but due to heart/mental issue (i dun want my money get stucked , remind me of how TNG block my money due to "suspicious transaction" ahahaha ), i'mma just gonna stick with Rize.
Just like how i choose HongLeong FD 3.7% instead of MBSB 4% , MBSB staff at my region just pure incompetent and non-helpful.

*another CS that is incompetent is Maybank that don't give a single shit about fraud detection or resolve dispute , coz yeah maybe Maybank too much customer they can lose me and don't care much.

This post has been edited by Haloperidol: Oct 5 2024, 08:25 PM

true if want something easy no hassle no error
no need email complain here and there, you avoid them

i am okay as i can cope with those hassles
when i called Boost CS yesterday, he was surprised there was already my email complaint captured in system,
with proof of my duitnow transfer full supporting documents etc..
any wonder once he escalated further i got my money in Boost Bank in 2hrs...
unlike some waited much longer.

i only cannot accept if money really lost but then
i am not going to let them off

let there be incompetence
mess around made mistakes here and there
biasa lah when they are new just started ...
pay us less complain, pay us more keep

so i take it like they say market up
or market down can make money also.

same here they new incompetence mess around
we also can make money

remember Rize was in a mess beginning. some received less
some received more
someone untung RM30000 from its incompetency
would you believe it?

This post has been edited by guy3288: Oct 5 2024, 08:41 PM

Haloperidol

Just to remind you...
Rize sucks too initially... Especially lose $$$ during transfer or never ending money gotten hold because of suspecting transaction....

So it's actually learning process especially for Boost Bank...

better let other be waterfish first

Thanks for sharing your experience... Counterparty risk with banks are always an issue that is unavoidable.

SG banks suck too, despite their world-renowned safety and stability.

Any magic number to get interest with Rize?