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Banking MY Al-Rajhi - Digital Banking (fka Rize), Profit Rates up to 3.60%. Paid monthly

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virulence
post Oct 1 2024, 04:57 PM

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QUOTE(sjz @ Oct 1 2024, 02:32 PM)
shocked me too.
never expecting the reduction to be this drastic.

even some chinese newspaper report on Rize rate reduction too.
what is the max amt able to trf per day?
*
yup 50k
Haloperidol
post Oct 1 2024, 06:42 PM

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QUOTE(nexona88 @ Oct 1 2024, 02:07 PM)
Maybe they already achieve what needed...

Especially Big Data stuff... So don't need to burn more money to capture market shares...
*
Or simply just follow the peers.
If other peers offering 3%, why should me offering 3.8% , it makes no sense. - possible Rize marketing team.

Too bad Rize become like this haizz...
Daily calculation interest, instant withdrawal via DN QR, backed by PIDM, flexibility...
it's such a shame it ended

This post has been edited by Haloperidol: Oct 1 2024, 06:43 PM
leanman
post Oct 1 2024, 08:08 PM

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QUOTE(Zaryl @ Oct 1 2024, 11:51 AM)
latest rate:

rize 3.3%
aeon 3% (saving pot only)
tng 3.4%

rize and aeon are convenient for me. still keeping my salary inside before paying the bills after 1st of each month.
*
Any condition in AEON’s saving pot?
Rize still good enough at 3.3% very liquid
Zaryl
post Oct 1 2024, 08:29 PM

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QUOTE(leanman @ Oct 1 2024, 08:08 PM)
Any condition in AEON’s saving pot?
Rize still good enough at 3.3% very liquid
*
hmm didn't see any RM limitation to put inside the saving jars though.
but 3% p.a still better than nothing, apart then Rize's.

BWassup
post Oct 1 2024, 09:47 PM

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QUOTE(Haloperidol @ Oct 1 2024, 06:42 PM)
Or simply just follow the peers.
If other peers offering 3%, why should me offering 3.8% , it makes no sense. - possible Rize marketing team.

Too bad Rize become like this haizz...
Daily calculation interest, instant withdrawal via DN QR, backed by PIDM, flexibility...
it's such a shame it ended
*
Rize is getting smarter. Can't blame them for not overpaying.

If only their systems were better.
taitianhin
post Oct 1 2024, 09:48 PM

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QUOTE(Zaryl @ Oct 1 2024, 08:29 PM)
hmm didn't see any RM limitation to put inside the saving jars though.
but 3% p.a still better than nothing, apart then Rize's.
*
mohon TS tukar Title. No more 3.8%
I need 3 more days to recover from the sadness

This post has been edited by taitianhin: Oct 1 2024, 09:49 PM
akafoz
post Oct 2 2024, 08:25 AM

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Tried to transfer out 50k for 2 days, and it always have different kind of error.. Duit not send, transfer fail etc..

Had to lower to 25k to 2 different accounts then only can reach the approval screen and finally successfully send out.

Boost Bank can finally increase transfer limit to 50k and no such trouble..
jasontoh
post Oct 2 2024, 08:54 AM

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QUOTE(akafoz @ Oct 2 2024, 08:25 AM)
Tried to transfer out 50k for 2 days, and it always have different kind of error.. Duit not send, transfer fail etc..

Had to lower to 25k to 2 different accounts then only can reach the approval screen and finally successfully send out.

Boost Bank can finally increase transfer limit to 50k and no such trouble..
*
I do not have this issue yesterday. What kind of error you are seeing?
sjz
post Oct 2 2024, 09:32 AM

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QUOTE(taitianhin @ Oct 1 2024, 09:48 PM)
mohon TS tukar Title. No more 3.8%
I need 3 more days to recover from the sadness
*
why sad? tongue.gif

Boost Bank is offering 5% p.a. in special jar.

previous month only 4%, could be their effort to pull cust base to them.

This post has been edited by sjz: Oct 2 2024, 09:32 AM
taitianhin
post Oct 2 2024, 09:35 AM

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QUOTE(sjz @ Oct 2 2024, 09:32 AM)
why sad?  tongue.gif

Boost Bank is offering 5% p.a. in special jar.

previous month only 4%, could be their effort to pull cust base to them.
*
Thats the things....this digital bank things is getting ppl headache
I hv aeon n rize created just recently
Not sure wan to sit in for this Boost bank just to get 1-2 mths of extra 1 %
Aduhai. Sad n headache together d

This post has been edited by taitianhin: Oct 2 2024, 09:36 AM
sjz
post Oct 2 2024, 09:41 AM

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QUOTE(taitianhin @ Oct 2 2024, 09:35 AM)
Thats the things....this digital bank things is getting ppl headache
I hv aeon n rize created just recently
Not sure wan to sit in for this Boost bank just to get 1-2 mths of extra 1 %
Aduhai. Sad n headache together d
*
i think its a safe bet for Boost Bank, as No minimum balance need to maintain in account. (same as GX).

Rize min balance RM10.

while i do not open Aeon acc is due to the min balance RM20 that we can't withdraw unless close account.
leanman
post Oct 2 2024, 10:04 AM

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QUOTE(taitianhin @ Oct 2 2024, 09:35 AM)
Thats the things....this digital bank things is getting ppl headache
I hv aeon n rize created just recently
Not sure wan to sit in for this Boost bank just to get 1-2 mths of extra 1 %
Aduhai. Sad n headache together d
*
take a step backward, if you have say RM100k that's about RM83 a month, is that worth doing it? also look at the risk management or the saying goes, don't put all your eggs into one basket


KOEL
post Oct 2 2024, 01:08 PM

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QUOTE(sjz @ Oct 2 2024, 09:32 AM)
why sad?  tongue.gif

Boost Bank is offering 5% p.a. in special jar.

previous month only 4%, could be their effort to pull cust base to them.
*
I hear a lot of issue with the Boost's App. They are stable now?
sjz
post Oct 2 2024, 02:21 PM

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QUOTE(KOEL @ Oct 2 2024, 01:08 PM)
I hear a lot of issue with the Boost's App.  They are stable now?
*
so far so good.
yesterday morning some reported issue of unable to withdraw from birthday jar, but this had been fixed after an app update.

unlike boost, boost bank we can call their cs thru phone directly and usually immediately someone will pickup.

while for Rize, so far didn't see any prob reported on outward funds transfer unlike the case happen few months ago.

This post has been edited by sjz: Oct 2 2024, 02:23 PM
BWassup
post Oct 2 2024, 04:39 PM

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QUOTE(sjz @ Oct 2 2024, 09:32 AM)
why sad?  tongue.gif

Boost Bank is offering 5% p.a. in special jar.

previous month only 4%, could be their effort to pull cust base to them.
*
5% is only applicable to first 25k right? And only applicable for October. After October, drops to 3.6%.



This post has been edited by BWassup: Oct 2 2024, 04:44 PM
ClarenceT
post Oct 2 2024, 05:32 PM

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QUOTE(BWassup @ Oct 2 2024, 05:07 PM)

Only the 4 supermarket jars have 5% rate until October, after that 4% until December. All are in Sabah/Sarawak, so KL account holders unable to benefit from this?

*
For those coming to Kuching.
Farley Mall is just 2km away from Kuching International Airport.

lee90
post Oct 3 2024, 08:03 AM

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suddenly cannot transfer out this morning, not even 5k
called customer service, nobody pick the phone
SUSTOS
post Oct 3 2024, 08:14 AM

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QUOTE(lee90 @ Oct 3 2024, 08:03 AM)
suddenly cannot transfer out this morning, not even 5k
called customer service, nobody pick the phone
*
Tried transferring out from BoostBank just now, no issue for me.
sjz
post Oct 3 2024, 08:48 AM

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QUOTE(lee90 @ Oct 3 2024, 08:03 AM)
suddenly cannot transfer out this morning, not even 5k
called customer service, nobody pick the phone
*
make sure yr acc balance is above RM10 min balance after transfer.
their apps won't tell you what prob, only will tell u transfer fail, need to troubleshoot ourselves
lee90
post Oct 3 2024, 10:11 AM

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QUOTE(sjz @ Oct 3 2024, 08:48 AM)
make sure yr acc balance is above RM10 min balance after transfer.
their apps won't tell you what prob, only will tell u transfer fail, need to troubleshoot ourselves
*
called, CS said security issue, sudah buka for me
wow 5k pun kena security issue, last time transfer 20k sekali pun ok thumbup.gif


by the way, i was told transferring directly from Rize to Boostbank will have issue like fund not credited into boostbank but already deducted in Rize. rclxub.gif

This post has been edited by lee90: Oct 3 2024, 10:13 AM

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