i guess i should say it as a "small scar" rather then scratch. I didn't realize my front skirt juz about to touch the sharpe corner of the concrete staircase when I slowly release my break to move a bit in (coz I thought still got some space in front my house) but I've missed judge the distance

my previous car was small, so parking very easy. now this one different, hard to judge the distance.

when I went down and check, only saw it and immediately reverse my car abit, but too late, already got a small scar there, hurt

O.o the front bonnet of city is already very short..
it's almost the same length of my kelisa, or maybe even shorter..

any lowya mp3 player also can play into AUX jack?? mine one is a cheap MP3 player only o...is that the male to male is a standard to all MP3 palyer??

200+..you PM me la..tell u the place.

it really hurts have a 'scar' on new rides...

try these.. seriously amazing

Meguiar's ScratchX

TurtleWax Scratch & Swril Remover

TurtleWax ChapStick

those can easily be found at Ace Hardware, Enos 1 utama.

Yo, apisgogo...
U r right to make that decision...
RM150 is nothing compared to the lebih kurang RM1,000 if some 3cm pebble comes flying into ur windscreen...
It may not break on the spot, but u would see the crack-line rising like the stock exchange when temperatures change (i.e.: sudden rain on a very very sunny day, which Malaysia is famous for)...

So, think about it, not worth saving RM150 for something so highly likely...

But should you think of jimat RM150.00, if, touch wood, something DOES happen to ur windscreen, u can claim from the Car Insurance itself, but lose NCB lor...

Just my pendapat harga dua sen...

my previous wira cost RM900 to replace the windscreen. damn..

just extra RM150, no really big amount. u know lah malaysian roads, suddenly u got big lorry carry rocks cut in front of u... ha..

ala, lose NCB sikit sajaa... dont worry to much lah

Hi all.. I bought new city idsi with Cheras dealer. 2.4% int and its MBB.

Hope can get the new car very soon.

Hi cool.. your SA from PJ just called me today.. and said MBB can give 2.36%.. walla.. i already sign with Cheras then nothing i can do lar..

But my husb said nvm lar. .. But affendy (your SA also a nice guy) really helpful.. any one want to buy maybe can call him directly.. 0166662567...

Hi jenny, thanks for your help as well. really gud advice given. Thnx all

Try Soft99. It helps in removing small scar. Somemore its affordable, roughly RM29.90 saja. Many people is using this Japanese brand anyway!


The interest rates(IR) vary. Before the bank hands over the Letter of Undertaking to you, they can quote whatever or whichever rates that you are comfortable with, then of course this is attract you to put in your application.

But, one should really understand that the IR will also based on the car model, loan amount and the conduct of the borrower's account throughout the nation.

Thats why you say PROTON's car IR is higher 3.99% for 9 years loan, but in the other hand, ACCORD is 1.38% for the same tenure. This explains because the bank presumed the depreciation for HONDA's car is marginal compared to PROTON. The bank is facing lesser risk to resell the car if installments were not being pay for consecutive 3-4 months.

Loan amount is the most fundamental thing. The higher the amount, the higher the IR because the bank is facing more risk to recover the capital, thereby high risk comes with higher return.

As for conduct of account, since we knew that our central bank did maintain the CCRIS system after the 97-98 economic crisis to unite all the banks and financial institutions to know the financial standings of an individual nationwide before the banks lend out money.

Say you have personal loan that have 3 months accummulated arrears, then the bank will view you as a higher risk borrower because it comes to the basic, even your existing loan also you can settle every month, will I face the same problem if I lend it to you? The record for the past 12 months for your liabilities outstandings will be shown in the CCRIS, thats why some people can get cheap rate, some people did not; some people can get the loan approved at higher amt, some cannot and vice versa.

I hope these will help!



Jinyee

2 QUESTIONS

1. If windscreen damage and covered by insurance, to claim - deduct how much ncb?

2. When i turn on alarm but open the car trunk, alarm does not engage. this normal?

newbie in buying cars!

interested in getting a city..idsi cuz i would like one that saves fuel..

i went to honda malaysia site and tried the loan calculator..why is the interest paid so high..=(

biasa la~~
harga kereta turun~~but interest rate naik~~

The IR provided in the website is the most conservative calculation and serve as reference purpose. You may get better IR during your purchase later.


Jinyee

Hie guys, am looking for a car at the moment. Contemplating between the Honda City, Toyota Vios and Proton Persona.

I'm conscious about FC, but also would like some performance to go with once in a while. Should i opt for the vtec specs or should i go for i-dsi? what's the difference (mileage) between the two?

Also, i'll be getting my dad to purchase the car first (including paying down payment) and i'll take over the loan re-payment once i graduate (after 1 year). Is there anything i should know about (in terms of ownership and loan repayment)?

Is it a good time to get the car now or should i wait couple more months for the rumored new model to arrive then only buy? I am currently driving an old car which is sufficient but costs too much to maintain.

if you are in a hurry and urgently need a car then get it now lor.
If not you can wait and see is the rumour of new model come out is true o not.

First, I would like to say thanks to u (and apisgogo) to provide me some useful information. Today I just went to look for my SA again (pay the extra 150 for the windscreen insurance), he help me to fix the rubber problem (near the window edge). I ask whether got any paint work touch-up service or not and show him the scar and he say yes, but will cost about RM40-RM50 (re-spray the entire right side fog lamp area) and will look as new as before (no joining line between the original and new spray paint), I'm thinking whether or not want to go for it next time when I send my car for service.

oh ya, I bought the T-Rex steering lock with the shock sensor (model: CH390AD) last 2 days ago and that lock is d@mn not stable, even without any shock, about 15-20mins it will automatically trigger the alarm, very annoying. So today I decided to return back the lock and ask for a replacement, that sales guy replace me another new one (same model) and when I back home and I try again, watlau...another same problem, terrible....

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Added on January 20, 2008, 12:48 amdirectly put your name as an ownership rather then your dad's name (to eliminate any unnecessary complicate change owenership procedures). As c.o.o.l said: if u r not urgent, then wait loh, think and decide yourself carefully, so that next time you wont feel any regret for your decision

This post has been edited by terence4ever: Jan 20 2008, 12:48 AM

I want to install a paddle lock for my city too. My SA quote me RM300 for that, is that reasonable?

I think do the paddle lock outside cheaper but anything happen the SC will say void warranty...more safe to ask them to install. Not expensive too much..

oo. Maybe will ask him to reduce some mroe the price. Need to send back for the tinting, got bubbles on the 7 inches part

where do you fix the paddle lock?

haha..sounds like paddle pop to me... yummy...

anyway, i hope to get my car next week! can't wait liao... already waiting 2 months 20 days...

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Added on January 20, 2008, 5:25 pmwell...actually there's suppose to be 3 batch of delivery...
1st batch - 7th Jan, 2nd batch - 14th JAn and the 3rd batch will be 21/22 Jan...

i booked mine on 30th Oct, but still havent' get my car...you're lucky u can get urs so early...did you pay any undertable money ar?

just curious how come urs get so fast....

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Added on January 20, 2008, 5:26 pmis this product a voltage stabilizer?

This post has been edited by kevyeoh: Jan 20 2008, 05:26 PM