more like, markets dropped and you lost RM6.55 (RM10.35-RM3.80). so you are left with only RM3.80 + RM1,000

This post has been edited by Medufsaid: Mar 31 2022, 06:08 PM

Okay, how about question no.1?

If you withdrawn the amount is less than cash portion it’s will deduct from your cash otherwise the AI should be smart to sell best performing ETF for profit based on FAME algorithm to be put in the cash portion and will execute the withdrawal process for you

so is it Current Value or Net Deposit?

This post has been edited by Medufsaid: Apr 1 2022, 09:25 AM

saw my statement. KDI invest got dividend given...

did a 2.5k testing with KDI invest last 2 weeks to avoid the mngt fee.
looks like market is good for now only.



This post has been edited by 47100: Apr 1 2022, 09:59 AM

Thats good return for a mere RM2.5k

yeah market is recovering a bit these two weeks

Doesn’t matter if cash portion is higher than withdrawal amount

so much allocation to "cash" for my very conservative portfolio in March. Prefer if put it into ETFs instead.

I had changed it to "conservative", and will check again next mth. Don't dare to put in more till I'm happy with my choice:



so nice those who put in very aggresive recently.. you guy bought during the lowest dip so now see all shoot up..

told you all d their aggressive portfolio has some nice ETFs there like QQQ and SPY. These won't go wrong. Not sure why Stashaway avoid such US etfs.

My aggressive ETFs I self manage in IBKR. Using these robos more for bonds, commodities and conservative investing.

Invest below 3k in KDI Invest is worth it for its zero fees. If lazy DIY wanna invest more, KDI Invest should be a safe bet. Their lower fees and nice portfolio is good. MYTHEO is good also but higher fees. Stashaway has some weird choices for their ETFs like recent KWEB.

This post has been edited by Davidtcf: Apr 1 2022, 12:59 PM

SA use to have IVV but Freddy reopt to KWEB instead

Have you see whether your dividends are automatically reinvested in kDI since you have bndx and hyg?

yea dividends are being reinvested. So far received 6 cents only due to my small amount.
at the far right of my screenshot got mentioned.

https://digitalinvesting.com.my/faq/

Quote from FAQ:

Tax refund of QII or WHT is still questionable from KDI

If can get back 15% from 30% then it is good a deal to buy pure bonds for rebalancing purposes

A month+ in and their user experience still feels like I'm using an undergrad's rushed final year project, and the worse part is they even got the numbers wrong.

I've only ever put in 250 to KDI Invest, but apparently I have over 1k invested and over 600+ in VT...
🤣🤣🤣

strange, you got withdraw part of the amount last mth? mine i did withdraw halfway... my total also show 1k+. Next mth see if will reflect correctly or not.

Extra bonus for you

Didn't touch it since opening deposit, KDI isn't exactly earning my strong confidence given their UX so far.

If only it's reflected on UI side and is withdrawable 🤷‍♂️

How about comparing it to Akru?

Slightly better, because Akru can't even complete my registration process after 1y, that is one hell of a jank startup waiting for an acquisition and 0 intention to improve.