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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save

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SUSxander83
post Apr 1 2022, 05:21 PM

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QUOTE(_kilakila_ @ Apr 1 2022, 05:11 PM)
Yawor even the management fee or whatever fee looks so wrong..waited so long to check the statement but end up like this  doh.gif
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You should ask why got custodian fee doh.gif
sgh
post Apr 1 2022, 07:39 PM

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QUOTE(xander83 @ Apr 1 2022, 05:21 PM)
You should ask why got custodian fee  doh.gif
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Company got employees to feed every month mah. Others don't have custodian fee means must think earn monies from some other avenue/source etc. Company cannot be doing all for free so it is only when you as a customer feel their fees are reasonable and they are doing a good job or not.
SUSxander83
post Apr 1 2022, 09:01 PM

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QUOTE(sgh @ Apr 1 2022, 07:39 PM)
Company got employees to feed every month mah. Others don't have custodian fee means must think earn monies from some other avenue/source etc. Company cannot be doing all for free so it is only when you as a customer feel their fees are reasonable and they are doing a good job or not.
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GO read the FAQ and you know why doh.gif doh.gif doh.gif

Are there any fees being imposed such as sales, subscription, redemption, custodian, withdrawal penalty or closing fees?
No, Kenanga Digital Investing (KDI) does not charge any fees relating to sales, subscription, redemption, custodian, withdrawal penalties or closing of account.

Compulsory fees are expense ratio, 0.2% FX conversion and management for AUM of rm3000 and above doh.gif

This post has been edited by xander83: Apr 1 2022, 09:02 PM
engyr
post Apr 4 2022, 07:23 PM

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When will we receive RM10 rewards? For new user for KDI invest
TStadashi987
post Apr 4 2022, 10:45 PM

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QUOTE(engyr @ Apr 4 2022, 07:23 PM)
When will we receive RM10 rewards? For new user for KDI invest
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pls read first post under section KDI Referral Program
Hoshiyuu
post Apr 4 2022, 11:20 PM

wow i unlocked this
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QUOTE(tadashi987 @ Apr 4 2022, 10:45 PM)
pls read first post under section KDI Referral Program
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Thanks for maintaining the first post well, TS!

On that note I think it's been easily 30+ days and mine is nowhere in sight...
TStadashi987
post Apr 4 2022, 11:21 PM

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QUOTE(Hoshiyuu @ Apr 4 2022, 11:20 PM)
Thanks for maintaining the first post well, TS!

On that note I think it's been easily 30+ days and mine is nowhere in sight...
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same here shakehead.gif
guy3288
post Apr 5 2022, 09:55 AM

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QUOTE(MUM @ Mar 28 2022, 02:56 PM)
KDI Save offers a promotional fixed return of 3.0% per annum for the first RM 200,000 in cash deposits made until 31 December 2022.
The rates for any placement above RM 200,000 would be 2.25% per annum.
https://kclau.com/investment/kdi-save-review/

So that 200k will get 3%,...what about those interest earned? Will only get 2.25%pa or 3%pa? (as it is not considered as cash deposit... But interest earned or will they consider interest earned as cash deposits too? ) 🤔🤔
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After checking statements and watching the figures displayed on making withdrawals....i think there is now indication showing KDI may still pay 3% interest beyond the first RM200k.....only for a certain portions of your interest.

Share with you guys 3 set of info,, those maths savvy can help decipher, it looks like above RM200k still can earn 3%....


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premier239
post Apr 5 2022, 09:57 AM

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most of u guys seem to move from versa to KDI save

the only downside seems like the long withdrawal waiting period?
SUSxander83
post Apr 5 2022, 10:07 AM

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QUOTE(premier239 @ Apr 5 2022, 09:57 AM)
most of u guys seem to move from versa to KDI save

the only downside seems like the long withdrawal waiting period?
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In fact faster receive the same day as withdrawal provided it is done before 11am doh.gif
lawsh
post Apr 5 2022, 10:10 AM

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QUOTE(xander83 @ Apr 5 2022, 10:07 AM)
In fact faster receive the same day as withdrawal provided it is done before 11am  doh.gif
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the time it takes them to process transfer is really pissing me off
FPX is supposed to be near real time and yet they say it can take 1-2 days
every time i transfer also have to send in a request to check

anyone tried withdraw before? also take 1-2 days?
ericlaiys
post Apr 5 2022, 10:12 AM

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QUOTE(lawsh @ Apr 5 2022, 10:10 AM)
the time it takes them to process transfer is really pissing me off
FPX is supposed to be near real time and yet they say it can take 1-2 days
every time i transfer also have to send in a request to check

anyone tried withdraw before? also take 1-2 days?
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1 day if from kdi save. kdi invest - 3-5 days
tehoice
post Apr 5 2022, 10:13 AM

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QUOTE(lawsh @ Apr 5 2022, 10:10 AM)
the time it takes them to process transfer is really pissing me off
FPX is supposed to be near real time and yet they say it can take 1-2 days
every time i transfer also have to send in a request to check

anyone tried withdraw before? also take 1-2 days?
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Withdrawing from KDISave before the cut-off date, received the money in my bank account later in the same evening.

Tried and tested, hope this helps.
SUSxander83
post Apr 5 2022, 10:19 AM

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QUOTE(lawsh @ Apr 5 2022, 10:10 AM)
the time it takes them to process transfer is really pissing me off
FPX is supposed to be near real time and yet they say it can take 1-2 days
every time i transfer also have to send in a request to check

anyone tried withdraw before? also take 1-2 days?
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No issue if your on boarding process is smooth

No issue withdrawal for me as I received as early 6pm or latest 10pm within the same day

I suggest you check which bank account you link with KDi

As long as deposit and withdrawal account is the same no issue then
lawsh
post Apr 5 2022, 10:40 AM

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QUOTE(ericlaiys @ Apr 5 2022, 10:12 AM)
1 day if from kdi save. kdi invest - 3-5 days
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i have seen 1 of my deposit took more than 24 hours

QUOTE(tehoice @ Apr 5 2022, 10:13 AM)
Withdrawing from KDISave before the cut-off date, received the money in my bank account later in the same evening.

Tried and tested, hope this helps.
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cut off date or time?
if date then i don't think i saw this T&C.
if time then is it 11am as well?

QUOTE(xander83 @ Apr 5 2022, 10:19 AM)
No issue if your on boarding process is smooth

No issue withdrawal for me as I received as early 6pm or latest 10pm within the same day

I suggest you check which bank account you link with KDi

As long as deposit and withdrawal account is the same no issue then
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transfer in from linked account also still not yet reflected
almost reaching 24 hours by now

i haven't transfer out, but just planning ahead in case need money.
if the withdrawal is a hassle then i will need to keep sufficient cash balances elsewhere
cybpsych
post Apr 5 2022, 10:42 AM

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QUOTE(lawsh @ Apr 5 2022, 10:40 AM)

cut off date or time?
if date then i don't think i saw this T&C.
if time then is it 11am as well?

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alreayd been shared many times here

observe 11am cutoff time (note: you got 20 minutes left today laugh.gif )

you'd get your fund in your bank account by evening/night today
tehoice
post Apr 5 2022, 10:50 AM

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QUOTE(lawsh @ Apr 5 2022, 10:40 AM)
i have seen 1 of my deposit took more than 24 hours
cut off date or time?
if date then i don't think i saw this T&C.
if time then is it 11am as well?
transfer in from linked account also still not yet reflected
almost reaching 24 hours by now

i haven't transfer out, but just planning ahead in case need money.
if the withdrawal is a hassle then i will need to keep sufficient cash balances elsewhere
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sorry, cut-off time.
ericlaiys
post Apr 5 2022, 11:00 AM

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QUOTE(lawsh @ Apr 5 2022, 10:40 AM)
i have seen 1 of my deposit took more than 24 hours
cut off date or time?
if date then i don't think i saw this T&C.
if time then is it 11am as well?
transfer in from linked account also still not yet reflected
almost reaching 24 hours by now

i haven't transfer out, but just planning ahead in case need money.
if the withdrawal is a hassle then i will need to keep sufficient cash balances elsewhere
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only during working day - mon to friday
siawyent
post Apr 5 2022, 11:07 AM

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When wanted to deposit KDI save, it said

Please use the bank account you registered with KDI to deposit. Deposits from other unregistered banks with KDI may result in a longer verification time.

How long it will take if I use other unregistered bank to deposit?

This post has been edited by siawyent: Apr 5 2022, 11:09 AM
lawsh
post Apr 5 2022, 11:09 AM

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QUOTE(siawyent @ Apr 5 2022, 11:07 AM)
When wanted to deposit KDI save, it said

Please use the bank account you registered with KDI to deposit. Deposits from other unregistered banks with KDI may result in a longer verification time.

How long it will take if I just other unregistered bank to deposit?
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if non registered, based on my experience, confirm more than 24 hours.
i beh tahan so i email them

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