found one T&C, but my conversion amount included 1 BT instalment though
once approved, it will reduce your statement balance (i.e. similar to FPP)

thanks for sharing the TnC, but, the sms receive is after statement date and amount is based on statement due amount, so, it will only affect next month cashback, right?

Customer service said that we need to login via WEB at least once every 90 days otherwise the profile will be inactivated.
And once the profile is inactivated, it can be activated back thru calling CS. Physical visit to branch should works too but i suppose calling CS will be less hassle but need to patiently wait to connect with live agent.

ya, it will affect next month statement balance, which would be the maximum cashback of the month after

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This post has been edited by vl319: Jan 7 2025, 10:17 AM

I got my duo in march 2022. So that means march 2025 onward only I will have to swipe minimum to avoid AF charged in before mar 2026 right?

this year no more 0% balance conversion?

Promotion 1

Promotional Rates: 12 months @ 0% upfront interest/profit rate (min. RM2,000)​
Eligibility: New Cardmember only
Promotion Period: From now until 31 December 2025


Promotion 2

Promotional Rates: 12 months @ 0% upfront interest/profit rate (min. RM2,000)​
Eligibility: Existing Cardmember only
Promotion Period: From now until 30 June 2025

where can see the details of this promo?

affin website, cards page

below the page are some card-related services:

Balance Transfer Instalment Plan (BTiP)
Fixed Payment Plan (FPP)
Cash-on-Call Instalment Plan (CIP)
Easy Payment Plan (EPP)

hi, just want to confirm is it affin visa cashback card SST can ask for cash rebate?

No

I just asked in late 2024, no campaign or whatsoever for SST.

hi, anyone having problem with affin always? I wanna reactivate my account but the link not working. After key in details then press continue seems like not functioning since morning..

Please see my experience with CS and the solution for it above.

Doesn't work no matter how. At the end I've to call customer service to reactivate it back.

Can we cancel the affin duo card and reapply straight away. Ive unknowingly activated the mastercard years ago. This time i planning not to activate the mastercard to avoid sst.

yes you can reapply

whether approved or not, that's a gamble u gotta make.

logically, banks shouldn't approve you

hi fellow seniors, always wanted to hit RM50 cb but doesn't have the courage, but suddenly wanna try, but please advise if i get it correctly

statement date is 14/2/25
outstanding balance RM1,287.29, and say if i make EPP for 1.8k before 14/2/25, my outstanding balance will be RM3,087.29, that also means from 15/1/25 to 14/2/25 if i spend RM1,666.67, i will hit full RM50?

Your EPP 1.8k will be stretched out for how many months? Let's say 6 months, then only 300 will be charged in your February statement, so you cannot qualify for RM50 in March statement.

If you want to use EPP for 6 month, you need about 8.5k or something (do calculations yourself based on your actual spend amount) so that the 6 month amount is >1.4k. Then you spend 1,666.67 plus the monthly amount will be >3050 and you can get RM50 per month.

I think most of us who do this way just use balance transfer, is easier.