me too
tried but no more vs
now only duo+
fax to them never success
lazy go branch
end up I used e-banking inbox message attached my form to them
3 days later cards approved
pending for collection now

approved.. weeeee 

if you have late payment perhaps?

was suggesting him to attain RM 50 cash back instead of RM 66.80
presuming his ewallet reload is for maxing out cash back instead of actual usage
since his recurring is RM 260 (RM 1,667 - RM 260)
or inclusive of online spending (RM 1,667 - RM 260 - RM 300)
why do you need RM 3,000 balance to get RM 50 cash back for next month?
yes, the RM 25 sst will be contributed towards the statement balance
assuming RM 50 cash rebate is your only credit transaction, no early payment or cancelled transaction, etc

1668 is required for RM 50 CB from eWallets.
How to get the remaining 30? Because it looks like need to spend another 1.4K for just RM 30 extra.

yes correct, just to make sure you got RM3k for the statement balance for next month RM80 cb, doesn't care you got cash advance etc as long as balance statement is RM3k

apply for the 0% BT for NTB as this will help you to spend RM2667 rather than RM3080 for the next month onwards

u need at least RM413 instalment + RM2667 = RM3080, which means BT amount of at least RM413 x 12 = RM4956

Let me PM you for a good trick lol.

50 and 80 is cb capping, not the only cb you must meet

affinalways internet banking has "kill switch" feature now

what features that you're interested?

there are some UKM-specific benefits though

https://www.affinalways.com/en/affin-ukm-alumni-cards

rewards: points only

bragging rights: yes, got your photo and alumni printed 
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protect fraud txn originating from internet banking
it's called UKM Alumni for a reason, right?
AFFIN UKM Alumni for Millennials

Earn less than the minimum income eligibility or does not have any financial record to apply for the card(s) or UKM students.

of course

affin card will received payment from Public Bank. thus it will reduced your current STATEMENT BALANCE, then affect your next cb.

Its considered as payment, but dont overpay

only BT AFTER the statement is out, for eg 14th statement date, BT on 15th shud b fine

Don't activate it if you don't want to use it.
But always check your statement, pay the annual fee and SST as the card account is still valid.
You give up AF waiver (12x retail transactions /year).

Mine has been charged after 3 years.

af is charging forward

to qualify waiver, you must spend before af is charged

that is, you must do something to trigger something

My MC is being charged for AF. Got it on 2022...does it mean that AF is charged on the beginning of 4th year instead of end of 4th anniversary year?