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Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Human Nature
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 Feb 15 2023, 05:51 PM
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QUOTE(getrichpineapple @ Feb 15 2023, 05:37 PM) can be challenged one  |
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beLIEve
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Feb 15 2023, 07:55 PM
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Entering wrong OTP for 3 times will result in card being blocked. Subsequent OTP page will ask you to call Support to unblock.
I dont see the point doing this, because overseas gateway dont need OTP to fraud
This post has been edited by beLIEve: Feb 15 2023, 07:56 PM
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mamamia
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Feb 16 2023, 07:32 PM
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QUOTE(Haloperidol @ Feb 13 2023, 07:40 PM) Look at Maybank Amex Islamic Amex Ikhwan 8% cashback on online spend (exclusion ewallet reload , but if you know where to bypass it is good) Cap RM 50 per month, spending required RM 630 only. Double quota on Rahmadan and Syawal month = RM 100 per month / RM 1260 spending Whole year potential cashback RM 700 - RM 25 SST = RM 675 Y RN630 / 1260 and not RM625 /1250 |
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MGM
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Feb 16 2023, 08:09 PM
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QUOTE(Human Nature @ Feb 15 2023, 05:51 PM) can be challenged one Isnt there an announcement that rm50cb starts only statement cycle ending in April? |
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Human Nature
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Feb 16 2023, 10:12 PM
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QUOTE(MGM @ Feb 16 2023, 08:09 PM) Isnt there an announcement that rm50cb starts only statement cycle ending in April? Ah okay, i missed that. so means affin is aware that they cannot enforce it for transactions before the effective date. |
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ChiaW3n
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Feb 17 2023, 01:31 PM
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QUOTE(getrichpineapple @ Feb 15 2023, 05:37 PM) just got my last RM80 i assumed, need to hold and see how to spend first. |
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talexeh
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Feb 17 2023, 01:48 PM
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QUOTE(MGM @ Feb 16 2023, 08:09 PM) Isnt there an announcement that rm50cb starts only statement cycle ending in April? You're referring to the image below from the official FAQ? I think it's just a pointless example.  |
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MGM
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Feb 17 2023, 02:51 PM
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Deleted
This post has been edited by MGM: Feb 17 2023, 03:01 PM
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MGM
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Feb 17 2023, 02:53 PM
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QUOTE(ktyong123 @ Feb 12 2023, 02:24 PM) Is this two statements contradicted? "*Maximum cash back earned from e-Wallet transactions is at RM30 per month." "Note: Maximum cash back earned from e-Wallet transactions is at RM50 per month. The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards."   No it is d above. This post has been edited by MGM: Feb 17 2023, 02:55 PM |
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talexeh
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Feb 17 2023, 02:56 PM
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QUOTE(MGM @ Feb 17 2023, 02:53 PM) OK, I got you. It's the line of: CODE The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards. I'm still confused though but just to be safe, I'll shift all my autobills over to some other CC after my 22-FEB statement. |
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mamamia
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Feb 17 2023, 04:15 PM
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QUOTE(MGM @ Feb 16 2023, 08:09 PM) Isnt there an announcement that rm50cb starts only statement cycle ending in April? If April statement, meaning my March statement (let’s say is 16 March) will still entitle for RM80 cashback based on my interpretation of April statement (ie 16 April) |
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MGM
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Feb 17 2023, 05:28 PM
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Better save a copy of that t&c/FAQ.
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MGM
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Feb 17 2023, 05:28 PM
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QUOTE(Human Nature @ Feb 16 2023, 10:12 PM) Ah okay, i missed that. so means affin is aware that they cannot enforce it for transactions before the effective date. QUOTE(talexeh @ Feb 17 2023, 02:56 PM) OK, I got you. It's the line of: CODE The cash back earned resulted from this revision will be reflected in April’s statement cycle onwards. I'm still confused though but just to be safe, I'll shift all my autobills over to some other CC after my 22-FEB statement. QUOTE(mamamia @ Feb 17 2023, 04:15 PM) If April statement, meaning my March statement (let’s say is 16 March) will still entitle for RM80 cashback based on my interpretation of April statement (ie 16 April) Better save a copy of that t&c/FAQ. |
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eternity4av
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Feb 18 2023, 11:23 AM
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sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right?
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beLIEve
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Feb 18 2023, 12:04 PM
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QUOTE(eternity4av @ Feb 18 2023, 11:23 AM) sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right? Before April statement, it always is spend $1666.67 on designated categories to get $50, regardless of your balance transfer. Balance Transfer only comes into play if you want to earn $80 before the April statement. |
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tifosi
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Feb 18 2023, 12:21 PM
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QUOTE(eternity4av @ Feb 18 2023, 11:23 AM) sorry my fellow seniors, kinda late to this wagon, but please do enlighten me, I just made a balance transfer, so my current balance after 1st month payment stands RM6.4k, and my statement balance is 14th, so I just need to spend RM1,666.67 to get RM50 right? Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. |
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eternity4av
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Feb 18 2023, 01:33 PM
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QUOTE(tifosi @ Feb 18 2023, 12:21 PM) Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. That’s what I initial thought, nope paying with interest rates, Yeah it’s eWallet and insurance. |
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Human Nature
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Feb 18 2023, 01:54 PM
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QUOTE(tifosi @ Feb 18 2023, 12:21 PM) Make sure it’s not all eWallet. EWallet maximum cashback is RM 30 only. They still have 0% balance transfer going on? Mine is ending already in 2 months. I just did the BT yesterday. If not mistaken ending on 28 Feb. |
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Human Nature
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Feb 19 2023, 03:18 PM
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If i do the 12 months Eiplan, how will it affect the cashback?
Lets say RM2000. Will the statement show (-)RM2000 hence affecting the next month's statement balance? Will the RM2000 still get cashback for the month?
This post has been edited by Human Nature: Feb 19 2023, 03:19 PM
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1mr3tard3d
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Feb 20 2023, 10:43 AM
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QUOTE(Human Nature @ Feb 19 2023, 03:18 PM) If i do the 12 months Eiplan, how will it affect the cashback? Lets say RM2000. Will the statement show (-)RM2000 hence affecting the next month's statement balance? Will the RM2000 still get cashback for the month? the cash back will be credited based on the transaction instead of the instalment the eiplan will only credit RM 166.67 to statement balance  |
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