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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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post Oct 5 2020, 12:27 AM

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QUOTE(janson_kaniaz @ Oct 4 2020, 08:13 PM)
Wow, I only have 12 cards now (but plan to cancel my HSBC VS and JOP soon), I already have headache sometimes to remember the due dates  rclxub.gif
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it's simple. change ur statement dates to the same/around the same time.
geekfiredog
post Oct 5 2020, 08:26 AM

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QUOTE(fruitie @ Oct 2 2020, 11:20 AM)
So, I just called Affin Bank at 10.46 a.m. for CIP application and I was told an officer will call me back by today.

I'm surprised the call came in 5 minutes ago. rclxms.gif He asked me which card I want to use for CIP, I chose Rewards card so that I won't mess up with other cards' transaction as I don't plan to use this card at all. The problem is I haven't activated that CC yet. tongue.gif So, CS helped me to activate as well. Good job.

Everything was done via phone, it will be credited within 3-5 working days. The officer who called said if I'm interested with 0% BT, can straight contact CS and mention his name. This guy is efficient. thumbup.gif

Oh ya, my earlier call to CS also checked for my Duo statement date and I was told it is the same as VS.
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Still considering if it worth the efforts - let say if I put that RM15k to my flexi loan current account, with current effective interest rate of ~ 4%, I probably save ~ RM170 after 6 months. Not worry about my credit rating as I don't plan to take up any loans for the next 6 months or so.


jasmineh2y
post Oct 5 2020, 09:54 AM

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QUOTE(alandhw @ Sep 25 2020, 10:34 AM)
Card activation and set pin can be done thru phone banking.
So the entire processes can be complete without physically attend to branch
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yes, but CS told me that have to go to branch to get online banking pin. unless you don't the online banking to monitor the account.
cybpsych
post Oct 5 2020, 10:11 AM

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QUOTE(jasmineh2y @ Oct 5 2020, 09:54 AM)
yes, but CS told me that have to go to branch to get online banking pin. unless you don't the online banking to monitor the account.
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you are mixing 2 separate things.

1) card PIN can be done via phone or online banking (if already have)

2) online banking require to visit bank for pre-registration. when you register yourself (after pre-registration), you enter the card PIN to complete the registration.
marukopi
post Oct 5 2020, 11:12 AM

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normally how long the process after the biometric, its had been 2 week but i check the IVR still processing.
il0ve51
post Oct 5 2020, 11:45 AM

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hi guys if i reload 2666 (Affin duo visa) on ewallet, i can get RM80 cash back?
tan_aniki
post Oct 5 2020, 11:47 AM

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QUOTE(il0ve51 @ Oct 5 2020, 11:45 AM)
hi guys if i reload 2666 (Affin duo visa) on ewallet, i can get RM80 cash back?
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no, only RM79.98
il0ve51
post Oct 5 2020, 11:49 AM

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QUOTE(tan_aniki @ Oct 5 2020, 12:47 PM)
no, only RM79.98
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oh, i mean really straight forward, no #of swipe, tier or etc?
cybpsych
post Oct 5 2020, 12:13 PM

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QUOTE(il0ve51 @ Oct 5 2020, 11:49 AM)
oh, i mean really straight forward, no #of swipe, tier or etc?
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have you read the product features, PDS, and FAQ?
fruitie
post Oct 5 2020, 12:27 PM

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So, we will receive SMS for CIP and BT.

RM0.00 Your application for Balance Transfer / CIP on AFFINBANK Credit Card / AFFIN ISLAMIC Credit Card-i has been approved. Thank you
adele123
post Oct 5 2020, 12:34 PM

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QUOTE(marukopi @ Oct 5 2020, 11:12 AM)
normally how long the process after the biometric, its had been 2 week but i check the IVR still processing.
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mine was not exactly fast either, some here seems faster. from biometric to approval of card was 12 days for me. maybe wait few more days, if not call the sales agent or CS?


notadupe999
post Oct 5 2020, 01:57 PM

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QUOTE(marukopi @ Oct 5 2020, 06:12 AM)
normally how long the process after the biometric, its had been 2 week but i check the IVR still processing.
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QUOTE(adele123 @ Oct 5 2020, 07:34 AM)
mine was not exactly fast either, some here seems faster. from biometric to approval of card was 12 days for me. maybe wait few more days, if not call the sales agent or CS?
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Mine seems a bit weird. Applied online through the Affin website, they assigned an agent to me. Submitted all the details. Then another agent contacted me and came and took the thumbprint for the EPF statement.

However, when I called to check, there's no status in their system. Messaged the 2nd agent to check and she contacted another person in Affin and that person said application not submitted.

Wondering what happened now. Hope not being scammed.
marukopi
post Oct 5 2020, 02:08 PM

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QUOTE(notadupe999 @ Oct 5 2020, 01:57 PM)
Mine seems a bit weird. Applied online through the Affin website, they assigned an agent to me. Submitted all the details. Then another agent contacted me and came and took the thumbprint for the EPF statement.

However, when I called to check, there's no status in their system. Messaged the 2nd agent to check and she contacted another person in Affin and that person said application not submitted.

Wondering what happened now. Hope not being scammed.
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11/9 - apply website
14/9 - biometric
18/9 - application submitted - appear in CCRIS as pending and IVR pending
5/10 - still pending

its normally take a while becoz agent normally submit once they come back to HQ office. but from submission to approval, should not take very long.

This post has been edited by marukopi: Oct 5 2020, 02:08 PM
fruitie
post Oct 5 2020, 02:12 PM

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Maybe they received high influx of applications and it's much slower now. When the card was just introduced, it can be approved on next working day. They had some confusion with my address issue but my first Affin card was approved on 9th Sept, applied on 1st.
kidmad
post Oct 5 2020, 02:18 PM

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QUOTE(notadupe999 @ Oct 5 2020, 01:57 PM)
Mine seems a bit weird. Applied online through the Affin website, they assigned an agent to me. Submitted all the details. Then another agent contacted me and came and took the thumbprint for the EPF statement.

However, when I called to check, there's no status in their system. Messaged the 2nd agent to check and she contacted another person in Affin and that person said application not submitted.

Wondering what happened now. Hope not being scammed.
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same process with mine.. don't worry about it.. i got my card today only. but i requested them to do within AFFIN bank itself.
pisang
post Oct 5 2020, 02:46 PM

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QUOTE(fruitie @ Oct 5 2020, 12:27 PM)
So, we will receive SMS for CIP and BT.

RM0.00 Your application for Balance Transfer / CIP on AFFINBANK Credit Card / AFFIN ISLAMIC Credit Card-i has been approved. Thank you
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For my BT case, it is approved but no SMS received.
jasmineh2y
post Oct 5 2020, 03:03 PM

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QUOTE(cybpsych @ Oct 5 2020, 10:11 AM)
you are mixing 2 separate things.

1) card PIN can be done via phone or online banking (if already have)

2) online banking require to visit bank for pre-registration. when you register yourself (after pre-registration), you enter the card PIN to complete the registration.
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yes.. i'm refering to the #2. which still need to go bank.
adele123
post Oct 5 2020, 03:28 PM

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so there are a mixed of feedbacks on changing statement dates for affin cards. I called CS just now for CIP and change statement date.

I called last Friday, the CS didnt let me change statement date. I called again, this CS very nicely help me change. According to her, 14, 16, 22 are the only available dates. so, for those who failed the 1st time, dont give up and try again. i didnt want to scold the CS the first time, but it's a reflection of Affin CS training la.

Mine was 22nd, it just screws up all my other scheduling with other cards. so i had to change it. just dislike end of month statement date. 14 is somewhat tolerable.
xiaoxiaoshen
post Oct 5 2020, 03:28 PM

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QUOTE(marukopi @ Oct 5 2020, 02:08 PM)
11/9 - apply website
14/9 - biometric
18/9 - application submitted - appear in CCRIS as pending and IVR pending
5/10 - still pending

its normally take a while becoz agent normally submit once they come back to HQ office. but from submission to approval, should not take very long.
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my application goes smooth:
24 sep - representative call me and collect EPF statement thru portable device.
30 sep - received verification call from AFFIN
5 Oct - got approved > check on Affin CS, arranging send to branch.

update: 6 Oct ready to collect at Affin branch KL area

This post has been edited by xiaoxiaoshen: Oct 6 2020, 12:03 PM
thecurious
post Oct 5 2020, 03:33 PM

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QUOTE(adele123 @ Oct 5 2020, 03:28 PM)
so there are a mixed of feedbacks on changing statement dates for affin cards. I called CS just now for CIP and change statement date.

I called last Friday, the CS didnt let me change statement date. I called again, this CS very nicely help me change. According to her, 14, 16, 22 are the only available dates. so, for those who failed the 1st time, dont give up and try again. i didnt want to scold the CS the first time, but it's a reflection of Affin CS training la.

Mine was 22nd, it just screws up all my other scheduling with other cards. so i had to change it. just dislike end of month statement date. 14 is somewhat tolerable.
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The original statement date is the one on the letter with the card right?

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