Thanks, which means my payments are considered auto billing then which makes it eligible for cashback ?

Curious on how to pay car loan monthly repayment using credit card with auto debit or standing instruction?

This post has been edited by GrumpyNooby: Oct 3 2020, 08:48 PM

other than the exclusions, should be yes, as stated by the Duo Visa Cashback features:

8. What is auto-billing transaction referring to?
Auto-billing transaction refers to authorised periodic, automatic payment made during a set
amount of time representing an agreement between Cardmember and merchant to purchase
goods or services provided over a period of time such as utility bills, telco bills and etc. This
includes online monthly subscriptions such as Spotify, Netflix, iflix and etc.

This post has been edited by cybpsych: Oct 3 2020, 08:48 PM

I don't know as well as I have never taken a car loan before

Thanks bro!

You cannot pay a credit with another credit.

the cash on call ,
i dunno why people are so excited .

It;s a loan , with 0% interest .
BUT ....

u still need to return the principal when matured !!!
and if something happen in between and u are not able to pay back . The nightmare begin ...

it is cash given for no interest for those ppl able to pay the amount on time.
it is good for those really pay on time and no pay any additional interest.

Can take the money to put in FD / invest or settle other debt

Errr.. Of course we know how to manage our financial if we opt for it. Same thing for Balance Transfer. Nothing new.
Thanks for your kind concern.

Oh by the way, same goes to normal credit card usage, if you swipe and cannot pay back, the nightmare begins too.

"maximum transfer amount capped at RM15,000 or shall not exceed 80% of available credit limit/facility limit, whichever is lower".
Does that mean if your credit limit for the affin card is 10k, you can only take CIP of RM 8k?

Yes.

Ohhh so I can't pay a car loan using a credit card?

Not that I'm aware.
That's why i asked you how yesterday.

This post has been edited by GrumpyNooby: Oct 4 2020, 11:00 AM

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Of course you can't..

Yes you can, by using a 3rd party intermediary service but with all other services, it comes with a service fee.

Well, just reload to BigPay and withdraw to loan account.

In term of straightforward way, we all know we can't pay a credit with another credit.

I used to have this idea before, until the time i one time lump sum paid my PTPTN few years back with CC.

Haha, but yup generally the statement is correct, no credit on another credit.

This post has been edited by leootan: Oct 4 2020, 12:30 PM

affin bank dont have apps to be download in phone is it?

Taking CIP: Does it affect our credit health or anything related to it in the long run?

no app