Or maybe they saw I swipe 130k Hospital bill early September. But not yet due also...

I followed your idea and call CS asking for CIP. CIP Call came back immediately 3 minutes after.
15k for 6 months. Why not?

0% BT is 12 months up to 80% available credit limit. Can perform multiple times.

And I also requested CS to change my statement date from 16th to 14th.

11/9 - apply website
14/9 - biometric
18/9 - application submitted - appear in CCRIS as pending and IVR pending
5/10 - still pending

its normally take a while becoz agent normally submit once they come back to HQ office. but from submission to approval, should not take very long.

so there are a mixed of feedbacks on changing statement dates for affin cards. I called CS just now for CIP and change statement date.

I called last Friday, the CS didnt let me change statement date. I called again, this CS very nicely help me change. According to her, 14, 16, 22 are the only available dates. so, for those who failed the 1st time, dont give up and try again. i didnt want to scold the CS the first time, but it's a reflection of Affin CS training la.

Mine was 22nd, it just screws up all my other scheduling with other cards. so i had to change it. just dislike end of month statement date. 14 is somewhat tolerable.

Jus get my cards...

Wanna ask smthing
Can i just active the visa only?...or i hv to active both?

good to have, additional bonus on top of RM80 cashback.

I initially thought no as Duo Visa is not a point bearing card, but the T&C doesn't exclude it. So I guess it in

but if u look at the picture, the duo visa is not in it 

Wow 0% cash on call for NTB (I'm NTB), no hidden fees? Why the PDF later on got 6/8/12% mentioned?

feel free to tell ptptn to remove their payment channels

i misunderstood this revision previously... now that I've understand it... who the fk is spending 3k or more on a card advertised for its petrol only usage?

gonna cancel it and use back my maybank amex or pbb quantum if cashback is only 5%. not to mention their rewards system is rubbish and there's no waiver for SST

So good
When i cancel BHPetrol cars no retention offer

read the PDS for waiver condition https://www.affinonline.com/AFFINONLINE/med...Card_PDS_EN.pdf

quiz: what benefits would you get by using affin duo cashback or rewards card?

I believe duo cards only cover e-wallets, e-commerce + dining, groceries, petrol.
T&C I read did not mention other merchants apart from above.
The only reason I see is to help me with the card balance.
Anyone cares to correct me if I'm wrong.
I figured I shouldn't bore you guys with these thoughts before, so I simplified my question.
But some people here seems having a holier than thou attitude?