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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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adele123
post Sep 3 2020, 03:20 PM

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submitted ytd, got a whatsapp today before lunch. did the thumbprint after lunch.

Got a free gift, shoe bag i think
adele123
post Sep 7 2020, 11:53 AM

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QUOTE(kimi0148 @ Sep 7 2020, 11:38 AM)
Submitted online form yesterday and received a call from personal number claiming to be banker and asked to sign on page 6 of PDS and whatsapp back, is that ok to do so?
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it's abit fishy (in the sense that you can't verify scam or not) but maybe you can ask for name card to verify her/his details. most of us being approached personally.

they are sales people being assigned to take up your case. mine came from HQ to my house.

This post has been edited by adele123: Sep 7 2020, 11:54 AM
adele123
post Sep 9 2020, 03:52 PM

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hmm you guys are fast. mine seems to be turtle-mode.

gave her last thursday, until today called IVR, answer i got is... "Does not match record"
adele123
post Sep 13 2020, 12:08 AM

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QUOTE(jacey @ Sep 12 2020, 12:54 AM)
sigh...mine got rejected already..Need to seek all Sifus help, after clearing all my cards bill, need to wait how long only it will reflect clean for another round of submission ya?
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Do you mind sharing how you know you got rejected? Sms?
adele123
post Sep 14 2020, 06:29 PM

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QUOTE(tifosi @ Sep 14 2020, 02:44 PM)
My agent say the application is pending. Ask me wait for a few days. sweat.gif
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I applied on 3rd, also same. IVR, no record. Sales person says pending, wait also.

QUOTE(wjleong15 @ Sep 14 2020, 03:29 PM)
Agent always say pending
Whether hq already receive and process may be the other story
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my sales person based in HQ, that's what she told me when she came to my house. but macam no impact.

application too overwhelming?

This post has been edited by adele123: Sep 14 2020, 06:29 PM
adele123
post Sep 21 2020, 03:53 PM

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QUOTE(AlfredKoh @ Sep 21 2020, 09:04 AM)
I applied via Affin online page on 5th September. 9th September agent whatsapp me for documentations. Until today, I checked with Affin customer service and that agent, my application is still not in the system.

Is there anyone having a similar experience?
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Got. I whatsapp my agent. After 2 working days i checked against IVR successful. Mine was about same timeframe as you. Only applied online 1 day earlier.

You whatsapp your agent dulu.

I still havent receive sms from affin though. Feels like mine i slow compared to majority here.

This post has been edited by adele123: Sep 21 2020, 03:54 PM
adele123
post Sep 25 2020, 08:47 PM

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QUOTE(CSW1990 @ Sep 25 2020, 03:46 PM)
Hmm it had been two weeks since i submitted and sign the application form but no news from Affin bank...
Asked the agent but was told the normal procedure would take 3-4 weeks to proceed
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QUOTE(AlfredKoh @ Sep 25 2020, 05:01 PM)
Submitted all my personal documents on 8th September. Today is 25th September and it is still processing.

I thought Maybank is the worst bank when come to processing card application until Affin come along.

There is a saying, there is no worst but worse.
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I applied on 4th... approved between 15 to 17. Card belum datang. Sms tarak. Me sad.

I think i got used to uob, sc, citi speed in approving cards. Oh well.

adele123
post Sep 28 2020, 11:22 AM

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QUOTE(thecurious @ Sep 27 2020, 08:52 PM)
Approved in eccris means just need to wait for cards? or still need bank to call?
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no call no sms. and card appear. snail mail if you selected sent to home though.
adele123
post Sep 28 2020, 05:23 PM

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i signed up for online banking at the branch. came back to register for login.

after successful login and sign up. all i see in my dashboard is 0 credit card(s). anyone had the same problem? if not, gotta start calling customer service.

This post has been edited by adele123: Sep 28 2020, 05:24 PM
adele123
post Sep 28 2020, 08:41 PM

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QUOTE(cybpsych @ Sep 28 2020, 08:15 PM)
beauty is in the eye of the beholder ma

fyi, there are few features:

1) glitter design on the pattern
2) translucent core -- downside is, the printing behind not very clear
3) visible contactless antenna (like wearing bikini but not fully naked)  cool2.gif
4) silver glossy affin logo and card name
5) "quickread" design for card number, etc
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btw, since you are not NTB, the duo card added later, does the anniversary fall on the same month (like MBB) or follow it's own?
adele123
post Sep 30 2020, 02:15 PM

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QUOTE(jenern84 @ Sep 30 2020, 02:13 PM)
Manage to register an online account with my credit card number but my credit card is not link to my online account. Anyone has the same issue?
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Wait one day. I experienced that too. And asked the same question not too long ago.
adele123
post Sep 30 2020, 05:23 PM

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QUOTE(chrischiang @ Sep 30 2020, 04:27 PM)
anyone manage to change statement date? or is fix for affin bank? i saw so far everyone shared is on 16th.. hard to managed suddenly 1 card cashback refresh on mid month
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not everyone is on 16th la. Mine is 22nd. i feel like changing to 16th.
adele123
post Oct 1 2020, 09:11 AM

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QUOTE(cybpsych @ Oct 1 2020, 08:48 AM)
» Click to show Spoiler - click again to hide... «
thanks for this. when i first read this i thought it was only BT. didnt realise COC also 0%. RM15k interest free loan... icon_idea.gif

QUOTE(eternity4av @ Oct 1 2020, 09:03 AM)
yes, but the min transfer for 0% is 5k, or 3k with certain amount percentage, if u own pbb cc, i would think they offer the best bt plans out there. sorry for OT.
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cash on call means cash to you. you can use it to pay your CC buy car, whatever biggrin.gif

This post has been edited by adele123: Oct 1 2020, 10:17 AM
adele123
post Oct 1 2020, 10:18 AM

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QUOTE(Human Nature @ Oct 1 2020, 09:41 AM)
Dont give  wrong info here. It is not free money
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ok, my bad. in my excitement of this good deal. of course it's a loan, just interest free. it's still darn good.
adele123
post Oct 4 2020, 05:14 PM

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QUOTE(paogeh @ Oct 4 2020, 12:43 AM)
the cash on call ,
i dunno why people are so excited .

It;s a loan , with 0% interest .
BUT ....

u still need to return the principal when matured !!!
and if something happen in between and u are not able to pay back . The nightmare begin ...
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Those who come to this forum are less likely to belong in the group of unable to pay back. You are talking about people who owns 10 to 20 cards and still not rugi service tax. Those who have debt management issue, funnily may not be approved with more CIP be it 0% or otherwise.

QUOTE(chongteck @ Oct 4 2020, 12:58 PM)
Taking CIP: Does it affect our credit health or anything related to it in the long run?
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It should not. Unless you paid late. Of course, if you want to borrow house loan, better dont have high utilisation rate like 80% of credit limit of all your credit cards. That does send warning bells.
adele123
post Oct 5 2020, 12:34 PM

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QUOTE(marukopi @ Oct 5 2020, 11:12 AM)
normally how long the process after the biometric, its had been 2 week but i check the IVR still processing.
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mine was not exactly fast either, some here seems faster. from biometric to approval of card was 12 days for me. maybe wait few more days, if not call the sales agent or CS?


adele123
post Oct 5 2020, 03:28 PM

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so there are a mixed of feedbacks on changing statement dates for affin cards. I called CS just now for CIP and change statement date.

I called last Friday, the CS didnt let me change statement date. I called again, this CS very nicely help me change. According to her, 14, 16, 22 are the only available dates. so, for those who failed the 1st time, dont give up and try again. i didnt want to scold the CS the first time, but it's a reflection of Affin CS training la.

Mine was 22nd, it just screws up all my other scheduling with other cards. so i had to change it. just dislike end of month statement date. 14 is somewhat tolerable.
adele123
post Oct 7 2020, 11:55 PM

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CIP experience. called on monday, approved yesterday, got money today, i checked before 12am. enjoying my 0% facility from affin.

not sure what time, but after lunch i guess, was normal this morning.
adele123
post Oct 8 2020, 12:07 AM

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QUOTE(Barricade @ Oct 8 2020, 12:00 AM)
How does CIP work? You call affin then they will withdraw RM15k from your card and credit the amount to another bank? (let's say i don't have affin bank savings account)
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they dont "withdraw" la. affin lend you money and it uses up the credit limit of your credit card because your credit limit, is already a form of credit line offered and approved by the bank.

They can bank in to any savings account, including affin, if you have one. just choose any, they will bank in. no worries.
adele123
post Oct 14 2020, 11:31 PM

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QUOTE(chyap99 @ Oct 14 2020, 11:01 PM)
Applied on 30 September and received the duo card today, but the contact less card didn't receive.. don't know why not sent together.
Anyone successfully to activate only 1 card? Workable?
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Of course workable. But you cant save on the SST on the visa version of duo card or master version. But master version got rebate though.

QUOTE(M.I.3 @ Oct 14 2020, 11:12 PM)
Hi everyone, when I try to register online by using credit cards, it stated 'FAILED TO RETRIEVED RECORD'.
Called to their customer service and the agent said must visit branch to register online account.
Is it a must? Anyone has similar experiences to share?
Thank you. smile.gif
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Please visit branch. Then register online, wait until the next day to view.

This post has been edited by adele123: Oct 14 2020, 11:31 PM

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