submitted ytd, got a whatsapp today before lunch. did the thumbprint after lunch.
Got a free gift, shoe bag i think
Credit Cards Affin Duo Credit Card, great rewards for eWallet
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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Sep 3 2020, 03:20 PM
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#1
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Senior Member
4,414 posts Joined: Jul 2013 |
submitted ytd, got a whatsapp today before lunch. did the thumbprint after lunch.
Got a free gift, shoe bag i think |
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Sep 7 2020, 11:53 AM
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#2
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(kimi0148 @ Sep 7 2020, 11:38 AM) Submitted online form yesterday and received a call from personal number claiming to be banker and asked to sign on page 6 of PDS and whatsapp back, is that ok to do so? it's abit fishy (in the sense that you can't verify scam or not) but maybe you can ask for name card to verify her/his details. most of us being approached personally. they are sales people being assigned to take up your case. mine came from HQ to my house. This post has been edited by adele123: Sep 7 2020, 11:54 AM |
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Sep 9 2020, 03:52 PM
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#3
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Senior Member
4,414 posts Joined: Jul 2013 |
hmm you guys are fast. mine seems to be turtle-mode.
gave her last thursday, until today called IVR, answer i got is... "Does not match record" |
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Sep 13 2020, 12:08 AM
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#4
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Senior Member
4,414 posts Joined: Jul 2013 |
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Sep 14 2020, 06:29 PM
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#5
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(tifosi @ Sep 14 2020, 02:44 PM) I applied on 3rd, also same. IVR, no record. Sales person says pending, wait also.QUOTE(wjleong15 @ Sep 14 2020, 03:29 PM) my sales person based in HQ, that's what she told me when she came to my house. but macam no impact.application too overwhelming? This post has been edited by adele123: Sep 14 2020, 06:29 PM |
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Sep 21 2020, 03:53 PM
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#6
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(AlfredKoh @ Sep 21 2020, 09:04 AM) I applied via Affin online page on 5th September. 9th September agent whatsapp me for documentations. Until today, I checked with Affin customer service and that agent, my application is still not in the system. Got. I whatsapp my agent. After 2 working days i checked against IVR successful. Mine was about same timeframe as you. Only applied online 1 day earlier. Is there anyone having a similar experience? You whatsapp your agent dulu. I still havent receive sms from affin though. Feels like mine i slow compared to majority here. This post has been edited by adele123: Sep 21 2020, 03:54 PM |
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Sep 25 2020, 08:47 PM
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#7
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(CSW1990 @ Sep 25 2020, 03:46 PM) Hmm it had been two weeks since i submitted and sign the application form but no news from Affin bank... Asked the agent but was told the normal procedure would take 3-4 weeks to proceed QUOTE(AlfredKoh @ Sep 25 2020, 05:01 PM) Submitted all my personal documents on 8th September. Today is 25th September and it is still processing. I applied on 4th... approved between 15 to 17. Card belum datang. Sms tarak. Me sad. I thought Maybank is the worst bank when come to processing card application until Affin come along. There is a saying, there is no worst but worse. I think i got used to uob, sc, citi speed in approving cards. Oh well. |
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Sep 28 2020, 11:22 AM
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#8
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Senior Member
4,414 posts Joined: Jul 2013 |
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Sep 28 2020, 05:23 PM
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#9
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Senior Member
4,414 posts Joined: Jul 2013 |
i signed up for online banking at the branch. came back to register for login.
after successful login and sign up. all i see in my dashboard is 0 credit card(s). anyone had the same problem? if not, gotta start calling customer service. This post has been edited by adele123: Sep 28 2020, 05:24 PM |
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Sep 28 2020, 08:41 PM
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#10
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(cybpsych @ Sep 28 2020, 08:15 PM) beauty is in the eye of the beholder ma btw, since you are not NTB, the duo card added later, does the anniversary fall on the same month (like MBB) or follow it's own?fyi, there are few features: 1) glitter design on the pattern 2) translucent core -- downside is, the printing behind not very clear 3) visible contactless antenna (like wearing bikini but not fully naked) 4) silver glossy affin logo and card name 5) "quickread" design for card number, etc |
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Sep 30 2020, 02:15 PM
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#11
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Senior Member
4,414 posts Joined: Jul 2013 |
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Sep 30 2020, 05:23 PM
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#12
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Senior Member
4,414 posts Joined: Jul 2013 |
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Oct 1 2020, 09:11 AM
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#13
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(cybpsych @ Oct 1 2020, 08:48 AM) » Click to show Spoiler - click again to hide... « QUOTE(eternity4av @ Oct 1 2020, 09:03 AM) yes, but the min transfer for 0% is 5k, or 3k with certain amount percentage, if u own pbb cc, i would think they offer the best bt plans out there. sorry for OT. cash on call means cash to you. you can use it to pay your CC buy car, whatever This post has been edited by adele123: Oct 1 2020, 10:17 AM |
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Oct 1 2020, 10:18 AM
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#14
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Senior Member
4,414 posts Joined: Jul 2013 |
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Oct 4 2020, 05:14 PM
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#15
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(paogeh @ Oct 4 2020, 12:43 AM) the cash on call , Those who come to this forum are less likely to belong in the group of unable to pay back. You are talking about people who owns 10 to 20 cards and still not rugi service tax. Those who have debt management issue, funnily may not be approved with more CIP be it 0% or otherwise. i dunno why people are so excited . It;s a loan , with 0% interest . BUT .... u still need to return the principal when matured !!! and if something happen in between and u are not able to pay back . The nightmare begin ... QUOTE(chongteck @ Oct 4 2020, 12:58 PM) It should not. Unless you paid late. Of course, if you want to borrow house loan, better dont have high utilisation rate like 80% of credit limit of all your credit cards. That does send warning bells. |
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Oct 5 2020, 12:34 PM
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#16
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(marukopi @ Oct 5 2020, 11:12 AM) normally how long the process after the biometric, its had been 2 week but i check the IVR still processing. mine was not exactly fast either, some here seems faster. from biometric to approval of card was 12 days for me. maybe wait few more days, if not call the sales agent or CS? |
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Oct 5 2020, 03:28 PM
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#17
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Senior Member
4,414 posts Joined: Jul 2013 |
so there are a mixed of feedbacks on changing statement dates for affin cards. I called CS just now for CIP and change statement date.
I called last Friday, the CS didnt let me change statement date. I called again, this CS very nicely help me change. According to her, 14, 16, 22 are the only available dates. so, for those who failed the 1st time, dont give up and try again. i didnt want to scold the CS the first time, but it's a reflection of Affin CS training la. Mine was 22nd, it just screws up all my other scheduling with other cards. so i had to change it. just dislike end of month statement date. 14 is somewhat tolerable. |
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Oct 7 2020, 11:55 PM
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#18
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Senior Member
4,414 posts Joined: Jul 2013 |
CIP experience. called on monday, approved yesterday, got money today, i checked before 12am. enjoying my 0% facility from affin.
not sure what time, but after lunch i guess, was normal this morning. |
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Oct 8 2020, 12:07 AM
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#19
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(Barricade @ Oct 8 2020, 12:00 AM) How does CIP work? You call affin then they will withdraw RM15k from your card and credit the amount to another bank? (let's say i don't have affin bank savings account) they dont "withdraw" la. affin lend you money and it uses up the credit limit of your credit card because your credit limit, is already a form of credit line offered and approved by the bank.They can bank in to any savings account, including affin, if you have one. just choose any, they will bank in. no worries. |
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Oct 14 2020, 11:31 PM
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#20
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Senior Member
4,414 posts Joined: Jul 2013 |
QUOTE(chyap99 @ Oct 14 2020, 11:01 PM) Applied on 30 September and received the duo card today, but the contact less card didn't receive.. don't know why not sent together. Of course workable. But you cant save on the SST on the visa version of duo card or master version. But master version got rebate though. Anyone successfully to activate only 1 card? Workable? QUOTE(M.I.3 @ Oct 14 2020, 11:12 PM) Hi everyone, when I try to register online by using credit cards, it stated 'FAILED TO RETRIEVED RECORD'. Please visit branch. Then register online, wait until the next day to view.Called to their customer service and the agent said must visit branch to register online account. Is it a must? Anyone has similar experiences to share? Thank you. This post has been edited by adele123: Oct 14 2020, 11:31 PM |
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