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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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TheLegend27
post Aug 18 2020, 06:06 PM

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QUOTE(Kyan0411 @ Aug 18 2020, 06:58 PM)
For fair comparison, every ringgit reloaded to grab (via card or transfer) also can earn that 3 grab points. So is irrelevant in comparison.
*
then this is 5 extra grab point extra compare to other card?
miyakochan89
post Aug 18 2020, 07:10 PM

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Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :<
ClarenceT
post Aug 18 2020, 07:23 PM

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QUOTE(miyakochan89 @ Aug 18 2020, 07:10 PM)
Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :<
*
Many years ago, when ShopeePay was not born yet, 1x free shipping per day, then cut to 7 Free Shipping Vouchers per month, and only 4 FSV/month available about 2 years ago.

Then ShopeePay was launched and Shopee started giving more FSV but restricted to ShopeePay only.

my44
post Aug 18 2020, 11:06 PM

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QUOTE(miyakochan89 @ Aug 18 2020, 07:10 PM)
Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :<
*
Yeap no coins to be rewarded. Basically our main complaint now after 1-2 months using this card.

TBF we only read from MBB’s promo on how good in accumulating coins but when the time comes, Shopee themselves kept discouraging us to use this MBB card.
Kyan0411
post Aug 18 2020, 11:20 PM

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QUOTE(TheLegend27 @ Aug 18 2020, 06:06 PM)
then this is 5 extra grab point extra compare to other card?
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Yes as compared to normal usage of grab credits
andrekua2
post Aug 18 2020, 11:39 PM

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I thought I can get rid of my bigpay but manatau it's a credit card.
ClarenceT
post Aug 19 2020, 05:25 AM

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QUOTE(andrekua2 @ Aug 18 2020, 11:39 PM)
I thought I can get rid of my bigpay but manatau it's a credit card.
*
Consider CIMB-Lazada Prepaid MasterCard, GoPayz Prepaid Visa/MasterCard/Unionpay.
miyakochan89
post Aug 19 2020, 08:04 AM

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QUOTE(ClarenceT @ Aug 18 2020, 07:23 PM)
Many years ago, when ShopeePay was not born yet, 1x free shipping per day, then cut to 7 Free Shipping Vouchers per month, and only 4 FSV/month available about 2 years ago.

Then ShopeePay was launched and Shopee started giving more FSV but restricted to ShopeePay only.
*
Just a month ago or so the RM15 shipping vouchers still existed. Now totally exclusive to Shopee Pay only. It’s not like we can use this wallet much in other merchants. What’s the point of having this wallet???? It’s like one more step for me to purchase things instead of just using the credit card as usual.

QUOTE(my44 @ Aug 18 2020, 11:06 PM)
Yeap no coins to be rewarded. Basically our main complaint now after 1-2 months using this card.

TBF we only read from MBB’s promo on how good in accumulating coins but when the time comes, Shopee themselves kept discouraging us to use this MBB card.
*
Sigh. Time to cancel the card maybe.


ClarenceT
post Aug 19 2020, 08:39 AM

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QUOTE(miyakochan89 @ Aug 19 2020, 08:04 AM)
Just a month ago or so the RM15 shipping vouchers still existed. Now totally exclusive to Shopee Pay only. It’s not like we can use this wallet much in other merchants. What’s the point of having this wallet???? It’s like one more step for me to purchase things instead of just using the credit card as usual.

*
Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. smile.gif
[Ancient]-XinG-
post Aug 19 2020, 08:54 AM

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QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM)
Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. smile.gif
*
So sifu, is the grab card good?
Gpay coverage is low as compared to tng.
Point conversion worth it ah?
miyakochan89
post Aug 19 2020, 08:55 AM

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QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM)
Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. smile.gif
*
No point for the card if can’t earn points.
cybpsych
post Aug 19 2020, 08:56 AM

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QUOTE(weiseang72 @ Aug 18 2020, 02:38 PM)
My own calculation for GRAB card below
* assume 1,600 grab point = RM10

normal retail RM3 = 1 grab point means about 0.25% (need spend RM4800)
online/oversea RM1 = 2 grab point means about 1.25% (need spend RM800)
grab transaction RM1 = 5 grab point means about 3.1% (need spend RM320)

so not really a very good deal, as specially normal transaction only 0.25%, it will be good if got for grab transaction only
*
QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM)
So sifu, is the grab card good?
Gpay coverage is low as compared to tng.
Point conversion worth it ah?
*
reference above
ClarenceT
post Aug 19 2020, 09:01 AM

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QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM)
So sifu, is the grab card good?
Gpay coverage is low as compared to tng.
Point conversion worth it ah?
*
Good for Lazada Wallet (MasterCard Tuesday) only.

QUOTE(miyakochan89 @ Aug 19 2020, 08:55 AM)
No point for the card if can’t earn points.
*
I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards.
avinlim
post Aug 19 2020, 09:02 AM

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QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM)
Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.

If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. smile.gif
*
Agree, if use cc, sure fail to grab the GOOD discount voucher as they usually depleted within 1st 15-30 seconds.

We check out without thinking much when time hit 00 ..... laugh.gif laugh.gif laugh.gif icon_idea.gif

This post has been edited by avinlim: Aug 19 2020, 09:02 AM
miyakochan89
post Aug 19 2020, 09:40 AM

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QUOTE(ClarenceT @ Aug 19 2020, 09:01 AM)
Good for Lazada Wallet (MasterCard Tuesday) only.
I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards.
*
We are in the MBB credit card thread. I care about the usefulness of the card. Not Shopee Pay, and I certainly couldn’t give a care about what you do with the Shopee Pay. This is a credit card thread.

This post has been edited by miyakochan89: Aug 19 2020, 09:41 AM
sj0217
post Aug 19 2020, 10:35 AM

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Just visited Maybank card Center at 1 Utama and applied for Maybank Grab Platinum credit card.

It would likely taking longer time to get the card due to just launch in market yesterday said by Customer Service team
TSsadukarzz
post Aug 19 2020, 11:15 AM

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QUOTE(joonh @ Aug 18 2020, 01:04 PM)
weird, Maybank rejected my application to Grab card.
I'm currently holding their Barcelona & AMEX 2 Plat card.
*
Do you have any arrears recently? Maybe a quick look at CCRIS can tell you more.

QUOTE(weiseang72 @ Aug 18 2020, 02:38 PM)
My own calculation for GRAB card below
* assume 1,600 grab point = RM10

normal retail RM3 = 1 grab point means about 0.25% (need spend RM4800)
online/oversea RM1 = 2 grab point means about 1.25% (need spend RM800)
grab transaction RM1 = 5 grab point means about 3.1% (need spend RM320)

so not really a very good deal, as specially normal transaction only 0.25%, it will be good if got for grab transaction only
*
Hmmm, as this card is mainly for Grab usage, I would say this card I will only specifically use for Grab related payments.

QUOTE(TheLegend27 @ Aug 18 2020, 05:38 PM)
is it reload RM1 got 5 grab point, then spend RM1 in grab ewallet, another 3 grab point. in total 8 grab point per RM spent? it is 0.8 miles yo.
*
Krisflyer is another option for me here smile.gif

QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM)
So sifu, is the grab card good?
Gpay coverage is low as compared to tng.
Point conversion worth it ah?
*
Let me summarize my thoughts in next post.

TSsadukarzz
post Aug 19 2020, 11:24 AM

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So far I did a little bit of research on this new Grab card, here's what I would consider:

1. If I only hold MBB Amex 2 card (and cancelled the Master/Visa) / AMEX cards, then this card can be alternative for me.
- Due to the fact that there's Maybank Promo for Lazada/Shopee that only accepts Visa/Master.
> The Mastercard that comes with the 2 card is rubbish btw. So I cancelled it and this could be its replacement instead.

2. Actually I find that Grab is quite useful, Speedmart accepts them, many of the merchants (eateries such as Go Noodle, Pan Mee / KFC / Baskin Robbin / etc) that I frequent, and also some online websites (Kaodim / Pet Shop/ etc), therefore earning the points can be a breeze for me as compared to Boost / TnG.
- Boost and TnG each offers their own benefits (Boost coin / Cashback for TnG), and may have better acceptance, but if I were to consider wholesomeness, Grab seems to be all in 1 app for me (include GrabFood / GrabCar).
- Sometimes when I reload my Grab, I need to think which card to reload with, cuz not all has points / cashback, and I don't know whether they will be entitled or not cuz tracking them sometimes is a hassle for me. With this card, I know it will be entitled for points, no need think much.

3. This points can convert into Krisflyer miles, good supplement for my Krisflyer Amex.

4. Using this Grab card, encourages me to use Grab more often, hence maintain platinum tier, which for me is another plus.

Overall, I just see myself use Grab more with this card. By default whenever there's all 3 wallet above present in a store, I mostly go with Grab unless my wallet out of money and I am pressured to pay faster hence no time reload lol.





Kyan0411
post Aug 19 2020, 11:54 AM

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QUOTE(sadukarzz @ Aug 19 2020, 11:24 AM)
So far I did a little bit of research on this new Grab card, here's what I would consider:

1. If I only hold MBB Amex 2 card (and cancelled the Master/Visa) / AMEX cards, then this card can be alternative for me.
- Due to the fact that there's Maybank Promo for Lazada/Shopee that only accepts Visa/Master.
> The Mastercard that comes with the 2 card is rubbish btw. So I cancelled it and this could be its replacement instead.

2. Actually I find that Grab is quite useful, Speedmart accepts them, many of the merchants (eateries such as Go Noodle, Pan Mee / KFC / Baskin Robbin / etc) that I frequent, and also some online websites (Kaodim / Pet Shop/ etc), therefore earning the points can be a breeze for me as compared to Boost / TnG.
- Boost and TnG each offers their own benefits (Boost coin / Cashback for TnG), and may have better acceptance, but if I were to consider wholesomeness, Grab seems to be all in 1 app for me (include GrabFood / GrabCar).
- Sometimes when I reload my Grab, I need to think which card to reload with, cuz not all has points / cashback, and I don't know whether they will be entitled or not cuz tracking them sometimes is a hassle for me. With this card, I know it will be entitled for points, no need think much.

3. This points can convert into Krisflyer miles, good supplement for my Krisflyer Amex.

4. Using this Grab card, encourages me to use Grab more often, hence maintain platinum tier, which for me is another plus.

Overall, I just see myself use Grab more with this card. By default whenever there's all 3 wallet above present in a store, I mostly go with Grab unless my wallet out of money and I am pressured to pay faster hence no time reload lol.
*
I also prioritise using grab because the points can be used for payments. Moreover, there are merchants which give 20x points.

Having said that, just want to let you know that there are credit cards out there confirmed to get cashback up to 5-6% and no minimum spending.

This post has been edited by Kyan0411: Aug 19 2020, 11:55 AM
kkdavelim
post Aug 19 2020, 11:59 AM

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QUOTE(Kyan0411 @ Aug 19 2020, 11:54 AM)
I also prioritise using grab because the points can be used for payments. Moreover, there are merchants which give 20x points.

Having said that, just want to let you know that there are credit cards out there confirmed to get cashback up to 5-6% and no minimum spending.
*
1) which merchant give 20x?
2) which credit card give 5-6% no minimum spending?
Groccery? Or purely online have?

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