QUOTE(Kyan0411 @ Aug 18 2020, 06:58 PM)
For fair comparison, every ringgit reloaded to grab (via card or transfer) also can earn that 3 grab points. So is irrelevant in comparison.
then this is 5 extra grab point extra compare to other card?Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|
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Aug 18 2020, 06:06 PM
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Senior Member
1,692 posts Joined: Feb 2017 |
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Aug 18 2020, 07:10 PM
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Senior Member
6,724 posts Joined: Aug 2008 |
Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :<
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Aug 18 2020, 07:23 PM
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All Stars
14,931 posts Joined: May 2015 |
QUOTE(miyakochan89 @ Aug 18 2020, 07:10 PM) Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :< Many years ago, when ShopeePay was not born yet, 1x free shipping per day, then cut to 7 Free Shipping Vouchers per month, and only 4 FSV/month available about 2 years ago.Then ShopeePay was launched and Shopee started giving more FSV but restricted to ShopeePay only. my44 liked this post
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Aug 18 2020, 11:06 PM
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Senior Member
2,480 posts Joined: Jan 2003 From: Cheras |
QUOTE(miyakochan89 @ Aug 18 2020, 07:10 PM) Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :< Yeap no coins to be rewarded. Basically our main complaint now after 1-2 months using this card. TBF we only read from MBB’s promo on how good in accumulating coins but when the time comes, Shopee themselves kept discouraging us to use this MBB card. |
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Aug 18 2020, 11:20 PM
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Junior Member
743 posts Joined: May 2020 |
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Aug 18 2020, 11:39 PM
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All Stars
13,472 posts Joined: Jan 2012 |
I thought I can get rid of my bigpay but manatau it's a credit card.
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Aug 19 2020, 05:25 AM
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All Stars
14,931 posts Joined: May 2015 |
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Aug 19 2020, 08:04 AM
Show posts by this member only | IPv6 | Post
#588
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Senior Member
6,724 posts Joined: Aug 2008 |
QUOTE(ClarenceT @ Aug 18 2020, 07:23 PM) Many years ago, when ShopeePay was not born yet, 1x free shipping per day, then cut to 7 Free Shipping Vouchers per month, and only 4 FSV/month available about 2 years ago. Just a month ago or so the RM15 shipping vouchers still existed. Now totally exclusive to Shopee Pay only. It’s not like we can use this wallet much in other merchants. What’s the point of having this wallet???? It’s like one more step for me to purchase things instead of just using the credit card as usual.Then ShopeePay was launched and Shopee started giving more FSV but restricted to ShopeePay only. QUOTE(my44 @ Aug 18 2020, 11:06 PM) Yeap no coins to be rewarded. Basically our main complaint now after 1-2 months using this card. Sigh. Time to cancel the card maybe.TBF we only read from MBB’s promo on how good in accumulating coins but when the time comes, Shopee themselves kept discouraging us to use this MBB card. |
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Aug 19 2020, 08:39 AM
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All Stars
14,931 posts Joined: May 2015 |
QUOTE(miyakochan89 @ Aug 19 2020, 08:04 AM) Just a month ago or so the RM15 shipping vouchers still existed. Now totally exclusive to Shopee Pay only. It’s not like we can use this wallet much in other merchants. What’s the point of having this wallet???? It’s like one more step for me to purchase things instead of just using the credit card as usual. Haha you are wrong, you need at least 10 seconds to get OTP and complete payment.If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. |
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Aug 19 2020, 08:54 AM
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Senior Member
5,752 posts Joined: Jan 2012 |
QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM) Haha you are wrong, you need at least 10 seconds to get OTP and complete payment. So sifu, is the grab card good?If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. Gpay coverage is low as compared to tng. Point conversion worth it ah? |
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Aug 19 2020, 08:55 AM
Show posts by this member only | IPv6 | Post
#591
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Senior Member
6,724 posts Joined: Aug 2008 |
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Aug 19 2020, 08:56 AM
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All Stars
65,283 posts Joined: Jan 2003 |
QUOTE(weiseang72 @ Aug 18 2020, 02:38 PM) My own calculation for GRAB card below * assume 1,600 grab point = RM10 normal retail RM3 = 1 grab point means about 0.25% (need spend RM4800) online/oversea RM1 = 2 grab point means about 1.25% (need spend RM800) grab transaction RM1 = 5 grab point means about 3.1% (need spend RM320) so not really a very good deal, as specially normal transaction only 0.25%, it will be good if got for grab transaction only QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM) So sifu, is the grab card good? reference aboveGpay coverage is low as compared to tng. Point conversion worth it ah? |
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Aug 19 2020, 09:01 AM
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All Stars
14,931 posts Joined: May 2015 |
QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM) So sifu, is the grab card good? Good for Lazada Wallet (MasterCard Tuesday) only. Gpay coverage is low as compared to tng. Point conversion worth it ah? QUOTE(miyakochan89 @ Aug 19 2020, 08:55 AM) I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards. |
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Aug 19 2020, 09:02 AM
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Senior Member
2,965 posts Joined: Jul 2014 |
QUOTE(ClarenceT @ Aug 19 2020, 08:39 AM) Haha you are wrong, you need at least 10 seconds to get OTP and complete payment. Agree, if use cc, sure fail to grab the GOOD discount voucher as they usually depleted within 1st 15-30 seconds.If you use ShopeePay, less than 3 seconds! That's how I got 20 orders with 50% cashback in June-July. We check out without thinking much when time hit 00 ..... This post has been edited by avinlim: Aug 19 2020, 09:02 AM |
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Aug 19 2020, 09:40 AM
Show posts by this member only | IPv6 | Post
#595
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Senior Member
6,724 posts Joined: Aug 2008 |
QUOTE(ClarenceT @ Aug 19 2020, 09:01 AM) Good for Lazada Wallet (MasterCard Tuesday) only. We are in the MBB credit card thread. I care about the usefulness of the card. Not Shopee Pay, and I certainly couldn’t give a care about what you do with the Shopee Pay. This is a credit card thread.I am looking for 10%-80% cashback from ShopeePay, not so concern on the rewards/CB from credit cards. This post has been edited by miyakochan89: Aug 19 2020, 09:41 AM |
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Aug 19 2020, 10:35 AM
Show posts by this member only | IPv6 | Post
#596
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Senior Member
6,483 posts Joined: Apr 2012 |
Just visited Maybank card Center at 1 Utama and applied for Maybank Grab Platinum credit card.
It would likely taking longer time to get the card due to just launch in market yesterday said by Customer Service team |
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Aug 19 2020, 11:15 AM
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Junior Member
782 posts Joined: Jul 2011 |
QUOTE(joonh @ Aug 18 2020, 01:04 PM) weird, Maybank rejected my application to Grab card. Do you have any arrears recently? Maybe a quick look at CCRIS can tell you more.I'm currently holding their Barcelona & AMEX 2 Plat card. QUOTE(weiseang72 @ Aug 18 2020, 02:38 PM) My own calculation for GRAB card below Hmmm, as this card is mainly for Grab usage, I would say this card I will only specifically use for Grab related payments.* assume 1,600 grab point = RM10 normal retail RM3 = 1 grab point means about 0.25% (need spend RM4800) online/oversea RM1 = 2 grab point means about 1.25% (need spend RM800) grab transaction RM1 = 5 grab point means about 3.1% (need spend RM320) so not really a very good deal, as specially normal transaction only 0.25%, it will be good if got for grab transaction only QUOTE(TheLegend27 @ Aug 18 2020, 05:38 PM) is it reload RM1 got 5 grab point, then spend RM1 in grab ewallet, another 3 grab point. in total 8 grab point per RM spent? it is 0.8 miles yo. Krisflyer is another option for me here QUOTE(Ancient-XinG- @ Aug 19 2020, 08:54 AM) So sifu, is the grab card good? Let me summarize my thoughts in next post.Gpay coverage is low as compared to tng. Point conversion worth it ah? |
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Aug 19 2020, 11:24 AM
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Junior Member
782 posts Joined: Jul 2011 |
So far I did a little bit of research on this new Grab card, here's what I would consider: 1. If I only hold MBB Amex 2 card (and cancelled the Master/Visa) / AMEX cards, then this card can be alternative for me. - Due to the fact that there's Maybank Promo for Lazada/Shopee that only accepts Visa/Master. > The Mastercard that comes with the 2 card is rubbish btw. So I cancelled it and this could be its replacement instead. 2. Actually I find that Grab is quite useful, Speedmart accepts them, many of the merchants (eateries such as Go Noodle, Pan Mee / KFC / Baskin Robbin / etc) that I frequent, and also some online websites (Kaodim / Pet Shop/ etc), therefore earning the points can be a breeze for me as compared to Boost / TnG. - Boost and TnG each offers their own benefits (Boost coin / Cashback for TnG), and may have better acceptance, but if I were to consider wholesomeness, Grab seems to be all in 1 app for me (include GrabFood / GrabCar). - Sometimes when I reload my Grab, I need to think which card to reload with, cuz not all has points / cashback, and I don't know whether they will be entitled or not cuz tracking them sometimes is a hassle for me. With this card, I know it will be entitled for points, no need think much. 3. This points can convert into Krisflyer miles, good supplement for my Krisflyer Amex. 4. Using this Grab card, encourages me to use Grab more often, hence maintain platinum tier, which for me is another plus. Overall, I just see myself use Grab more with this card. By default whenever there's all 3 wallet above present in a store, I mostly go with Grab unless my wallet out of money and I am pressured to pay faster hence no time reload lol. my44 liked this post
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Aug 19 2020, 11:54 AM
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Junior Member
743 posts Joined: May 2020 |
QUOTE(sadukarzz @ Aug 19 2020, 11:24 AM) So far I did a little bit of research on this new Grab card, here's what I would consider: I also prioritise using grab because the points can be used for payments. Moreover, there are merchants which give 20x points.1. If I only hold MBB Amex 2 card (and cancelled the Master/Visa) / AMEX cards, then this card can be alternative for me. - Due to the fact that there's Maybank Promo for Lazada/Shopee that only accepts Visa/Master. > The Mastercard that comes with the 2 card is rubbish btw. So I cancelled it and this could be its replacement instead. 2. Actually I find that Grab is quite useful, Speedmart accepts them, many of the merchants (eateries such as Go Noodle, Pan Mee / KFC / Baskin Robbin / etc) that I frequent, and also some online websites (Kaodim / Pet Shop/ etc), therefore earning the points can be a breeze for me as compared to Boost / TnG. - Boost and TnG each offers their own benefits (Boost coin / Cashback for TnG), and may have better acceptance, but if I were to consider wholesomeness, Grab seems to be all in 1 app for me (include GrabFood / GrabCar). - Sometimes when I reload my Grab, I need to think which card to reload with, cuz not all has points / cashback, and I don't know whether they will be entitled or not cuz tracking them sometimes is a hassle for me. With this card, I know it will be entitled for points, no need think much. 3. This points can convert into Krisflyer miles, good supplement for my Krisflyer Amex. 4. Using this Grab card, encourages me to use Grab more often, hence maintain platinum tier, which for me is another plus. Overall, I just see myself use Grab more with this card. By default whenever there's all 3 wallet above present in a store, I mostly go with Grab unless my wallet out of money and I am pressured to pay faster hence no time reload lol. Having said that, just want to let you know that there are credit cards out there confirmed to get cashback up to 5-6% and no minimum spending. This post has been edited by Kyan0411: Aug 19 2020, 11:55 AM sadukarzz liked this post
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Aug 19 2020, 11:59 AM
Show posts by this member only | IPv6 | Post
#600
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Junior Member
251 posts Joined: Apr 2013 |
QUOTE(Kyan0411 @ Aug 19 2020, 11:54 AM) I also prioritise using grab because the points can be used for payments. Moreover, there are merchants which give 20x points. 1) which merchant give 20x?Having said that, just want to let you know that there are credit cards out there confirmed to get cashback up to 5-6% and no minimum spending. 2) which credit card give 5-6% no minimum spending? Groccery? Or purely online have? |
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