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Credit Cards MBB x Shopee / MBB x Grab Credit Card Thread, |MBB xShopee/Grab Cobrand CC Discussion|

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miyakochan89
post Jul 5 2020, 09:26 PM

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is this card any good? At one glance, the deal is superb, and i use shopee super alot.

Anyways, applied already and got approved on the day itself. lol.
miyakochan89
post Jul 6 2020, 02:01 AM

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QUOTE(my44 @ Jul 5 2020, 09:59 PM)
I’m not 100% sure yet but I often use Shopee to buy stuff. In a way, it’s still a cashback card thingy but only useable for future Shopee purchases. At the end of the day, you’ll be your own judge whether the cashback tied only to Shopee is worth it or you prefer other cashback cards that provide more flexibility.
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I didn’t do any calculations but how much is the rebate actually?
miyakochan89
post Jul 6 2020, 08:01 AM

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QUOTE(my44 @ Jul 6 2020, 02:20 AM)
2-5% depending on promo periods.

While Shopee’s more common 10% cashback is miles better, not all sellers are offering it. Whereas this 2-5% cashback is always there if you use the card for Shopee purchases.
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Thanks for that. If you are spending in Shopee all the time it does seem like a good card because you get extra coins on special days, other times not so much as compared with Maybank FCB.
miyakochan89
post Jul 6 2020, 03:05 PM

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QUOTE(sadukarzz @ Jul 6 2020, 11:40 AM)
I would say if you use Shopee very often and don't mind paying RM25 per annum, then go for it.

If seldom use Shopee, and your FCB cashback does not reach monthly cap, then I'd say stick with FCB.

Pros:
- 1 more latest CC to brandish
- 1 extra source of point earning / cashback roughly averaging to about 2.x% depending on timeline / other factors
- Shopee might have extra discount codes for Shopee MBB CC holders during campaigns
***MIGHT MIGHT MIGHT have priority dispute case handling by Shopee CS???? THIS IS PURELY SPECULATION, WILL UPDATE IF TURNS OUT TO BE THE CASE

Cons:
- Shopee points may expire
- FCB cashback not fully utilised
- Extra avenue for you to bleed cash
- Extra RM25 per annum
- Extra stuff to do if card goes missing / extra card = extra chance of fraud

that's what i can think of right now
*


oh wow. I actually forgot about the RM25 fees per annum.
Damn, i might not activate the card after all.

miyakochan89
post Jul 6 2020, 04:15 PM

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QUOTE(jhleo1 @ Jul 6 2020, 03:28 PM)
You got 5000 coins. Cancel before next SST charged.
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I didnt see the promotions. What's this 5000 coins?
I saw the RM500 vouchers, thats only for 1st 200 customers if you spend more a minimum of RM300

QUOTE(baiseliange @ Jul 6 2020, 03:55 PM)
you still will need to pay the RM25 SST even though you did not activate the card... biggrin.gif
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????????????

SST is only charged when the card is activated?? This applies to all banks. Is maybank different?
miyakochan89
post Jul 10 2020, 11:00 AM

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just received my card. Kinda shocked that the card is not even 3D-Embossed!!!!
miyakochan89
post Jul 10 2020, 11:09 AM

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QUOTE(cybpsych @ Jul 10 2020, 11:05 AM)
no need embossing. imprint is enough.

there are other consideration too, e.g. cost and it's primary usage for ecommerce.
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yeah the printing is not even of the highest quality. The numbers can be scratched off easily. lol.
Well I supposed they are trying to cut cost since they cut the cashback amount for their other cards. boo.
miyakochan89
post Jul 10 2020, 11:32 AM

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QUOTE(vinothrao84 @ Jul 10 2020, 11:12 AM)
The card feels super cheap quality. like printed using mono printer .... lol
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yeah exactly. feels extremely cheap.
miyakochan89
post Jul 10 2020, 01:40 PM

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QUOTE(avinlim @ Jul 10 2020, 12:14 PM)
It doesn't matter how cheap look the card is, the available balance inside that matters....  icon_idea.gif  icon_idea.gif  icon_idea.gif  icon_idea.gif  icon_idea.gif
"The engine of the car does not matter... The only thing that matters is who's behind the wheel."  cool2.gif  cool2.gif  cool2.gif
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There's no available balance. This is not a debit card.
If there's balance in your credit card then you are in trouble. Like outstanding balance. lol.
miyakochan89
post Jul 10 2020, 03:53 PM

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QUOTE(DeepMemory @ Jul 10 2020, 02:56 PM)
True, can’t believe they so cheapskate on this new card design. Even Apple’s credit card is made of metal.
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yeah, goddamn cheapskate. Even entry level CCs are so much better.

miyakochan89
post Jul 11 2020, 01:18 PM

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QUOTE(MilesAndMore @ Jul 10 2020, 08:43 PM)
That is the US credit card design, a trend that started about 10 years ago. Citibank Malaysia adopted such design about 2 years ago.
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I have the new Citibank card. Even then it has like some transparent strip here and there, with better designs than this blob of blackness. If they didn’t want to do 3D embossing, fine. But the design could use some work. Lol

Since they reduced the Barcelona card cashback rate. Think I will be using this card a lot, can earn coins at least.

This post has been edited by miyakochan89: Jul 11 2020, 01:19 PM
miyakochan89
post Jul 13 2020, 10:29 AM

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QUOTE(avinlim @ Jul 13 2020, 08:40 AM)
They auto credit to our shopee~

icon_idea.gif  icon_idea.gif

[attachmentid=10536566]
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Have to spend more than RM300 right?
Cause i never receive it yet.


Also i made some purchases, and just click "order received", the shopee coins will reflect into my account is it?
miyakochan89
post Jul 13 2020, 10:48 AM

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QUOTE(ClarenceT @ Jul 13 2020, 10:33 AM)
Spend RM300 (at Shopee Mall or Preferred Sellers) in 1 order or within 24 hours can use max 3000 coins only.
*
ONE order or accumulative spend? Their T&C is confusing? There's a first retail transaction - and then accumulative?

From the T&C:
Welcome gift of 5,000 Maybank Shopee Coins will be awarded upon
activation and first retail transaction with a minimum accumulative spend of
RM300 within 60 days from the date card is approved (excluded from 5,000
Maybank Shopee Coins capped
miyakochan89
post Jul 13 2020, 11:02 AM

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QUOTE(avinlim @ Jul 13 2020, 08:40 AM)
They auto credit to our shopee~

icon_idea.gif  icon_idea.gif

[attachmentid=10536566]
*
Did you spend on Shopee? Is it one transaction/one item that cost more than RM300 or few items? few purchases? few different orders and all add up to RM300 & more?

QUOTE(jhleo1 @ Jul 13 2020, 10:57 AM)
Info from Maybank:-

"Welcome gift of 5,000 Maybank Shopee Coins will be awarded upon activation and first retail transaction with a minimum accumulative spend of
RM300 within 60 days from the date card is approved (excluded from 5,000 Maybank Shopee Coins capped)"

It doesn't meant have to spend in Shopee. Ya bit confuse.
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Yes confusing indeed.

miyakochan89
post Jul 13 2020, 01:08 PM

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QUOTE(avinlim @ Jul 13 2020, 12:10 PM)
I spent more than 2k in shopee during 7.7. Few items purchased. Also got direct reload into shopee wallet. So, I cant tell which is which.
*
Do you have any orders that is like more than RM300 per item?
Or all items are less than RM300?


miyakochan89
post Jul 13 2020, 03:27 PM

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QUOTE(avinlim @ Jul 13 2020, 03:16 PM)
My 1st order already RM500+ pay direct from cc(shopee cc) other like 70,50,200,++++
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ah alright, then can't really confirm. :3
miyakochan89
post Jul 23 2020, 08:32 AM

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QUOTE(jhleo1 @ Jul 22 2020, 12:25 AM)
The credit card nothing to with your current coins balance. Please read the credit card agreement n Q&A. Each month max coins to earn is 5000, any more than that will converted to TP with no limited. First new card holder even you are existing Maybank Cardholder, you still can earn 5000 for free RM300 spend. It won't mixed with the monthly 5k coins limited.
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oh damn. I don't really want treat points.
miyakochan89
post Jul 23 2020, 11:05 AM

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QUOTE(jhleo1 @ Jul 23 2020, 11:02 AM)
Then you need to trace one by one till 5K coins then stop.

Ohya I received welcome coins 5K on 23 July 2020. I hit RM300 min spending on 17 July 2020. Exiting Maybank credit card holder before get this Shopee card.
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what do u mean exiting?
miyakochan89
post Jul 23 2020, 01:24 PM

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QUOTE(jhleo1 @ Jul 23 2020, 11:02 AM)
Then you need to trace one by one till 5K coins then stop.

Ohya I received welcome coins 5K on 23 July 2020. I hit RM300 min spending on 17 July 2020. Exiting Maybank credit card holder before get this Shopee card.
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yeah i am also an existing card holder. I received my 5K points as well. Don't need to spend one off RM300, and can spend other places, not only on Shopee.
miyakochan89
post Aug 18 2020, 07:10 PM

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Reloading into Shopee Pay doesn't give me coins right? Lately i find that all the free shipping vouchers are only applicable for Shopee Pay only. :<

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