I would say if you use Shopee very often and don't mind paying RM25 per annum, then go for it.
If seldom use Shopee, and your FCB cashback does not reach monthly cap, then I'd say stick with FCB.
Pros:
- 1 more latest CC to brandish
- 1 extra source of point earning / cashback roughly averaging to about 2.x% depending on timeline / other factors
- Shopee might have extra discount codes for Shopee MBB CC holders during campaigns
***MIGHT MIGHT MIGHT have priority dispute case handling by Shopee CS???? THIS IS PURELY SPECULATION, WILL UPDATE IF TURNS OUT TO BE THE CASE
Cons:
- Shopee points may expire
- FCB cashback not fully utilised
- Extra avenue for you to bleed cash
- Extra RM25 per annum
- Extra stuff to do if card goes missing / extra card = extra chance of fraud
that's what i can think of right now
oh wow. I actually forgot about the RM25 fees per annum.
Damn, i might not activate the card after all.