My own calculation for GRAB card below
* assume 1,600 grab point = RM10

normal retail RM3 = 1 grab point means about 0.25% (need spend RM4800)
online/oversea RM1 = 2 grab point means about 1.25% (need spend RM800)
grab transaction RM1 = 5 grab point means about 3.1% (need spend RM320)

so not really a very good deal, as specially normal transaction only 0.25%, it will be good if got for grab transaction only

For fair comparison, every ringgit reloaded to grab (via card or transfer) also can earn that 3 grab points. So is irrelevant in comparison.

Good news to grab users. Now grab added lazada voucher to redeem, rm5, rm10 and 20 voucher. Seem it is getting better.

got points for non-grab txn


read the FAQ on how the points earning and transfer works >> https://www.maybank2u.com.my/iwov-resources...rabcard_faq.pdf

The following transactions are not taken into account in the accumulation of GrabRewards Points:
- Maybank EzyCash, Maybank EzyPay Instalment, Maybank EzyPay Plus, Cash Treats, Cash Advance, Balance Transfer;
- Transaction at Government Bodies and any reloads on e-wallets (except Grab e-wallet);
- Payment via JomPAY and FPX;
- Refunded, disputed, unauthorized or fraudulent retail transactions;
- Payment of card annual membership fees, interest charges, late payment charge, cash advance fee;
- Any other form of service or miscellaneous fees.

at least better than TP which take dunno how long to accumulate to spend. Grab make the wise decision to come up CC instead. Think, it is failure to come out debit card in Singapore & Philipines.

Find so mafan top up to debit card with CC which dont entitle for point, then spend.

I'm 100% to grab wallet & with this CC. Stop using boost, bigpay & MAE and change all my insurance auto debit to this CC. Going to terminate my Maybank 2in 1 card (mastercard), the TP is useless except AMEX (cashback and 5x point)

I got feedback saying that the account will not revert to Gold / lower after the expiry date, but system might not reflect that accurately.

No worries for me anyhow, cuz use Kaodim (accept GrabPay) very often, ez point earnings.

This card made GrabPay my auto-go-to-ewallet whenever available lol / or if no better offer..

But MBB also pannai, only accept reloading GrabPay as part of their accepted trx.. other ones are not counted..

Please note that grab pay daily limit is RM1,000
There is also yearly limit.

I pay lots of bills to e-pay & elinking.
TNb/syabas Etc
Also unifi/maxis after finish my amex quota.

how to use gray wallet to pay TIME bill ya? elinking?

oh thanks always use to Auto Debit by Bigpay n get RM2 deduction,
didnt know can pay by grabpay

Oh I use it to pay TNB bill. can use grabpay.

huh? TNB under utilities MCC not? which not entitle for 5x points/5% rebate.
Correct me if im wrong.



or pay thru TNB app consider ecommerce MCC? u got the points/rebate?

TNB pay by AMEX can get 5% cashback. Sure or not?

Which 1 system is that? 

then your earlier post is misleading the readers.

5000 points only will be awards when you spend your Shopee card min RM 300 60 days of card approval.
No extra point granted for reload Shopee pay, only have extra point when you spend at Shopee directly.
Previously he is not mentioning for elinking. He said elinking is old for him
At first saying Amex can get 5x points/5% on TNB, after point out,
he said he use it on his "Third Party App" to top up using Fave (which can link with Amex as I know), then pay the TNB bills, but he did not really share even the "Third Party Apps" name. Lols

I will continue using elinking to maximise my Grab rewards points 

Lol duno is the app name for Impact. Is apps or website? have direct link?
I cant search in playstore though, so the fee is 0.55% net? then its higher than elinking 

Now have new update from forumer, can use Pos Malaysia mobile app payment to TNB, can use ewallet included Grabpay, zero fees.
Then i think grabpay have the most effective rebate.
8x points equivalent to 5% rebate. 800 points can redeem RM 5.