Considering Hong Leong GSC. At least can watch free movie and get free food with the points

i am thinking the same, jump boat to alliance, but anybody have tried the x8 Ecom transaction is valid for MYTNB payment? in mbb statement, it does show ECOM

comb travel series card doesn't give points for topping up e-wallet right? the e-card I believe they do but I dont see in the tnc for the travel cards that they give points unless its considered under local spend?

got points

can we call up Maybank and ask to convert this Grab to another credit card from Maybank? or need to apply all over again?

Just go ahead apply any MBB credit card online. Once approve then you cancel the Grab card.

lately my transaction instead of getting 5x...looks like i am only getting 2.5x... anyone seen this issue?

still surveying for other alternatives, open to HL/CIMB, because I dont hold any of their cards.

My friend said it's probably going to be in Q2 this year.

So they will have more credit card options i supposed?

more likely they may operate like a fintech, probably offering prepaid/debit card that linked to digital account (to store fund)

I hate those.

I am still looking for alternative cards. Sigh. Maybe will just get a CIMB one.

If I top up my Grab on 31/3 will I still get 5x points?

I just got my Cimb ecard 2 weeks ago.

Can I clarify why you all getting CIMB card as a replacement for the Maybank Grab Card, when the cashback percentage is the same or just slightly better?
CIMB eCard percentage is slightly better but that bonus points have capped at 20k
Please correct my calculation if I'm wrong

20,000 Bonus Point (BP) can redeem RM 50 Cashback

CIMB Travel World Elite (TWE) (No Points Cap)


RM 1 = 10 BP
20,000 BP = RM 2000 x 10 BP
RM 50 Cashback / RM 2000 Spending = 2.5% Cashback

CIMB eCard(20,000 BP cap)


eDay Spend (one day only on 28th) : RM 1 = 12 BP
20,000 BP = RM 1666.67 x 12 BP
RM 50 Cashback / RM 1666.67 Spending = 3% Cashback

Normal Day : RM 1 = 3 BP
20,000 BP = RM 6666.67 x 3 BP
RM 50 Cashback / RM 6666.67 Spending = 0.75% Cashback

============================================================================

Assuming if Grab Unlimited and Platinum user
5000 Points = RM 50 Cashback

Maybank Grab Card (No Points Cap)


Top Up RM 1 into wallet = 1 Points
Spend that same RM 1 using GrabPay = 1.5 points
Effectively 2.5 points

5000 points = RM 2000 x 2.5 points
RM 50 Cashback / RM 2000 Spending = 2.5% Cashback

This post has been edited by timeekit: Mar 25 2023, 02:37 PM

Thank you for your calculations. After some calculations, I do find that this CC is still quite competitive compared to the others.
Assuming that I want to use Grab ecosystem, it's definitely amazing.

However moving forward, i might be using more TnG card, if only I am allowed in some ways to transfer my money to TnG via Grab, that would be amazing. Cause the CC doesn't give points for other e-wallet reload. I am looking into CIMB travel card actually, but the annual fee is annoying unless I take the Platinum one only.

For now I am still keeping the card, but I am on the lookout for others as well as I wanna cancel my AEON platinum card.

This post has been edited by miyakochan89: Mar 25 2023, 03:22 PM

Thanks for the calculation.

Hmm, I suppose because I don't use Grabpay exclusively.

Meaning with previous 5 times points, I can accumulate my points fast.

But with the reduced points, I would need longer time.

However, with Cimb ecard, I can distribute between Grab and Tngo ewallet top up, as well as other ways to get points.

Does that make sense?

Ya true, the Maybank grab card still competitive if one uses the Grab environment exclusively
But if want to mix and matched , then have to use other card to complement.

Personally will be using Maybank ikhwan amex + PB visa islamic card as have higher cashback and suit my common expenditures

If u use cimb ecard to reload grabpay on 28th of d month n use grabpay as a gradunlimited user, in total u can get 2.5+1.5=4%.

The fact is now Grab card only provide 1x points.

That's 1% cashback only.

Compare that with PB card or Affin card that can provide 3-4% of nett cashback.