Thanks bro for sharing this.
Now just wondering after topping up RM350; on top of the promo 7000 Grab Points (GP), will we also be entitled for the x5 GP as well ?

Read the T&C and it does not mention that customer wont be entitle from its card benefit.
Hence potentially we will get 7000 (Promo Points) + 1750 (x5 GP) + 1050 (x3 Premum Grab Usage points) = 9800 Total GP

For normal Grab Rewards (without Points Back Campaign) , 800 GP equate to RM 5 Discount / 160 GP = RM 1 discount
Hence , from spending RM 350 we will get around RM61.25 worth of cash back value (17.5% rebate).

Correct me if am wrong guys

Shouldn't be bro. The Bonanza Promo just started today (1 Dec). If we top up today, the Grab Maybank bonus points will usually credit after 2 days.
I think your 570 GP is from transaction spend or previous top up.

Just received the fulfilment gift under this campaign
Spent on my Grab Mastercard

https://www.maybank2u.com.my/iwov-resources...19-31122019.pdf

Was wondering whether I would earn any GRAB points for installment payment plan. It seems I did, even when ezypay was excluded from the T&C. I might be wrong, but will monitor for the following month also. For your information.

Grab points :
RM 800 (Grab) * 5 = 4000
RM 308.17 (Ezypay) * 2 = 616~
Total = 4616

1 - yup, it's a mastercard, so all merchants that accept mastercard can accept it. Got benefit but get less grabpoints if use outside of grab ecosystem.

2 - yup

3 - application is subject to bank approval, but most likely will be approve since u are existing cardholder. As far as I know, it will follow ur current credit limit, unless you specifically request to increase it.

When I applied the mbb card before, I don't recall having an option to increase the limit when applying online. So I guess needs to be done separately by manually indicating this via application form.

Have to understand ur purpose of having additional card, because even if u manage to apply for the Grab card, ur credit limit is shared among all ur mbb cards.

If ur purpose is to utilise more of the credit limit, then I guess ur priority should be attempting to increase ur credit limit first instead of applying a new card.

Since the nerf, have just applied for Maybank Islamic Ikhwan American Express Platinum Card-i (hopefully approved)

online spend, 8% cash rebate, RM 50 Capped (RM 100 on ramadhan / syawal month)

The main thing is do not use the card for Grap top up, but instead for direct deduction

Grab accepts Amex, hence you just have to make sure your primary payment is being deducted from the card and not wallet, which will be considered as online spend.

Haven't got the card yet but works for my Maybank 2 Amex on weekends, so shouldn't be any problem

Using Grab App and having purchases being deducted directly using Maybank 2 Amex is considered as online spend (I received OTP also during initially linkage)
Hence, i am fairly certain this will be applicable for Ikhwan also. But will test it out once i hopefully get my hands on it

Only cashback, no grab points.

Btw, here's a picture reference. I only have sample back in June 2022 because wanted to test if have cashback and if Grab accepted amex.
At that time, it was more worthwhile to use Maybank Grab card to top up Grab Wallet to get points, hence after this testing i didn't continue using Amex, furthermore, it can only be used in weekend to get cashback so abit mafan have to keep change payment mode.




This post has been edited by timeekit: Mar 7 2023, 11:22 AM

Not a CIMB user, maybe will look into the points conversion rate cashback equivalent later.
Currently now before 1/4, in best situation, we can get 6.5% cashback equivalent if we use Grab Wallet to top up and then use Grab wallet to spend and also assuming if we are Grab Unlimited user.

But ikhwan card is 8% cashback, so its even better then the best case scenario above. hence likely I may forgo Grab points all together :'(

Likely maybank islamic ikhwan amex + pb islamic visa

for grab ride , food etc use maybank ikhwan as its consider online transaction
if want to use grap pay (wallet) , use pb islamic visa top up big pay, then top up grab wallet using big pay

Haha ikhawan to get 8% rebate which is even higher than current 6.5% rebate of Grab card (prior to revision), after revision only 2.5%
For the PB islamic can str8 top up to grabwallet directly, I top up to Big pay first to mainly double dip

Can I clarify why you all getting CIMB card as a replacement for the Maybank Grab Card, when the cashback percentage is the same or just slightly better?
CIMB eCard percentage is slightly better but that bonus points have capped at 20k
Please correct my calculation if I'm wrong

20,000 Bonus Point (BP) can redeem RM 50 Cashback

CIMB Travel World Elite (TWE) (No Points Cap)


RM 1 = 10 BP
20,000 BP = RM 2000 x 10 BP
RM 50 Cashback / RM 2000 Spending = 2.5% Cashback

CIMB eCard(20,000 BP cap)


eDay Spend (one day only on 28th) : RM 1 = 12 BP
20,000 BP = RM 1666.67 x 12 BP
RM 50 Cashback / RM 1666.67 Spending = 3% Cashback

Normal Day : RM 1 = 3 BP
20,000 BP = RM 6666.67 x 3 BP
RM 50 Cashback / RM 6666.67 Spending = 0.75% Cashback

============================================================================

Assuming if Grab Unlimited and Platinum user
5000 Points = RM 50 Cashback

Maybank Grab Card (No Points Cap)


Top Up RM 1 into wallet = 1 Points
Spend that same RM 1 using GrabPay = 1.5 points
Effectively 2.5 points

5000 points = RM 2000 x 2.5 points
RM 50 Cashback / RM 2000 Spending = 2.5% Cashback

This post has been edited by timeekit: Mar 25 2023, 02:37 PM

Ya true, the Maybank grab card still competitive if one uses the Grab environment exclusively
But if want to mix and matched , then have to use other card to complement.

Personally will be using Maybank ikhwan amex + PB visa islamic card as have higher cashback and suit my common expenditures

Yup, for me will be using Maybank Amex ikhawan card 8% cashback for online spend, including those from Grab Ride, Grab Food etc
For the rest, will be using PB Islamic Visa card 4% cashback to top up Bigpay, and spend on card presented transaction or those merchant that dont accept Amex



Have to be Grab Unlimited user and applicable to certain voucher only. Also, most of them require to use PayLater option.
I mainly use Grab Ride and Grab Food only.

PB Islamic Visa card - 4% Cashback, RM 30 Cap. Ok for E-wallet top up for now