Recently back from travelling in europe. Cant use contactless la. Everywhere have to pin and pay….

Recently back from travelling in europe. Cant use contactless la. Everywhere have to pin and pay….

then i will kena exchange bank rate dy right

hi all,
I have performed more than 5 times payment via insert card & PIN.
But my Wise contactless payment (aka payWave) still totally unable to use on any machine in Malaysia.
This is very inconvenient.

I have checked my payment method setting in Wise app, all payment method turned on already.

Any idea why? Any one manage to use contactless payment (payWave) in Malayisa?
Maybe I know which shop? so that I can go try it.

Hi guys, i will be traveling to Taiwan soon.
I would like to try wise and keep the twd currency in my wise account but I can't seems to find twd.

Is twd supported? How can I utilize wise at taiwan? Thanks

TWD not supported

As long as you use Malaysian credit card with zero FX markup like OCBC 365 or HLB I'm card then no FX charge from bank.

But wise will impose some admin charge. I recently topped up SGD200 with MY credit card, got charged SGD7.74. So about 3.87% admin charge by wise.

Has anyone used Wise to send funds to your friends/family overseas recently? I need to make a transfer (RM4k) to the Philippines, but looking at replies on Wise's recent tweets has me worried. People are complaining that their recepient isn't receiving the money, accusing Wise of theft, not responding to issues, etc. I see that Wise is one of the best rates, unless fellow forumers have other suggestions? I have also not used BigPay for remittance, any pros and cons?

Account deactivated due to having over 20k+ in the account. Is there any helpline number to call them? Cant seem to login anymore

Account deactivated due to having over 20k+ in the account. Is there any helpline number to call them? Cant seem to login anymore

Holding limits

In Malaysia, Wise personal customers can hold a maximum of 20,000 MYR in their Wise accounts at any time⁷. This limit applies to the sum of all currencies held.

If you’ve sent a payment of more than 20,000 - or if you’ve sent a payment which pushes your total balance above this limit - you’ll need to withdraw the excess to your bank account.

You’ll be notified if your account hits this limit, and will have 7 days to withdraw the excess funds to your external account. After this time, your Wise account will be automatically frozen until you’re able to withdraw the funds, to comply with Malaysian laws.
https://wise.com/my/blog/how-to-use-wise-malaysia

603-78903679
BNM source

what you did before they deactivated your account? My account got deactivated and they asked me to email the appeal team, 2 months no reply from them lol. Their support number listed on the official website can't even get through...

20k is a lot thou

go appeal to them la owai need to login also hmm
https://wise.com/appeals/
but got ppl feedback their call centre not responsive open ticket via login is better i used before quite responsive
since u cannot login try the reset password link

So which currency should I keep that best for Taiwan traveling?
It shall auto convert right when I swipe or withdraw

Hi guys, between BigPay & Wise Card, which offers the better exchange rates for MYR to USD payments?

Specifically within the RM2k to RM9k range if that helps.

Does anyone have any experience/findings between the two?

You can check this online or via app.

Unless you have USD preloaded into your Wise card, both cards apply the Visa exchange rate when you swipe overseas as it works as a Visa debit card. Both cards will also charge additional fees. Check their site for details.