Recently back from travelling in europe. Cant use contactless la. Everywhere have to pin and pay….

4 digit works fine. Just key in and press enter like usual. But hassle a bit cuz everyone wave and unwed slot in and key in pin and wait…..

Hi guys, anyone used wise in South Korea? Still need to use pin during wave contactless?

Yes. Tried with apple pay and paywave at giant mini to buy some grocery. Successful.

eh just few days can change wor. didnt even change the adress below. maybe they disabled it

Changed country to UK. Apply a virtual digital card and add it to apple pay.

I can still change wor?

got my card from malaysia. am unsure. maybe my case is exceptional?

please dont kind sir

actively using since 2022.
both locally and overseas trips

I always consider having cash to travel is a bad option. You always end up with coins where you don’t know what to do with after the trip. Euro 1 dollar 2 dollar like that. Go change back then very hassle and time consuming. Also u get charged double the exchange rate since you first exchange myr to intended currency then back to myr again.

However some places you have to use cash like Japan and Taiwan. If card works, just use cards. Wise is good for travelling in europe imo cuz everything can be settled with paywave. One of thing is VAT claim like tax claim for luxury bag bought overseas. If you have CC then refund is so much easier compare to cash. Not sure if you can request VAT CLAIM if you pay by cash

This post has been edited by bokbokchai: Nov 29 2023, 01:54 PM

Currently I convert myr to usd straight in wise before depositing into IBKR. Found out rate actually better than converting via IBKR deposit page. Wish to maximise the exchange since will be converting quite frequently to invest. Any idea or lobang that I can save more on MYR->USD process.

Lately I saw money match rate seems to be cheaper than wise rate. If I don’t have any cimb sg or mbb sg account. Can I actually use money match to remit money into wise account’s sg balance?

Currently in Japan, cash widely accepted so are cards. Been using card and cash and face no problem.
Cash mainly some small food stalls. Cards accepted in many food places and shopping. Remember to buy suica card in Apple wallet and use wise to reload. No need to buy physical card or qr. I don’t see any Japanese paying by qr.

This post has been edited by bokbokchai: Nov 20 2024, 07:00 AM

Suica just for transportation. Suica can be bought on Apple Pay, so use wise as your Apple Pay payment option to buy it. And top up as well. You can try now even on your iPhone now. Can google how to do it.

Pro tips: first purchase suica is min1000 yen. After getting suica card in apple wallet, you can top up any small amount you like, 100yen or so.
Wise for any pay wave transaction is fine at Japanese store. They more open to card payment compared to the last time I went there which was 6 years ago. Probably due to covid, they start to dislike cash as payment option.