Deposit money in is free. Withdrawal is subject to fees. Check their fees on their website for details.

For your purpose better off getting BigPay as you got Duitnow feature

Wise is only good for overseas transaction

Topping up the card is the same as if you're making any currency conversion via Wise. There will be fee and subject to Wise's conversion rate, but I can say at least it will be better than bank's TT. It may not be the best rate if compared to some other fintechs but it's just a lot of fluctuations daily, you'll just have to compare yourself daily or trade the minor loss in conversion for convenience.

Likewise, transferring out to bank account will also have fee and certain rates.

What email address is the reminder email coming from? Because on mine it said that email cannot be replied to (noreply @transferwise), and the refund email address that they give, they didnt reply back to my email.

The contact phone number last time someone gave in this thread also unreachable

This post has been edited by Boy96: Dec 26 2022, 07:56 PM

Afaik, topping up in local currency is free...

Ah my bad, I assumed question was to top up in other currencies. Thanks for clarifying

Is it possible to get the virtual card without getting the physical card? It seems I don't see the option for that?

Nope. Must get physical card. Aiya. RM15 or so only.

I replied to the email but used appeals@ address, not the noreply one. That was on Saturday 17 Dec, and I received a reply and had account unlocked on 19 Dec.

I managed to numerously informed the helpdesk that their SG line is unreachable and they finally reopened back my account.



Phew... so guys, just kept informing them that you can't reach the helpline and they will reopened the account.

This post has been edited by MasBoleh!: Dec 29 2022, 06:36 PM

After seeking help from twitter then only they replied my email. Quickly transferred out the money after that

Btw i noticed my account is UK account (?) , Because the referral part says I can get £50 if I refer someone else to register

This post has been edited by Boy96: Dec 29 2022, 06:44 PM

U r dealing with pound sterling?

No, ringgit. Maybe last time when buka account somehow buka uk account

I could use my virtual card before arrival of physical cards.

But that card can only be used for online shopping. Not when paying at restaurants etc

If no use Wise apps and card long time will inactive suspended account? Thank you

Anyone has problem using WISE today? I tried using virtual card with Shopee and McDonald also got rejected. Year Y2k23 bug?

This post has been edited by CommodoreAmiga: Jan 1 2023, 12:19 PM

If i send money to myself from wise it will charge a fee, if i withdraw from ATM less than 1k no fees.

So i should always withdrwa cash?

Don't understand. How can sending money to yourself be charged? You meant send from Foreign account?

I think Wise charge RM 1.06 for any transaction to local bank, that's what he meant maybe.

I was charged too.

Topup RM no fees. Never tried transfer back to bank account though.