Hi, guys I'm planning to use my wise debit card for the first time in sg. I plan to just deposit money in RM to my account and use the debit card in SG.

Is there anything I need to be aware of? Is this the best practice to avoid high fees?

If i send money to myself from wise it will charge a fee, if i withdraw from ATM less than 1k no fees.

So i should always withdrwa cash?

Yes that is correct, so I'm holding and thinking whether to try to withdraw cash to see whether it has charges

I checked my wise balance in ATM , apparently I should have MYR but on the ATM it seems to be showing GBP amount and Maybank ATM warns that charges apply for non-maybank card cash withdrawal.

So the no fees on wise typically has fees as well

I have MYR and USD in the account. It states total RM 600. So if I go to ATM I can withdraw all RM 600? Or only the one with myr