sg developed country, wise card should works fine.. unless you buy stuff roadside etc... you may need some cash

I could use my virtual card before arrival of physical cards.

But that card can only be used for online shopping. Not when paying at restaurants etc

Not more than rm10k as it will trigger bank to check your account.

Not saying you're doing something wrong but you don't want any hassles from useless half baked bank officers to check your stuff

this topic too

can I use wise card overseas without activating my pin number in my home country?

i also see wise only allows transfer of rm10k into malaysian bank. is this correct?

i see a few of you can transfer more than that

i see. so how much can i transfer, without triggering the bank?

Thanks. Tried to but didn't specify Myr

You can send up to 975,000 MYR per transfer. We may ask for more documents if you send more than 200,000 MYR.

Banks don't get alerted with such amount of money? Banks even auto trigger at 25k a day.

thanks for this. I was so bodoh, only transferred 10k a day when the exchange rate was high. so bodoh.

thanks again.

Also did wise pay in Japan past one week. It was so smooth. And it helps you with your expenses as well. Where and how much you've spent.

Love it.

Bigoay can close shop.

Time wise and currency exchange rate, wise wins

Ain't gonna go drive to MV takes 15 mins find parking. Walk all the way queue up then change money.

Petrol. Time. Parking. Waiting time. All money

Remember to select CREDIT.

I chose all 3 and only got it right the last round 😅

yes, they will take whatever you have in that currency, and if it's not enough, then take from other currencies, usually your default currency and change according to the exchange rate

thats why when you use wise to pay, it does take a while to process. but they can do all that in seconds, is very good to me

Hi wisers,

I tend to use those virtual debit card to do booking. For example agoda.

But when I use wise. It keeps declining. But if I use bigpay with no fund inside, the booking goes through.

Any idea how we can do booking using wise card and without putting fund in there first.

If I have funds in wise and I book agoda. Will the funds be deducted rightaway or will the fund remain?

Referring to those bookings where you don't need to pay anything first

So I need to have funds in wise to do those bookings first?

Bigpay no fund also approve. Wise doesn't.

yes, some bookings dont need to pay now, just book.

big pay allows, but wise doesn't ....

I have never owned a cc and don't intend to. I'm sure I'll be in bankruptcy list if I have one.

Thanks. Will have some funds in wise next time.

Do atm in other countries charge money when we withdraw money from the atm...

Which sign must we look at to see which machine we can withdraw

Indonesia in particular

Thanks a lot...

It's like your visa debit card. Just spend it anywhere