Hi all sifu. I'm using super salary-i. Is it necessary to have debit card? I wonder is there any annual fee for the card.

yes must have debit card as you read back previous pages.

RM8 annual fee for the card.

Ok, thanks.

any sifus can help on this?

example
my cc circle dated 8th every month, I spend 1K on 1st of the month, after 8th only spend rm100 until next circle 9th I spend again …

1 statement will shown rm100 …

Coz I remember someone shared that CC CB circle calculated by calendar month instead of cc bill date … but for PSA account?

the CC spending criteria, based on calendar month not statement , so means you can spend also before statement date, and it count in the same month

For SC CC cashback is calculated by calenders month. And usually will show on 3rd week of the month under rewards for your CC

For PSA account, the 1.5% p.a. is also calculated by calender month.
1.5% p.a. will reflect in PSA usually on 2nd day of the month.

As long as u fulfill 1k spend on ur CC in that month, the 1.5% p.a. will reflect in ur PSA next month.

As for cashback, check under rewards.

where do u all park your excess cash after hitting the 100k threshold?

I think any excess still have 2.1% interest. Still good considering it's a liquid account

Put d excess in another high-yield CASA like OCBC360.

What is the easiest way to apply for this account? SCB branches are very scarce.

Read somewhere u can do it online.

another cut of opr today - shld i move to scb from 360 ... aihs

I think PSA interest is going to have another drop soon, since their last revision on 1st of May, while we have 2 times of OPR drop after that.

Yes, the drop should be big since they didn't revise for the May OPR cut.

okay - lets wait and see then.

psa has no limit like 360 (max100k) right?

thanks - looks dont have .. great!

As per current interest.

3.6% pa (excluding invest bonus interest) for first RM 100k
2.1% pa unlimited

time to consider SC Priviledge.....

Still unsure on the revised rate. Will it last since the opr cut?