if this is the case, it makes sense to do monthly investment to boost up the savings rate by more than half fold yo.

RM 1000 monthly gives you 2.0% bonus for RM 20000 in your PSA
RM 6000 monthly gives you 2.0% bonus for RM 100000 in your PSA

Sales charge is 2.0% for the eligable products. For example, a bond market funds is not eligable because lower SC than 2.0.

Well, 1st deposited in Jan, my RHB asian income fund with them is still losing 9%, enter at your own risk.

Just open PSA, so if start depositing this month >RM3K n use CC >1K, I can start collecting the 3.6% Interest for May even though it is a partial month?

yes. due diligence analyst will call u twice a month. one from the branch u open account, one from HQ.

Oh I did not say they called me. I might be SCB ex DD analyst for all you know 😜

Just be honest. U want to earn 2.75% from ocbc coz cutoff 9.45pm and 3.6% from scb. Explain to the officer the mechanism (which i think they are aware of this already). If asked for ur salary, just tell them, they just asking all the question inside the questionnaire.

And maybe u can ask, is it legal to do so? And let us know whether the staff can answer. Ahahahah

time to consider SC Priviledge.....

From 1 Jul onwards, another drop in interest earnings     

i try just now, message unable to continue and ask me to visit branch. just to confirm you all apply using laptop or handphone?