I'm using SC future transfer or payment function....however...I think unlike MBB, I not manage to find how to cancel the future payment/transfer :/

Just click on payment history/ transfer history n u can edit it...

no batch
only 1 each time
sometimes will failed
at least 4 times failed in this year in my experience
the thing I don't like is when failed, the message show in mailbox but no alert
only successful transfer will get sms
so have to remember ourselves to check
else self bear late payment charges

oopss haha gotta stick with ocbc360 then. anyhow max 100k in psa if more then ocbc360 liao

ocbc360 will failed also
it depends whether is paynet issue or receiving bank got issue
just I don't like is sc do not actively notify you if failed
only a message in mailbox but no notification that there is unread message in mailbox
the designer for this function brain bang wall

oh really. ocbc future payment has been ok for me all these while. can do batch in one page which i really like too...

sc not bad jor. u try affinonline then u shld know what is bad. 🤭 may be u can feedback to sc on that lacking.

This post has been edited by cclim2011: Jun 29 2020, 11:30 PM

note if you hit cap on both psa and ocbc360, psa gives more interest >RM100k

This post has been edited by zenquix: Jun 30 2020, 10:29 AM

RM 100 only? Won't matter much.

fixed

don't have affin account
already feedback each time failed
and greeted the cs while he/she giving siht explanation
don't think they will improve for a small potato feedback

Base and Save Bonus Interest for June 2020 are in.

BONUS-INTEREST-CARD SPEND for June 2020 is in.

2nd month with PSA!
YTD got rm39++ dividend !

Satisfied with the return! Next month gonna hit higher . Haha

i'm surprised SC is maintaining the current interest rates for this PSA.

If ignoring the wealth/insurance portion extra 2%..what will be the optimum amount to put in this account to hit the 3.6% p.a.? 100k?

First 100k will entitle 3.6% p.a (0.1+2.0+1.5)

Amount after the first 100k will entitle 2.1% p.a only.

Can refer back the tnc from previous page

So back to your question. To hit 3.6% p.a yes. Only 100k but monthly still need fresh funds 3k transaction 2.0% and spending 1k on SC credit card 1.5%

This post has been edited by Batusai: Jul 2 2020, 11:08 AM

And also to spend RM 1k with SC credit card.

withdraw 3k out and ttransfer back in considered fresh fund ?

withdraw out to any other banks (non SC bank accounts) then transfer back in considered fresh fund

TQ for confirmation.
Already using 2k monthly on Liverpool card.
3k ff monthly should be doable.

Summary:-...
Best bang for buck (fd alternative) ..max 100k
In Excess of 100k..use only if opportunity cost of fund is < 2.1%
Of course..have to watch out for any rate changes in the account.

if Anything else I need to know?
Much Appreciation for all the info!