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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it
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GrumpyNooby
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 Feb 15 2020, 08:34 PM
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Wow, opening PSA is superbly fast at the booth; just few minutes!
I asked the bank staff on duty if any document needed for opening PSA.
The designated bank staff at the booth asked me if I have SC credit card and I said yes.
Then she just asked for me IC for biometric verification and print out the slip. She even filled the forms for me. No need to present at the branch at all.
I did ask if debit card is required and she said not necessary needed.
Once completed, she gave me a free gift of SC KLM backpack.
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GrumpyNooby
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Feb 16 2020, 08:35 AM
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QUOTE(LostAndFound @ Feb 15 2020, 10:23 PM) As mentioned above, without debit card you won't be able to get the credit card spending criteria fulfilled. So you won't get 4% rate. Thanks for the reminder. I have forwarded the TnC and highlight Clause 15 to her. I asked her to go to clarify with her team/superior. If debit card is needed and FOC, no harm to get it. |
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GrumpyNooby
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Feb 17 2020, 09:26 AM
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The bank staff that I dealt on Saturday just confirmed that debit card is a needed.
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GrumpyNooby
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Feb 18 2020, 07:38 AM
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The bank staff at the booth called me last night said that her superior boss had clarified with the HQ in KL and confirmed that debit card is a MUST!
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GrumpyNooby
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Feb 18 2020, 10:35 AM
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QUOTE(markedestiny @ Feb 18 2020, 10:26 AM) TS, it seems like your thread is getting traction, doesn't seems like less people are talking about it. This is one of the better products coming from from SCB CASA with interest rates that could challenge the FDs yet with flexibility of deposit and withdrawal... As for the debit card, just get it as you can withdraw from ANY bank ATM with MEPS without the withdrawal fee of RM4 which is waived after you meet the min deposit amt. But note not to withdraw from ATM (non-bank) located inside 7-11, the withdrawal fee is not waived off according to the bank. You meant those MEPS ATM machine which are not associated to any bank? This post has been edited by GrumpyNooby: Feb 18 2020, 10:35 AM |
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GrumpyNooby
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Feb 18 2020, 06:55 PM
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QUOTE(Eurobeater @ Feb 18 2020, 06:54 PM) It was less when people I first posted  They're migrated from OCBC 360 thread.  |
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GrumpyNooby
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Feb 18 2020, 07:01 PM
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QUOTE(Eurobeater @ Feb 18 2020, 07:00 PM) Then I suppose when interest rates go back up and another high yielding saving product comes along, migrate again lol This trend will sure happen. Have you see any bank loyalty in the FD thread?  Even the coldest bank like BI, BR, MBSB and Bangkok Bank, they also storm. This post has been edited by GrumpyNooby: Feb 18 2020, 07:02 PM |
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GrumpyNooby
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Feb 19 2020, 06:34 AM
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QUOTE(cklimm @ Feb 19 2020, 12:15 AM) The loyalty is towards rate, not brand.  Absolutely concurred with you! |
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GrumpyNooby
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Feb 19 2020, 04:39 PM
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My PSA created.
Waiting for debit card to arrive.
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GrumpyNooby
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Feb 19 2020, 09:47 PM
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QUOTE(smartfreak @ Feb 19 2020, 09:43 PM) I received call from standard chartered bank staff asking me whether want to lock rm3k in my PSA until 31 March to get rm50 cash back. I just gave them the green light to do it. Anyone receive the same call also? What you meant by "lock'? Your MAB always 0? |
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GrumpyNooby
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Feb 19 2020, 10:01 PM
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QUOTE(smartfreak @ Feb 19 2020, 09:58 PM) Meaning if you have rm10k. You can only use rm7k and the rest rm3k will locked. I see! The amount is being earmarked. I'm also trying to figure out what trigger them to offer such deal. Perhaps MAB is always zero or low?  |
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GrumpyNooby
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Feb 19 2020, 10:04 PM
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QUOTE(ProxMatoR @ Feb 19 2020, 10:03 PM) 1.5 month for free RM50, and still earn 4%, sounds like free money I don't mind if they offer me too!  |
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GrumpyNooby
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Feb 19 2020, 11:09 PM
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QUOTE(smartfreak @ Feb 19 2020, 11:08 PM) My monthly average balance is not zero or low. One of my friends also received the same call. May I know which branch? |
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GrumpyNooby
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Feb 19 2020, 11:22 PM
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QUOTE(smartfreak @ Feb 19 2020, 11:18 PM) Sorry forgot to mention, I think is related to the game I played last time before opening the PSA at Puchong branch.  Your friend played the same game? |
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GrumpyNooby
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Feb 20 2020, 05:54 AM
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QUOTE(vince-90 @ Feb 20 2020, 12:35 AM) How you created? Official portal? Any documents needed? Quite hassle for me to travel to branch to just open an account.  I submitted an account opening at the booth in the shopping mall on last Saturday. The one who performed my application is bank staff not credit card agent. Since I have SC credit card already, no documents required. I just provided IC for biometric verification and the bank staff at the booth filled up the account opening form for me. This post has been edited by GrumpyNooby: Feb 20 2020, 06:04 AM |
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GrumpyNooby
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Feb 20 2020, 07:14 AM
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QUOTE(smartfreak @ Feb 20 2020, 07:13 AM) Yes but he played after opening the PSA that time. Thanks! Let's see if others also receive the same call. |
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GrumpyNooby
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Feb 20 2020, 08:49 AM
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Goal is just to hit 4% only.
The rest is not worth it unless you have too much idle money.
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GrumpyNooby
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Feb 23 2020, 10:45 AM
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SMS sent out on Friday indicating my debit card has been mailed out.
Card arrived at mail box.
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GrumpyNooby
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Feb 23 2020, 11:15 AM
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QUOTE(MGM @ Feb 23 2020, 11:02 AM) Can't get it when opening account at branch.? Yes. It was sent out from their HQ or card centre. The card even has my full name engraved on it. This post has been edited by GrumpyNooby: Feb 23 2020, 12:28 PM |
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GrumpyNooby
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Feb 23 2020, 09:11 PM
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Wow ... the best thing about SC ATM/Debit card is PIN change no need to be done at ATM machine! Just do like credit card.
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