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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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MiKE7LIM
post May 1 2020, 08:00 PM

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QUOTE(GrumpyNooby @ May 1 2020, 11:20 AM)
thanks! gonna try this out

monthly interbank transfer 3K consider bank in right ..
spending with SC card constantly above 1K

cant wait for them to call me to activate this acc
MiKE7LIM
post May 14 2020, 07:43 PM

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managed to open this account via online method.
easy and fast! looking forward to enjoy the interest from this account!
MiKE7LIM
post May 14 2020, 07:51 PM

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QUOTE(!@#$%^ @ May 14 2020, 07:44 PM)
how?
*
just like fill up form in computer , electronic signature … submission and 2-3 hours got the account.

QUOTE(GrumpyNooby @ May 14 2020, 07:45 PM)
No need to do biometric or NRIC verification?
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I hold standchart credit card... so its pretty simple for my case
MiKE7LIM
post May 14 2020, 07:58 PM

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QUOTE(GrumpyNooby @ May 14 2020, 07:53 PM)
I also hold SC credit card prior to PSA opening account.
That time, I applied at the booth and they still need to do identity verification using the portal biometric machine.
*
one of the officer contact me to confirm I want to have this account, then send me the form via email. (on phone 2mins)
Signed & email back (took me around 5-8mins)
wait for 2-3 hours
another officer call to verified and confirmed (on phone 2-3 mins )
Completed.
Account available

the process is easy and straight forward.

MiKE7LIM
post May 14 2020, 08:40 PM

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QUOTE(GrumpyNooby @ May 14 2020, 07:59 PM)
Wow, so simplified already!

By the way, did they request a copy of NRIC?
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nope. without NRIC copy
MiKE7LIM
post May 15 2020, 09:38 PM

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QUOTE(cclim2011 @ May 15 2020, 08:00 PM)
i tried yesterday night. nobody called me today. how long did it take for you from form filling to cs call? did you manage to attach any documents towards the end? tq
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Not really sure. Maybe on Monday evening? Then Wednesday someone call me...Thursday morning fill the form ...around same day 2pm++ informed by the officer account successfully created...
MiKE7LIM
post May 27 2020, 12:14 AM

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QUOTE(wyh @ May 26 2020, 10:53 PM)
did you request for debit card ? or just plain account, i assume ?
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Debit card come with the account....was told must have it.
MiKE7LIM
post Jun 2 2020, 09:58 PM

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QUOTE(GrumpyNooby @ Jun 1 2020, 07:09 AM)
Guys, Base Interest and Save Bonus Interest for May 2020 are in.

Card Spend Bonus Interest for May 2020 is expected to be credited by end of today (first working day of the following month) as per product T&C.

user posted image
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Wow...thanks ...great info for newbie like me.

Deposit 3k on 15/May and received ~ rm4+ dividend & credit card spending bonus on 2/June ~RM4+ as well ..

Return is much greater than MBB savers-i
MiKE7LIM
post Jun 28 2020, 10:14 AM

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QUOTE(cclim2011 @ Jun 28 2020, 09:59 AM)
really? i have left like 10ish everytime haha. ok will transfer out also

but i am still using its batch future transfer for credit cards. anyone knows can sc online can do this in one page or must do one transfer at a time?
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I'm using SC future transfer or payment function....however...I think unlike MBB, I not manage to find how to cancel the future payment/transfer :/


MiKE7LIM
post Jul 1 2020, 10:21 PM

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2nd month with PSA!
YTD got rm39++ dividend ! wink.gif

Satisfied with the return! Next month gonna hit higher . Haha
MiKE7LIM
post Jul 5 2020, 06:41 PM

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any sifus can help on this?

example
my cc circle dated 8th every month, I spend 1K on 1st of the month, after 8th only spend rm100 until next circle 9th I spend again …

1 statement will shown rm100 …

Coz I remember someone shared that CC CB circle calculated by calendar month instead of cc bill date … but for PSA account?
MiKE7LIM
post Jan 11 2021, 10:16 PM

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QUOTE(GrumpyNooby @ Jan 11 2021, 09:20 PM)
The Retail Transactions for Debit Card Spending is rather simple & straight forward:

user posted image

My debit card has been activated and used before; ready for action.  bruce.gif
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I just found my debit card this morning ... meaning we able to earn higher interest if we activate debit card spending doh.gif
MiKE7LIM
post Feb 3 2021, 12:05 PM

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QUOTE(David_Yang @ Feb 2 2021, 12:19 AM)
Can also add the card to Boost, Touch n Go, Grab, Setel ...
*
That's mean we can use it to top up e-wallet right ...?
5x debit card transactions without minimum spend
MiKE7LIM
post Feb 6 2021, 03:30 PM

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QUOTE(touristking @ Feb 6 2021, 03:20 PM)
Spend Bonus: 0.90% pa (for debit card) & 0.90% pa (for credit card) - Spend a min of RM 1,000 on the credit card and min of 5 retail transaction on the debit card.

I didn't know about the requirement to use the Debit Card. Petrol is also retail transaction?
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Yea... and cc spend is calendar month... last month didn't monitor well,,, spent 900 only ... got -% blush.gif
few cups of starbucks gone just like that ...
MiKE7LIM
post Feb 6 2021, 05:30 PM

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QUOTE(GrumpyNooby @ Feb 6 2021, 03:33 PM)
What is -%?
Negative interest?
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Typo..It's 0% for CC spending.

MiKE7LIM
post Jun 2 2021, 01:12 PM

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same figure of dividend will be receive by 3 times right?
My statement is 15th of the month,

Example;
Last day of ex month RM50
+ RM3.xx

1st of the month, RM50
end of the month RM50

 

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