Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it
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 Jul 9 2020, 01:35 PM
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Senior Member
6,430 posts Joined: Jun 2005 
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QUOTE(leo_kiatez @ Jul 9 2020, 10:34 AM) Still unsure on the revised rate. Will it last since the opr cut? Enjoy while it last, when you hesitate and delay in opening the acc, u already lose the daily interest since SCB is count based on daily balance, not like OCBC, once change rate, whole month follow... moreover, SCB gave 21 days notice based on last revision... |
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Jul 9 2020, 01:57 PM
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Senior Member
2,965 posts Joined: Jul 2014 
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QUOTE(leo_kiatez @ Jul 9 2020, 10:34 AM) Still unsure on the revised rate. Will it last since the opr cut? Last o not last...wat I can see is OCBC cutting a lot since OPR cuts... |
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Jul 10 2020, 11:00 AM
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Junior Member
146 posts Joined: Dec 2007
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Anybody received call regarding bundle FD promo? I asked to explain further but the officer insisted to meet so that they can better explain the promo.
QUOTE I'm xxxx from Standard Chartered Bank who calling you just now. Currently we have bundle FD promotion : 3 mths 11.75 % 6 mths 7.30 % 12 mths 3.75 % You can choose either 3 or 6 mths as more worth it. After maturity then we will help you put back into your PSA account to earn the PSA interest rates. Hope we can meet up in branch or other place which convenient to you. So I can share more with you our portfolio. |
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Jul 10 2020, 11:17 AM
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Senior Member
1,190 posts Joined: May 2018 From: Kuala Lumpur, Malaysia
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QUOTE(confusedkid @ Jul 10 2020, 11:00 AM) Anybody received call regarding bundle FD promo? I asked to explain further but the officer insisted to meet so that they can better explain the promo. Those are pretty good rates. But what's the catch? Need to have some min in the PSA account? |
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Jul 10 2020, 11:17 AM
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(Eurobeater @ Jul 10 2020, 11:17 AM) Those are pretty good rates. But what's the catch? Need to have some min in the PSA account? I think need to buy wealth products.  |
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Jul 10 2020, 11:23 AM
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All Stars
10,319 posts Joined: Dec 2009 From: Malaysia
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probably a ratio of 1/3 or 1/4 or 1/10 of the amount to match funds in psa account
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Jul 10 2020, 11:29 AM
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Junior Member
146 posts Joined: Dec 2007
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Yea I'm also wondering whats the catch. Prefer not to go branch or meet the officer as it is quite mafan
 This post has been edited by confusedkid: Jul 10 2020, 11:30 AM |
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Jul 10 2020, 07:50 PM
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Junior Member
106 posts Joined: Jun 2015
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I was told that it is bundle of FD 1:1 with investment of UT or Saving plan. FD rates can go up to 3.xx
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Jul 10 2020, 09:40 PM
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Junior Member
234 posts Joined: Mar 2018
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Hi. Just want to understand the dividend name. I only received these two hibahs at the end of the month, but I'm not sure if credit card 1.5% is one of these.
BONUS HIBAH FOR THE MONTH HIBAH CREDIT |
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Jul 10 2020, 09:46 PM
Show posts by this member only | IPv6 | Post
#730
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All Stars
12,387 posts Joined: Feb 2020
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QUOTE(Tronoh @ Jul 10 2020, 09:40 PM) Hi. Just want to understand the dividend name. I only received these two hibahs at the end of the month, but I'm not sure if credit card 1.5% is one of these. None of them is: BONUS HIBAH FOR THE MONTH HIBAH CREDIT HIBAH CREDIT - 0.1% BONUS HIBAH FOR THE MONTH 0520 - 2% BONUS INTEREST-CARD SPEND - 1.5% |
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Jul 11 2020, 12:10 AM
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Senior Member
6,430 posts Joined: Jun 2005
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QUOTE(Tronoh @ Jul 10 2020, 09:40 PM) Hi. Just want to understand the dividend name. I only received these two hibahs at the end of the month, but I'm not sure if credit card 1.5% is one of these. Do u have debit card link to ur account?BONUS HIBAH FOR THE MONTH HIBAH CREDIT |
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Jul 11 2020, 06:25 PM
Show posts by this member only | IPv6 | Post
#732
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All Stars
12,387 posts Joined: Feb 2020
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For those who got auto-upgraded to Premium Banking last or last two months, according to my banker, she said this is not allowed unless you consented to the upgrade either receiving a call or an email from SC.
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Jul 11 2020, 11:42 PM
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Junior Member
234 posts Joined: Mar 2018
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QUOTE(mamamia @ Jul 11 2020, 12:10 AM) Do u have debit card link to ur account? I spend 1k on my credit card. I already got a hunch that if i go for Islamic PSA, the spend must be on debit card as shown in website. I specifically asked the banker last month when I apply for PSA, he said credit card also can. aiya. looks like I have to go to branch and migrate my PSA to non Islamic one. or if anyone knows how I can do it online, I'd appreciate it. |
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Jul 11 2020, 11:47 PM
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Senior Member
2,548 posts Joined: May 2005
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QUOTE(Tronoh @ Jul 11 2020, 11:42 PM) I spend 1k on my credit card. Is your 1k cc spending done after u opened the account?I already got a hunch that if i go for Islamic PSA, the spend must be on debit card as shown in website. I specifically asked the banker last month when I apply for PSA, he said credit card also can. aiya. looks like I have to go to branch and migrate my PSA to non Islamic one. or if anyone knows how I can do it online, I'd appreciate it. |
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Jul 11 2020, 11:59 PM
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Junior Member
234 posts Joined: Mar 2018
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QUOTE(??!! @ Jul 11 2020, 11:47 PM) Is your 1k cc spending done after u opened the account? I already started spending on my credit card before I open the account.in other words, total for the month is 1k, but my spending after opening my account is not more than 1k. is that the reason? |
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Jul 12 2020, 12:10 AM
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Senior Member
2,548 posts Joined: May 2005
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QUOTE(Tronoh @ Jul 11 2020, 11:59 PM) I already started spending on my credit card before I open the account. I also spent before opening account. in other words, total for the month is 1k, but my spending after opening my account is not more than 1k. is that the reason? Asked the RM if that will count towards the 1k cc spend criteria for the month..she said NO...only take into account CC spendings after account opening date ALSO DIE2 must apply for debit card to get the bonus interest.(one of the conditions in TnC) Thought I can opt out as I already have online access via the CC. This post has been edited by ??!!: Jul 12 2020, 12:16 AM |
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Jul 12 2020, 12:20 AM
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Junior Member
234 posts Joined: Mar 2018
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QUOTE(??!! @ Jul 12 2020, 12:10 AM) I also spent before opening account. fair point to have 1k spending after opening account.Asked the RM if that will count towards the 1k cc spend criteria for the month..she said NO...only take into account CC spendings after account opening date ALSO DIE2 must apply for debit card to get the bonus interest.(one of the conditions in TnC) Thought I can opt out as I already have online access via the CC. so do you still get 1.5% even with spending 1k using credit card instead of debit card? |
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Jul 12 2020, 01:05 AM
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Senior Member
2,548 posts Joined: May 2005
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QUOTE(Tronoh @ Jul 12 2020, 12:20 AM) fair point to have 1k spending after opening account. Still early days for me...baru buka account this month...so no interest credited yet.so do you still get 1.5% even with spending 1k using credit card instead of debit card? Nothing in the tnc says anything about dB card spending .(for conventional PrivilegedSavers).Don't know about the Islamic version though This post has been edited by ??!!: Jul 12 2020, 01:05 AM |
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Jul 12 2020, 04:10 AM
Show posts by this member only | IPv6 | Post
#739
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Junior Member
298 posts Joined: Sep 2007
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QUOTE(Tronoh @ Jul 11 2020, 11:42 PM) I spend 1k on my credit card. Debit card is for SG stan chart...malaysia privelegesaver and super salary I both uses same terms and condition which clearly mentioned credit card spendingI already got a hunch that if i go for Islamic PSA, the spend must be on debit card as shown in website. I specifically asked the banker last month when I apply for PSA, he said credit card also can. aiya. looks like I have to go to branch and migrate my PSA to non Islamic one. or if anyone knows how I can do it online, I'd appreciate it. |
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Jul 12 2020, 04:13 AM
Show posts by this member only | IPv6 | Post
#740
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Junior Member
298 posts Joined: Sep 2007
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QUOTE(??!! @ Jul 12 2020, 01:05 AM) Still early days for me...baru buka account this month...so no interest credited yet. Islamic and conventional uses the same terms and condition in section 4..so no difference for debit cardNothing in the tnc says anything about dB card spending .(for conventional PrivilegedSavers).Don't know about the Islamic version though |
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