If ignoring the wealth/insurance portion extra 2%..what will be the optimum amount to put in this account to hit the 3.6% p.a.?  100k?

withdraw 3k out and ttransfer back in considered fresh fund ?

Hi all sifu. I'm using super salary-i. Is it necessary to have debit card? I wonder is there any annual fee for the card.

any sifus can help on this?

example
my cc circle dated 8th every month, I spend 1K on 1st of the month,  after 8th only spend rm100 until next circle 9th I spend again …

1 statement will shown rm100 … 

Coz I remember someone shared that CC CB circle calculated by calendar month instead of cc bill date … but for PSA account?

Need to clarify for the RM3000 deposit to entitle another 2.0%, can I just transfer RM3000 into the account and immediately transfer out for other spending? Or do I need to hold the RM3000 in my saving account until the end of the month that I get my interest then only transfer out?

If transfer out immediately on same day, also entitled for bonus interest?

Revision to Privilege$aver Campaign Terms and Conditions
-1 Feb 2021- 31 Jan 2022

Dear Valued Clients,
Kindly be informed that the Terms and Conditions of Privilege$aver Campaign will be revised as follows effective 1 February 2021:



New PSA T&C: https://av.sc.com/my/content/docs/my-privilegesaver-tcs.pdf

Announcement link: https://av.sc.com/my/content/docs/my-revisi...ampaign-tcs.pdf

Base Bonus: 0.05% pa
Save Bonus: 0.90% pa
Spend Bonus: 1.0% pa
Invest Bonus: 2.0% pa
Up to 3.95% pa

Eurobeater FYA, Kindly revise the interest rate at the title and attach the new T&C.

Interest rate is even lower than OCBC 360.
Goodbye PSA.

OCBC 360 or RHB Smart Account

for OCBC 360 if other bank loan or credit card you have to use interbank transfer (instant transfer or IBG both allowed), unless there's a jompay code provided in bill

if use interbank transfer and you select as loan payment/credit card payment, it'll be counted as "Bill" criteria for bonus interest

Also do take note that the debit card spend bonus credit time is not same credit card spend bonus.
There's a lag time of almost a month.

Credit Card Spend Bonus will be on the 1st working day of the Following month.
Debit Card Spend Bonus will be at the end of the Following month which is similar to Wealth/Invest Bonus

both 0.9% are different? i got 70.82 yesterday and 69.04 today. 😂

I thought save bonua interest also capped at RM 100k.

Before revision it was capped at RM200k.

U mean u consistently keep 100k in PSA every month?
Arent there better product that gives >3%?