one of the officer contact me to confirm I want to have this account, then send me the form via email. (on phone 2mins)
Signed & email back  (took me around 5-8mins)
wait for 2-3 hours
another officer call to verified and confirmed (on phone 2-3 mins )
Completed.
Account available

the process is easy and straight forward.

Debit card come with the account....was told must have it.

im register for Penang branch, i guess is Penang branch short-handed

First 100k will entitle 3.6% p.a (0.1+2.0+1.5)

Amount after the first 100k will entitle 2.1% p.a only.

Can refer back the tnc from previous page

So back to your question. To hit 3.6% p.a yes. Only 100k but monthly still need fresh funds 3k transaction 2.0% and spending 1k on SC credit card 1.5%

On the card spend portion, the T&C states retail transactions. I have my maintenance fee as monthly charge on the card. Will that count as a valid card transaction?

Okay I realized that the Invest bonus is just for 3 months.
so after that it's only Deposit (0.9%) + Debit Card (0.9%) + CC (0.9%) = 2.7% bonus interest

comparing it to RHB's Smart Account
Deposit (1.80%) + Pay (0.5%) + Spend (0.5%) = 2.8% bonus interest
Plus optional Invest (1.0% of net investment)

   

if i withdraw out or transfer out the 3k that I deposit into the account, will I still be eligible for the save bonus?

Anyone has tried withdraw money from other banks ATM? I suppose the rm1 fee waiver is not instantly.

Also, thread title need to change ady 😁

Would the interest be revise upwards with upward trend on OPR ?

Now this saving acc has become worse than hlb pay and save...

only get 1.45% ..who want to spend 1k on debit card with no benefit? at least gxbank can get 1% cashback.

Time to avoid this acc as this rate start 1 Feb - 31 Jan 2025