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Banking Privilege$aver by Standard Chartered, up to 4.75%, Seems like so few people talk about it

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wjleong15
post Jun 25 2020, 04:29 PM

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Got this email from SC

"For the month of May 2020, we inadvertently credited an additional 0.40% bonus interest on top of the actual 1.5% bonus interest on your credit card spend. As a gesture of goodwill, we will not be reversing the additional bonus interest credited. We apologise for this error and have taken measures to avoid reoccurrence."
wjleong15
post Jun 25 2020, 05:07 PM

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QUOTE(Eurobeater @ Jun 25 2020, 04:38 PM)
First time I hear a bank accidently give free money and then not want it back lol. Nice  biggrin.gif
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QUOTE(GrumpyNooby @ Jun 25 2020, 04:50 PM)
We already knew about it when we did the calculation.
The card spend bonus interest was rated at 1.9% pa
But I didn't receive such email from SC.

Hope the person who approved the released and/or the one who made the miscalculation didn't got fired.
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surprising as well
I never calculate the interest, formula complicated
credit card cashback easier to calculate
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wjleong15
post Jun 27 2020, 11:48 PM

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QUOTE(cclim2011 @ Jun 27 2020, 11:03 PM)
wah my first mth with sc... just three days though.
sc so generous. surely no goodwill if from ocbc 😅

but i never received emails hehe
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My ocbc 365 already frozen 😂
One good thing for ocbc is can have 0 balance
So no need waste time go branch close it
wjleong15
post Jun 28 2020, 09:23 PM

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QUOTE(cclim2011 @ Jun 28 2020, 09:59 AM)
really? i have left like 10ish everytime haha. ok will transfer out also

but i am still using its batch future transfer for credit cards. anyone knows can sc online can do this in one page or must do one transfer at a time?
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no batch
only 1 each time
sometimes will failed
at least 4 times failed in this year in my experience
the thing I don't like is when failed, the message show in mailbox but no alert
only successful transfer will get sms
so have to remember ourselves to check
else self bear late payment charges
ranting.gif mad.gif vmad.gif
wjleong15
post Jun 29 2020, 07:39 PM

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QUOTE(cclim2011 @ Jun 29 2020, 10:58 AM)
oopss haha gotta stick with ocbc360 then. anyhow max 100k in psa if more then ocbc360 liao
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ocbc360 will failed also
it depends whether is paynet issue or receiving bank got issue
just I don't like is sc do not actively notify you if failed
only a message in mailbox but no notification that there is unread message in mailbox
the designer for this function brain bang wall bangwall.gif
wjleong15
post Jun 30 2020, 11:15 AM

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QUOTE(cclim2011 @ Jun 29 2020, 11:29 PM)
oh really. ocbc future payment has been ok for me all these while. can do batch in one page which i really like too...

sc not bad jor. u try affinonline then u shld know what is bad. 🤭 may be u can feedback to sc on that lacking.
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don't have affin account sweat.gif
already feedback each time failed
and greeted the cs while he/she giving siht explanation
don't think they will improve for a small potato feedback
sweat.gif
wjleong15
post Apr 10 2021, 08:30 AM

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When you get 5x debit card spend bonus?
Together with cc spend bonus or 1 month late?
wjleong15
post Apr 10 2021, 06:03 PM

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QUOTE(mamamia @ Apr 10 2021, 09:03 AM)
1 month late.. but last month get it at mid month
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QUOTE(Tronoh @ Apr 10 2021, 02:59 PM)
Last month I got on the 12th
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Their cc bonus can give at 1st of the month why they delay dc bonus so late…

wjleong15
post Jun 4 2021, 05:45 PM

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when your March debit spend credit?
mine still not receive yet


 

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