nope. without NRIC copy

Not really sure. Maybe on Monday evening? Then Wednesday someone call me...Thursday morning fill the form ...around same day 2pm++ informed by the officer account successfully created...

Perhaps you'll get a call on next Monday.

Perhaps you'll get a call on next Monday.

It is minimum fresh fund RM 3k to PSA account without consider transfer out amount, i understand from forum that if you open account today, the credit card expenses will be counting starting today also.

Guys, Base Interest and Save Bonus Interest for May 2020 are in.

Card Bonus Spend Interest 2020 is expected to be credited by end of today (first working day of the following month) as per product T&C.

Very likely, you won't be getting the Card Spend Bonus Interest:

I went to double check the calculation and you're right that the Card Spend Bonus Interest is more than what I calculated.

Yours is 27.12% more than entitlement and mine is  26.67% more

I tried to play with the numbers in Excel and the Card Spend Bonus Interest Rate is at 1.9% pa (0.4% pa more).

Not sure if it's an error in their system because of the 0.4% reduction in the base interest rate recently.

So coincident!

They may issue an adjustment entry. Who knows!

By the way, your May MAB is RM 7145.16129 not RM 73833.3 (as in your earlier post).

MAB starts from 1st till last day of the month.
FF of RM 3k must reach in any day of the month. The earlier the better as your MAB will be higher.

Base interest and bonus interest are applied on the MAB of the month.

RM 3k only.

Would like to ask, to be qualified of the 2% deposit bonus interest, I need to deposit min 3k fresh fund into this account every month?
Yes, min RM 3k as in FF from other banks

Since I don't have 3k savings per month, can I deposit 10k the first month, end of first month I withdraw 3k and deposit back in the 2nd month to get the 2% bonus interest in 2nd month?
Yes, ensure that the RM 3k comes from other banks as FF

If you transferred within accounts under SC and SC Saadiq, it is not considered as fresh fund.
Alternatively, you can make a single deposit of RM 3k with cash at SC or SC Saadiq branches OTC or using CDM/CRM.
That will be counted as FF.

Got this email from SC

"For the month of May 2020, we inadvertently credited an additional 0.40% bonus interest on top of the actual 1.5% bonus interest on your credit card spend. As a gesture of goodwill, we will not be reversing the additional bonus interest credited. We apologise for this error and have taken measures to avoid reoccurrence."

My ocbc 365 already frozen 😂
One good thing for ocbc is can have 0 balance
So no need waste time go branch close it

no batch
only 1 each time
sometimes will failed
at least 4 times failed in this year in my experience
the thing I don't like is when failed, the message show in mailbox but no alert
only successful transfer will get sms
so have to remember ourselves to check
else self bear late payment charges
   

ocbc360 will failed also
it depends whether is paynet issue or receiving bank got issue
just I don't like is sc do not actively notify you if failed
only a message in mailbox but no notification that there is unread message in mailbox
the designer for this function brain bang wall