You can try apply with other bank for lower rate. That will save you at least 50-100 for the interest. 11% is too high. Got 1 forumer able to offer 7.5% PL, by Standard Chartered. Read back previous post.

Why personal loan's interest is so high?

Like SCB, offering 10.5+% effective interest per annum... << high le

To Blueapple and Khalim,

I have already pm you. My offer of 7.5% flat rate p.a. is still valid. Thanks.

Howard Goh
016-310 6046

Coz it is unsecured products where u put nno collateral on that loan

Hi,

I think the 10.5% you are referring to CashOne or either self apply from branch or website. I am offering 7.5% flat from Quick Cash Edge.

If you apply QCE through branch or online you will not enjoy the 7.5%. Must go through me. Kindly be noted.

how bout loan for buying share , any thread for this?

My friend was attended by someone from SCB personally and that 10.5+% is the effective interest rate.

Meaning total interest paid over loan = 10.5%+

he wana cheat and get customer lor...

The person from SCB must be from PL or Unsecured Loan Department. I am from Employee Banking Program, and under EBP only our customers enjoy 7.5% flat rate p.a. You can ask your friend to contact me and I can process his loan for 7.5% flat rate p.a.

ANy information on education loan centers and repayment after completion studies, would be greatly appreciated...thanks

Hi all,

Need to check again

RM5k gross monthly salary
No commitment
2 CC with 4k limit each for 3 months
No blacklist
Just start work as Fresh Grad last June
Thinking of using the loan as D/payment of car and etc

How much do you think I can get with interest rate?

Thanks

just checking

basic+ot: 1.5k++
looking for 10k loan.

which bank is recommended?

effective rate is reducing rate like ur housing loan interest rate.

Currently i am holding SCB Platinum Visa Card.I would like to apply loan for amount of rm5k.I am from j.b,so any SCB agent can help me with a lowest rates?

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Added on January 2, 2011, 7:57 pmlooking for personal loan amount of 10k.which bank provided the lowest interest?location in johor bahru?any agent here?

This post has been edited by nokiaXP: Jan 2 2011, 07:57 PM

im looking for personal loans to build a house at my wife kampung. need around 30k.

thing is, im staying in JB but working in singapore. i heard its hard to get approval if you are working overseas.

salary 3.5k SGD (currently at least getting rm 8k per mnth after exchange to rm)

commitment
credit card = outstanding rm 32k (paying 1.8k monthly)
house = rm 580
tax = rm200
al rajhi & aeon loans = RM450


any advise?

secondly, is it wise to do a balance transfer (like ambank, 8.99% which then i might eligible to get free Digital Camera & Mobile phones worth at least 4k) to settle my credit card instead paying 1.8k monthly ? im surviving each month but at the moment i cant save a single cents.

Need to know your basic in order to calculate the max loan u can get..

Further info text me @ 014-7323723

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Added on January 4, 2011, 2:42 amHello,

As far as I concern if calculate based on DSR at bank I work with the highest u can g is 20k..but it still under processing discretion.
If u want to apply with me text me @ 014-7323723

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Added on January 4, 2011, 2:48 amHello forumers..

Hepi new year..
For those who have text me between these 4 days I want to apologies of I didn't reply it.
I on my holiday n its was demam new year..haha
I'm really sorry and I'll resume my work starting tomorrow and feel free to PM or text me via phone for any enquiries regarding any producta at bank..

This my mobile number 014-7323723

Happy holiday to all


This post has been edited by ax6623: Jan 4 2011, 02:48 AM

im outstation right now, will be back on 10th
my basic is 5k, with no commitment yet
net salary is 4.2k after deducting the SOCSO, TAX and EPF

I am trying to get some extra cash for the upcoming chinese new year.

Monthly salary(after epf cut): 2.8k
Monthly commitment(Insurance, car and stuff): 1k


This post has been edited by wongyl83: Jan 4 2011, 08:26 AM

Kelayakan Dan Syarat-syarat

1. Warganegara Malaysia berumur antara 18 dan 57 tahun.

2. Kakitangan kerajaan dengan pendapatan RM500 ke atas.

3. Kakitangan yang telah bekerja tidak kurang dari 6 bulan.

Jumlah Pembiayaan Dan Tempoh Bayar Balik

1. Pembiayaan sehingga RM 200,000.00* atau ansuran bulanan yang tidak melebihi 60% daripada pendapatan kasar bulanan.

2. Maksimum 20 Tahun.

Penjamin

Tiada Penjamin.


more info : 014-7938101

thanks. i will contact u once im back in JB