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 Personal Loan, which banks offer the best deal?

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azri1986
post Aug 10 2011, 02:00 PM

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hi, i want to make a 10k personal loan, my basic slary is 2.3k. Right now i have car loan and asb loan, can i still apply for personal loan??.
loan_application
post Aug 10 2011, 02:06 PM

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QUOTE(azri1986 @ Aug 10 2011, 02:00 PM)
hi, i want to make a 10k personal loan, my basic slary  is 2.3k. Right now i have car loan and asb loan, can i still apply for personal loan??.
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pm-ed you. check inbox
wkc
post Aug 11 2011, 08:47 AM

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Hi everyone,

I'm looking for personal loan. Currently got personal loan with rhb ez,credt card and car loan.But all payment on time.My salary 2.3K not include allowance yet.Do you guys think i still can apply for personal loan?Can anyone help me on this?

Thanks
loan_application
post Aug 11 2011, 09:59 AM

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QUOTE(wkc @ Aug 11 2011, 08:47 AM)
Hi everyone,

I'm looking for personal loan. Currently got personal loan with rhb ez,credt card and car loan.But all payment on time.My salary 2.3K not include allowance yet.Do you guys think i still can apply for personal loan?Can anyone help me on this?

Thanks
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pm-ed check inbox
meltigloo
post Aug 11 2011, 11:21 AM

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pm me too..
andrew_kaixian
post Aug 11 2011, 03:56 PM

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QUOTE(azri1986 @ Aug 10 2011, 02:00 PM)
hi, i want to make a 10k personal loan, my basic slary  is 2.3k. Right now i have car loan and asb loan, can i still apply for personal loan??.
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Hi there, im Andrew here a bank loan consultant
You can give me a try to help you apply the personal loan you need
Feel free to call me
Thank you
SUSmy_username
post Aug 11 2011, 09:37 PM

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QUOTE(ra1ders @ Aug 10 2011, 01:21 AM)
I got pre-approved at 5.99% flat rate.Is it consider low?
Can someone teach me how to calculate the effective rate
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hi , can find out which bank offered u this ? and for how many years?
bennazis
post Aug 12 2011, 08:55 AM

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..Im im 25yo contract staff in a multinational company in lumut but i got prob.my 2 credit cards already got terminated.sangkot..still bole apply loan ke? Im in deep S**T now..need help urgently..if i want to apply for Aeon,is it link to other bank that i got prob with credit card?
SUSHidan
post Aug 12 2011, 10:35 AM

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I got a Bank Islam pamphlet saying RM203 for a RM20k loan. But at the bottom they say the loan must be for 15 years. How much is the penalty if we pay earlier.
loan_application
post Aug 12 2011, 12:46 PM

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QUOTE(Hidan @ Aug 12 2011, 10:35 AM)
I got a Bank Islam pamphlet saying RM203 for a RM20k loan. But at the bottom they say the loan must be for 15 years. How much is the penalty if we pay earlier.
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15 years is the TEMPOH

But if you early settlement normally Bank Islam charge 1~3 month for penalties. then the rest outstanding will get rebet


Added on August 12, 2011, 12:50 pm
QUOTE(bennazis @ Aug 12 2011, 08:55 AM)
..Im im 25yo contract staff in a multinational company in lumut but i got prob.my 2 credit cards already got terminated.sangkot..still bole apply loan ke? Im in deep S**T now..need help urgently..if i want to apply for Aeon,is it link to other bank that i got prob with credit card?
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May i know how come get terminated ? Other bank sure will link to each other but sometimes if the bank internal blacklisted (Record), other might be can't saw it. I got case before 1 bank rejected due to internal blacklist but other bank approve


Added on August 15, 2011, 10:47 amGood morning guys, have a nice day ya

This post has been edited by loan_application: Aug 15 2011, 10:47 AM
theotherhalf
post Aug 17 2011, 01:56 PM

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calling loan expert here... if i got one loan (GLC package from Bank Islam) , and on salary deduction .. what will happen if i tender resignation from GLC ? will they change rate offered?

help... icon_question.gif
cherroy
post Aug 17 2011, 02:44 PM

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Anyone wish to post on this personal loan issue, please open a Personal loan V2 topic.

Ty.

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