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 Personal Loan, which banks offer the best deal?

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ax6623
post Dec 22 2010, 12:49 AM

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QUOTE(Give_me_5ive @ Dec 21 2010, 09:20 AM)
Hi, my salary is RM 1950 monthly. How much loan i can take up and tenure? I dont have any CC at the moment, only 1 car loan in my CCRIS. Kindly pm me the details and table pls. Thanks.
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Hye..
I'm an exec for p.loan.
Kindly pm me for further info.
Thanx

ax6623
post Dec 22 2010, 11:52 AM

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QUOTE(Give_me_5ive @ Dec 22 2010, 11:37 AM)
i have 3 month pay slip+EPF+bank statement. max loan can get how much?
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Text me at 014732323723


Added on December 22, 2010, 12:25 pm
QUOTE(ax6623 @ Dec 22 2010, 11:52 AM)
Text me at 014732323723
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Sorry..
Its 0147323723 rclxms.gif

This post has been edited by ax6623: Dec 22 2010, 12:25 PM
ax6623
post Dec 22 2010, 02:16 PM

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QUOTE(denwei @ Dec 22 2010, 01:39 PM)
i work in singapore, salary if convert to RM more than RM6k/month.
current loan:

1. Car:RM1.1k/m
2. house: RM1.1k/m

Have 2 credit cards with credit limit more than RM10k each.
Plan to buy motorbike, need RM30k for downpayment,

Any bank can offer low interest? so far i see lowest is 7.5%. How much max loan can i get?
Thanks.
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Contact me for further info.
ax6623
post Dec 22 2010, 11:40 PM

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QUOTE(tay2903 @ Dec 22 2010, 11:18 PM)
Anyone can help about personal loan here that know someone that able to help get loan of RM10k-RM20k for 12-24mths. Please help due to urgent use.
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Tay..if want to proceed tell me n prepare the docs..
Decision on 3 wirking days oni
ax6623
post Dec 23 2010, 04:13 PM

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QUOTE(mantoba @ Dec 23 2010, 02:11 PM)
need you guys advice..
if i just change job around 1 month and still in probation...
can i apply for personal loan?

i have cc and my cc payment record is good.
i also have 1 housing loan..
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Text me @ 0147323723 For more info.
I can help
ax6623
post Dec 24 2010, 04:55 PM

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QUOTE(laziramsi @ Dec 24 2010, 12:02 PM)
Hi,

I'm looking for personal loan with any bank with the best deal.
I'm a permanent staff with a sdn bhd company.
Salary = RM4.5k
Existing loan = RM1k monthly (housing loan with Ambank but already in final stage of selling)
                  = RM300 monthly (PL with Bank Rakyat, prev. emplyer was a panel, current emplyer is not, due to end in mid of 2012)
Used to be blacklist because of CC, but now already cleared, paid-up all the CC last month.

Please PM me. Thanks
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I'm afraid your prev blacklisted will affect your application but we still can submit it if u want to try.
Text me 4 further info 0147323723
ax6623
post Dec 28 2010, 01:15 AM

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QUOTE(Micky78 @ Dec 27 2010, 06:54 PM)
any bank can offer loan for name listed in CTOS,

i need the money to settled the bank so that can removed from CTOS?

other than this payment, record is good on car and CC good. Pls PM
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Walao..normally ctos people can't make any loan but u can try 1..
Unless u're govt servant
ax6623
post Dec 28 2010, 06:08 PM

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QUOTE(Khalim @ Dec 28 2010, 10:51 AM)
Hi I'm looking for personal loan of RM 5k to settle off my credit card debt.

Pay is RM 4k/month.

Financial commitment:
1) Housing Loan - RM 240k - Pay RM 700/Mth
2) Housing Overdraft Facility - RM 90k - Pay RM 500/Mth
3) Car Loan - RM 40k - RM 650/Mth

Credit Card: >4 Years, Current Outstanding Balance RM 4k, late payment by several days - but usually settle off full amount

Can anyone give an estimate of the rates and loan availability for the above financial commitment? If possible I'd want the repayment period to be 12 months or if not available, 24 months.

I am in East Malaysia if that information is relevant.
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Hallo, I can try to apply for u at al-rajhi.
The rate is 7.99 p.a.
If interested text me at 0147323723
ax6623
post Dec 29 2010, 09:20 AM

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QUOTE(jack2 @ Dec 29 2010, 06:24 AM)
Why personal loan's interest is so high?

Like SCB, offering 10.5+% effective interest per annum... << high le
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Coz it is unsecured products where u put nno collateral on that loan
ax6623
post Jan 4 2011, 02:35 AM

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QUOTE(kambeng02 @ Dec 31 2010, 05:29 AM)
Hi all,

Need to check again

RM5k gross monthly salary
No commitment
2 CC with 4k limit each for 3 months
No blacklist
Just start work as Fresh Grad last June
Thinking of using the loan as D/payment of car and etc

How much do you think I can get with interest rate?

Thanks
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Need to know your basic in order to calculate the max loan u can get..

Further info text me @ 014-7323723


Added on January 4, 2011, 2:42 am
QUOTE(crestfallen @ Jan 3 2011, 08:26 PM)
im looking for personal loans to build a house at my wife kampung. need around 30k.

thing is, im staying in JB but working in singapore. i heard its hard to get approval if you are working overseas.

salary 3.5k SGD (currently at least getting rm 8k per mnth after exchange to rm)

commitment
credit card = outstanding rm 32k (paying 1.8k monthly)
house = rm 580
tax = rm200
al rajhi & aeon loans = RM450
any advise?

secondly, is it wise to do a balance transfer (like ambank, 8.99% which then i might eligible to get free Digital Camera & Mobile phones worth at least 4k) to settle my credit card instead paying 1.8k monthly ? im surviving each month but at the moment i cant save a single cents.
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Hello,

As far as I concern if calculate based on DSR at bank I work with the highest u can g is 20k..but it still under processing discretion.
If u want to apply with me text me @ 014-7323723


Added on January 4, 2011, 2:48 amHello forumers..

Hepi new year..
For those who have text me between these 4 days I want to apologies of I didn't reply it.
I on my holiday n its was demam new year..haha
I'm really sorry and I'll resume my work starting tomorrow and feel free to PM or text me via phone for any enquiries regarding any producta at bank..

This my mobile number 014-7323723

Happy holiday to all


This post has been edited by ax6623: Jan 4 2011, 02:48 AM
ax6623
post Jan 4 2011, 11:37 AM

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QUOTE(kambeng02 @ Jan 4 2011, 03:17 AM)
im outstation right now, will be back on 10th
my basic is 5k, with no commitment yet
net salary is 4.2k after deducting the SOCSO, TAX and EPF
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U still can proceed your application if u hv scanner there..
Text me at 0147323723


Added on January 4, 2011, 11:39 am
QUOTE(wongyl83 @ Jan 4 2011, 08:22 AM)
I am trying to get some extra cash for the upcoming chinese new year.

Monthly salary(after epf cut): 2.8k
Monthly commitment(Insurance, car and stuff): 1k
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Send me your email address to my mobile 0147323723

This post has been edited by ax6623: Jan 4 2011, 11:39 AM
ax6623
post Jan 10 2011, 02:57 PM

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QUOTE(kambeng02 @ Jan 4 2011, 03:17 AM)
im outstation right now, will be back on 10th
my basic is 5k, with no commitment yet
net salary is 4.2k after deducting the SOCSO, TAX and EPF
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Text me @ 0147323723 for futher info.

Thanx


Added on January 10, 2011, 3:00 pm
QUOTE(sheiberlee @ Jan 10 2011, 12:38 PM)
hye all taiko.

im looking for a loan right now.

amount : 7k
tenure : 2 years
my salary : 2k in private sector
history : got cimb islamic cc, expired 07/15 (no outstanding at the moment)
aeon credit : rm150 monthly for my motot

pls gimme ur offer
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Al rajhi...
7.99%
Easy application
Text me if interested @ 0147323723


Added on January 10, 2011, 3:03 pm
QUOTE(tammy @ Jan 10 2011, 02:27 PM)
I was thinking to get personal loan to start my business.

My current pay is RM1750nett. I have 1 cc (credit limit:10k), 1 house loan, 1 car loan.

Any offer?
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Roughly ur comitment high edi but u can apply with me in order to noe approved or not..

Text me @ 0147323723

This post has been edited by ax6623: Jan 10 2011, 03:03 PM
ax6623
post Jan 12 2011, 05:08 PM

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QUOTE(nirza @ Jan 12 2011, 02:45 PM)
gross salary+-=4000
car=800
house=600
no cc

thinking of applying for a pl up to 10k to settle my education loan.
thanks 4 all the help
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Text me at 0147323723
I am sales exec for p.loan


Added on January 12, 2011, 5:41 pm
QUOTE(namasayabunga @ Jan 12 2011, 04:00 PM)
my salary is 1750. how possible i can loan 20k-25k ?no credit card or car loan
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At alrajhi u can go max to 8k oni..

Text me at 0147323723
I am sales exec for p.loan

This post has been edited by ax6623: Jan 12 2011, 05:41 PM
ax6623
post Jan 14 2011, 09:23 AM

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QUOTE(hibiki85 @ Jan 13 2011, 10:58 PM)
Hi PL agent out there..

i need PL to around 10k
monthly salary 3.5k
Commitment car loan :777
Reason to settle credit card debt, if can balance transfer also will consider.
Please advise.

Thanks
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Text me @ 0147323723
ax6623
post Jan 14 2011, 06:27 PM

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QUOTE(stanum @ Jan 14 2011, 04:19 PM)
Hi,

I need PL around 15k.
Monthly salary RM 3+++
Commitmnet Car load: RM 305.
Reason is to fund for wedding. Please advise for lower interest. Intend to pay the PL back around 1-3 years.
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Text me @ 0147323723
ax6623
post Jan 16 2011, 03:18 PM

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QUOTE(tommy2412 @ Jan 16 2011, 05:26 AM)
Hi, I wanna ask I am 21 this year but still consider 20 as my birthday has not passed yet and my salary is around rm1600 working for sdn bhd company .
I have only worked for 2 months + and have not been confirm yet .

And I need loan for rm5000.

Is there any way I can get any personal loan from any bank?
Sorry Im a newbie sweat.gif  and Thanks alot !
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Hallo bro, need to wait till 21st
ax6623
post Jan 22 2011, 08:45 PM

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QUOTE(Loonie2 @ Jan 22 2011, 06:37 PM)
Hi, i'm from ipoh.. Looking for a personal loan amounted to 5k to pay down payment for my house.. Installment per month should not more than 150 per month... How much is the penalty for early settlement? Kindly leave me your contact... Thanks.!
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kindly contact me @ 014-7323723....
ax6623
post Jan 25 2011, 06:27 PM

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QUOTE(jack2 @ Jan 25 2011, 01:51 PM)
My friend is interested to apply personal loan up to 25k with 2 years repayment.

Any agents want to assist so lesser time to know the status of the application.
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If he have cc he can know the status within 3 days with me..
ax6623
post Jan 28 2011, 01:54 AM

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QUOTE(jack2 @ Jan 26 2011, 12:25 AM)
yes, he has.... how to do then? Documentation wise, to give what documents for support?
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sorry for late reply, quite bz coz chinese new year comin rite.
I juz need his email then I tell the docs in email.
Its easy with me. Use email first when approved then need to see me.

Thanx


Added on January 28, 2011, 1:55 am
QUOTE(dashstryk3 @ Jan 28 2011, 12:18 AM)
My application for PL from Hong Leong Bank just got rejected. Looking for other options now. monthly income rm2200, no other loans yet. Any recommendation?

Im new here by the way
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Hi dash,
Can u text me further detail @ 0147323723

Thanx

This post has been edited by ax6623: Jan 28 2011, 01:55 AM

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