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Personal Loan, which banks offer the best deal?
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nokiaXP
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 Nov 13 2010, 08:48 PM
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QUOTE(benjamin_haykael @ Oct 25 2010, 09:55 PM) email sent.. if high commitment can la.. maybe the interest a bit higher than ussual,..anyway, no harm to try, futhermore, scb gives 3 mths to consider, maybe can try few bank at a same time, then see which one u get good interest rate and the amount u want... but make sure the banks give u time to consider like SCB ...
Added on October 25, 2010, 10:09 pmGuys, if anyone's fren/relative or whoever u know wants to apply loan, do give my number to them, , or pm me their hp # commission ?? : we discuss in p.m SCB housing loan wat is the rate for house below 80K? |
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nokiaXP
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Nov 17 2010, 12:07 PM
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let say if a person income is rm4k,how much he/she can borrow from the bank total including personal loan,car loan,cc.....etc
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nokiaXP
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Nov 17 2010, 08:37 PM
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QUOTE(benjamin_haykael @ Nov 17 2010, 07:09 PM) usually 5 times income.. depends on ur risk level << risk level will be auto calculated by the system based on ur commitments and etc.. 5 times of salary mean only rm20k.Thats mean only can borrow can loan rm20k?Or u mention personal loan |
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nokiaXP
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Dec 3 2010, 11:54 PM
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I am SCB PLATINUM VISA CARD holder.If i want to apply the Cash One loan for amount RM5000 for tenure 36 month,wat is the interest rates per annum?Any SCB loan agents can give me a details for this loan?
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nokiaXP
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Dec 4 2010, 12:18 PM
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QUOTE(benjamin_haykael @ Dec 4 2010, 02:23 AM) http://www.standardchartered.com.my/person...e/en/index.htmlclick the link for more info bout cash one. btw : the card shuld be more than 6 mths with SCB in order to get 100% loan amount from the credit limit, if less than 6 mths = 40% out of the limit eg : limit 10k and more than 6 mths = can take 10k limit 10k and 4 mths tenure with scb - 4k only Be rewarded with up to RM350* CashBack annually throughout your loan tenor just by making timely loan repayments Amount of rm5k loan can get cash back?I call SCB and there say that the lowest interest will be 0.88% = 10.56% per annum.This mean Citi dial for cash interest is lowest than this bcoz the interest just 9.88% per annum.Any others bank got lower interest than this? This post has been edited by nokiaXP: Dec 4 2010, 12:39 PM |
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nokiaXP
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Jan 1 2011, 04:50 PM
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Currently i am holding SCB Platinum Visa Card.I would like to apply loan for amount of rm5k.I am from j.b,so any SCB agent can help me with a lowest rates?
Added on January 2, 2011, 7:57 pmlooking for personal loan amount of 10k.which bank provided the lowest interest?location in johor bahru?any agent here?
This post has been edited by nokiaXP: Jan 2 2011, 07:57 PM
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nokiaXP
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Jan 5 2011, 08:22 PM
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Just contact SCB regarding personal loan.They say card holder more than 6 month and above only can apply.But they say i can apply though cheque on call that is using my cc cash advance credit.Inerest for 6 month tenure is 4.99%,12 month 6.99% and 18 month is 7.99%.Interest seen be lower than others bank PL but maximum tenure is just 18 month and the limit depend on your card cash advance limit
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nokiaXP
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Feb 15 2011, 01:01 PM
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How much total PL a person can borrow from different bank if his income is rm4.5k per month?
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nokiaXP
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Feb 21 2011, 04:53 PM
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QUOTE(almeizer @ Feb 15 2011, 01:22 PM) Normally 5 times your salary. 5 times mean i can borrow from each bank rm20k?i go 5 bank then become rm100k ord
Added on February 21, 2011, 5:01 pmlooking for PL rm10k.working in sg and gross salary around sgd1.8k monthly.still got outstanding pl rm16k with hlb.location j.b and looking for any agent at j.b only.tq This post has been edited by nokiaXP: Feb 21 2011, 05:01 PM |
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nokiaXP
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Apr 4 2011, 11:36 PM
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Wat is the interest rates for scb cash one loan for amount of rm10k with 5 years tenure?I am currently holding scb platinum visa card
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nokiaXP
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Apr 10 2011, 11:58 PM
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which bank can easy get a pl and higher amount?
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nokiaXP
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Apr 11 2011, 05:34 PM
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wan apply loan amount rm15k.working in sg and gross salary around sgd2000 per month.got cc more than 1 years.wat document needed?looking for bank agent at johor bahru coz lazy wan fax those document.
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nokiaXP
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Apr 20 2011, 03:12 PM
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apply for maybank pl amount 10k get rejected.working in sg gross salary sgd1900.got car and housing loan.maybank pl so hard to apply?
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nokiaXP
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Apr 20 2011, 08:10 PM
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for personal loan,which bank got do convertion from singapore dollar to rm
Added on April 20, 2011, 8:12 pmQUOTE(airline @ Apr 20 2011, 04:11 PM) U can apply. Provided if u have existing credit card more than 1 year Limit above 6k
Added on April 20, 2011, 4:22 pmMaybe u need rm2k a month sing dollar i ask the officer and she say got convert to rm This post has been edited by nokiaXP: Apr 20 2011, 08:12 PM |
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nokiaXP
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Apr 24 2011, 04:12 PM
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which bank that apply pl juz need a cc that more than 1 years?mean no need pay slip
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nokiaXP
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Apr 24 2011, 07:13 PM
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QUOTE(airline @ Apr 24 2011, 05:51 PM) wat the interest rate?pm your number |
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nokiaXP
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Apr 29 2011, 07:15 AM
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i am working in singapore and wan to apply a pl.can i know which bank got do convertion from singpore dollar to ringgit malaysia?my gross salary is around sgd1900.another thing i wan to ask is can i apply pl from more than 1 bank at the same time?coz in the case the bank reject then i still can wait for others bank.if let say 2 bank also approved my pl,can i cancel 1 of the bank pl?any reply?
This post has been edited by nokiaXP: Apr 29 2011, 11:39 PM
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nokiaXP
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May 1 2011, 10:12 PM
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QUOTE(KeV @ May 1 2011, 04:31 PM) cimb and hlb rejected my loan, bastards, any other suggestions? commitment high?how much u loan?maybank reject me.now i still waiting cimb,eon and alliance This post has been edited by nokiaXP: May 1 2011, 10:12 PM |
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nokiaXP
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May 3 2011, 12:23 AM
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QUOTE(AXeL888 @ May 2 2011, 01:11 AM) its getting harder to get personal loan now a days thts why ppl go ah long
Added on May 2, 2011, 1:35 amReject for what reason bro ? no reason given,wtf |
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nokiaXP
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May 4 2011, 05:29 PM
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QUOTE(kenshin1 @ May 4 2011, 12:20 AM) Y DONT U GUYS LOOK FOR ME.. IM QUITE EXPERIENCED AT IT...NOT DIRECT FROM ALLIANCE BANK ONLY.. LINKS TO MY FRIEND AT ANY OTHER BANKS PS. DONT GO MAYBANK AND CIMB PLOAN ANYMORE... IT WONT APPROVE.. IT'S NOT THE SAME AS OTHER BANK PLOAN... why u say maybank and cimb wont approved pl?
Added on May 4, 2011, 5:31 pmi apply pl from eon bank,cimb and alliance bank.which bank got higher chances to get?still waiting status This post has been edited by nokiaXP: May 4 2011, 05:31 PM |
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