http://kenshin1alliancegroup.blogspot.com/

check it out my blogspot

kenshin lai
consumer loan executive
alliance bank

u might wanna try standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.83% per month (9.99% per annum[can be reduce to lower than 8% per annum if your repayment record is good]).FREE loan insurance provided throughout your tenor.

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

you can do partial payment like car loan as well.

lower interest rate than 8% can be appealed upon loan approval when you make a call to our customer service for rate reduction(provided you have a good repayment history towards ur credit cards or loans towards other banks)

Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

Loan amount RM30,000. Tenure: 2-3 years. Monthly installment: RM1437.50 monthly for 2 years and RM1020.84 monthly for 3 years. Rate 7.5% flat rate p.a. Interested kindly pm me your number and will get in touch with you.

Howard Goh
0163106046

---

Added on December 15, 2010, 1:35 pmThe interest I am offering is 7.5% flat p.a. The interest will not change according to loan amount, salary, etc. Either the application is approved or rejected only. All the personal loan that has been approved is firm at 7.5% flat p.a.

This post has been edited by muddie: Dec 15 2010, 01:37 PM

---

Added on December 15, 2010, 11:34 pmu might wanna try standard chartered.our bank is offering quick cash personal loan up to RM150K,without collateral,guarantor and processing fee.no early settlement penalty charge after 6 months.lowest interest rate at 0.83% per month (9.99% per annum[can be reduce to lower than 8% per annum if your repayment record is good]).FREE loan insurance provided throughout your tenor.

u still can consider whether to take up the loan after its approval(30 days to consider).tenure can be chosen from 12,24,36,48 or 60 months of repayment.easy application that our bank only need choose 1 type of your financial document (Credit Card, Insurance Policy, Mortgage Loan agreement or Salary slip/bank statement)

no restriction on how u gonna spend the loan amount of money.1st stage approval result in 4 hours upon submission and another 3 days for 2nd stage approval.which means 4-5 working days to get ur result.

you can do partial payment like car loan as well.


Main Criteria - possess a credit card from any bank for at least 1 year(to be entitle to make an application)

if interested please call Kevin Liew (Personal Unsecure Finance Exec) at 012-5912993.we do take Credit Card application as well.

This post has been edited by kev071985: Dec 15 2010, 11:34 PM

ive seen so many bank agents here...

so,,if can,,,i want to ask...

is there any chance or ways for someone to make a 500k loan?
the person salary are rm3000, havent make any loan before...mortgage property might be the last option..

what if there are another one person to be joint borrower...what are the minimum salary that he must have to make such a big loan like that?and, what are monthly payment to the bank back?thanks!!

if i wanna do personal loan, how much amount i can get if i hv 2 credit cards 1year++ both credit limit at 4k each..

[quote=mohdshafie00,Dec 16 2010, 07:42 PM]
if i wanna do personal loan, how much amount i can get if i hv 2 credit cards 1year++ both credit limit at 4k each..

[/q

are both of ur credit cards from the same bank?if the answer is yes,u can do a combine limit for surrogation towards applying personal loan from Standard Chartered Bank.

if the answer is no.....u have to wait till u get higher c/c limit as the minimum qualification for c/c surrogation is at 4.5K credit limit

nope,its from different bank..
haishh,need to wait lagi la~

if u have a chance to upgrade ur c/c limit,go for it.....

btw,wat is ur gross income per month?u can pm me maybe i could sort out a way for u

or u can call me at 012-5912993 Kevin Liew,Personal Finance Executive (Unsecured Lending) - Price Solution,Standard Chartered

Just got rejected for a PL from Hong Leong Bank, monthly income RM4k, been working at the same company (dad's) for over 5 years.
Applied for 20k, but got rejected without even offering a lower amount.
Over 35k in my EPF.

Is there any other way?
Am currently on holiday in Japan, and will be back to KL on 28, but staying till 31 and will be flying to Australia again.
Anyway to get an answer in such a short period?

(I don't trust 24/48 hours approval, took way longer than that for HLB.)

Btw, no C/C or Loan before.

This post has been edited by Denzy: Dec 17 2010, 06:07 PM

Hi Denzy,

You may want to consider me. Eligible amount is 5X your salary. 7.5% flat rate p.a (0.625% monthly). Guaranteed 7.5% upon approval of loan. I can understand why you got rejected because you have no history of CC or PL. Most banks need CC or PL history to check your payment history. I have secured loans for customers without CC or PL history.

Processing takes 5 - 7 working days. Within 2 - 3 days you will know whether approve or reject.

No processing fee, no early settlement fee and free insurance included. Documents: Photocopy IC and 3 months salary slip + EPF statement. If you are interested do not hesitate to contact me.

Howard Goh
016-310 6046

hi all PL agent out there,
im looking for a personal loan amounting 15K.
and repayment tenure less than 1year.

currently holding a credit card, 1 only, less than a year.

pls pm me all the details and repayment schedule.

Thank yOU

Desperately to get PL from banks but got rejected with high commitment. Any bankers or agent to help solve it. Already try many banks but still rejected. Please do PM me.

Hi, my salary is RM 1950 monthly. How much loan i can take up and tenure? I dont have any CC at the moment, only 1 car loan in my CCRIS. Kindly pm me the details and table pls. Thanks.

I need a PL about 10k...basic salary 2.3k...but just work about 8 months because before this work with another company..have a credit card about 1year..limit 3.k...already try with rhb easy,alliance n standard charted..all rejected..who can help me..???


Remy
012-9259773/019-6402141

it is hard to get personal loan if u dont have CC..bank need to check your credit report...

Hye..
I'm an exec for p.loan.
Kindly pm me for further info.
Thanx

How come they reject ?? loan amount too high ??

I tried RHB / SCB also cannot , trying UOB but I doubt it can go through as well.

Usually for P.Loan need at least 1 year existing credit card. However, if using 3 months salary slip is still possible. If you want to try you can submit in your salary slip with epf to help processing.

i have 3 month pay slip+EPF+bank statement. max loan can get how much?