I have one secured investment plan which has 40% yields a year.
I am planning to get loan and then invest on it... Still in profit after the interest
Personal Loan, which banks offer the best deal?
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 Jul 1 2007, 01:11 AM
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All Stars
15,192 posts Joined: Oct 2004 
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Jul 15 2008, 03:02 AM
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All Stars
15,192 posts Joined: Oct 2004
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Get those personal loan that offers for reducing balance method on interest calculation.
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Oct 14 2009, 04:04 PM
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#3
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(winsonloh @ Oct 11 2009, 02:35 AM) Added on October 11, 2009, 2:38 am Latest update on OCBC 5.50% Fixed Rate:- OCBC will be the 1st bank to enter companies which monthly repayment will be on salary deduction. currently such deduction which offer by other bank are only for Government staffs & not private sector yet. so far, OCBC oredy sign up with Proton, Bio Tech and Petronas so if you are interested then please talk to your HR so OCBC will send the Manager in charge & the representatives to further discuss on the whole process to fit each other company requirements.please contact me for further clarifications. ;-) Added on October 11, 2009, 2:38 am Latest update on OCBC 5.50% Fixed Rate:- OCBC will be the 1st bank to enter companies which monthly repayment will be on salary deduction. currently such deduction which offer by other bank are only for Government staffs & not private sector yet. so far, OCBC oredy sign up with Proton, Bio Tech and Petronas so if you are interested then please talk to your HR so OCBC will send the Manager in charge & the representatives to further discuss on the whole process to fit each other company requirements.please contact me for further clarifications. ;-) Added on October 11, 2009, 2:39 am Latest update on OCBC 5.50% Fixed Rate:- OCBC will be the 1st bank to enter companies which monthly repayment will be on salary deduction. currently such deduction which offer by other bank are only for Government staffs & not private sector yet. so far, OCBC oredy sign up with Proton, Bio Tech and Petronas so if you are interested then please talk to your HR so OCBC will send the Manager in charge & the representatives to further discuss on the whole process to fit each other company requirements.please contact me for further clarifications. ;-) Added on October 11, 2009, 2:42 am Latest update on OCBC 5.50% Fixed Rate:- OCBC will be the 1st bank to enter companies which monthly repayment will be on salary deduction. currently such deduction which offer by other bank are only for Government staffs & not private sector yet. so far, OCBC oredy sign up with Proton, Bio Tech and Petronas so if you are interested then please talk to your HR so OCBC will send the Manager in charge & the representatives to further discuss on the whole process to fit each other company requirements.please contact me for further clarifications. ;-) Added on October 11, 2009, 2:44 am Latest update on OCBC 5.50% Fixed Rate:- OCBC will be the 1st bank to enter companies which monthly repayment will be on salary deduction. currently such deduction which offer by other bank are only for Government staffs & not private sector yet. so far, OCBC oredy sign up with Proton, Bio Tech and Petronas so if you are interested then please talk to your HR so OCBC will send the Manager in charge & the representatives to further discuss on the whole process to fit each other company requirements.please contact me for further clarifications. ;-)  |
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Nov 5 2009, 03:34 PM
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#4
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All Stars
15,192 posts Joined: Oct 2004
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Any Standard Chartered Bank agent for personal loan?
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Jun 22 2010, 08:40 AM
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#5
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(gabbyz @ Jun 22 2010, 08:16 AM) I looking for private money lender to loan me amount rm20k with 5% monthly till i do full settlement. do contact me 0129163196 gabriel no one here will risk out themselves to rent to somebody that they do not know unless for along or with some security pledgement. |
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Dec 29 2010, 06:24 AM
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#6
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All Stars
15,192 posts Joined: Oct 2004
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Why personal loan's interest is so high?
Like SCB, offering 10.5+% effective interest per annum... << high le |
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Dec 29 2010, 03:41 PM
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#7
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(muddie @ Dec 29 2010, 09:21 AM) Hi, My friend was attended by someone from SCB personally and that 10.5+% is the effective interest rate.I think the 10.5% you are referring to CashOne or either self apply from branch or website. I am offering 7.5% flat from Quick Cash Edge. If you apply QCE through branch or online you will not enjoy the 7.5%. Must go through me. Kindly be noted. Meaning total interest paid over loan = 10.5%+ |
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Jan 25 2011, 01:51 PM
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#8
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All Stars
15,192 posts Joined: Oct 2004
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My friend is interested to apply personal loan up to 25k with 2 years repayment.
Any agents want to assist so lesser time to know the status of the application. |
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Jan 26 2011, 12:25 AM
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#9
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(ax6623 @ Jan 25 2011, 06:27 PM) If he have cc he can know the status within 3 days with me.. yes, he has.... how to do then? Documentation wise, to give what documents for support? |
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Jan 26 2011, 02:09 PM
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#10
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(Ryanlsx @ Jan 26 2011, 01:45 PM) Please give me him/her contact number thanks ^^ Who are you referring to? |
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Feb 2 2011, 02:10 PM
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#11
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(T630 @ Feb 1 2011, 04:30 PM) got offer for PL from OCBC, submitted for apps waiting for approval, up to 100k @ 5.5% 3yrs repayment based on current income lvl, no penalty for full settlement after 1.5yrs... 5.5% is very cheap. How did you get the offer? Can introduce me? |
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Feb 15 2011, 03:50 PM
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#12
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All Stars
15,192 posts Joined: Oct 2004
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QUOTE(T630 @ Feb 15 2011, 02:28 PM) ocbc approved their cash-i offer to me with 5.5% 3yrs repayment, full settlement option after 18mths with no penalty... how did you apply tat? or it is only for existing customer with home loan? |
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Jun 15 2011, 11:10 AM
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#13
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All Stars
15,192 posts Joined: Oct 2004
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Eon CC has call on cash....
Rate = 3.99 % pa flat for 1 year only or 3.33% pa flat for 3 years Thinking to get the 3.33% and pay my housing loan which is 4.6%... Overall, save over RM850+ interest if I do so. |
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