Quick Cash Edge Personal Loan
*Interest 7.5% Flat Rate p.a, 0.625% monthly
Cash from RM5,000 to RM150,000
Flexible Repayment Tenure from 12 - 60 months
Minimal Documents Required
No Collateral & Guarantor Required
No Processing Fee
No Early Settlement Fee
Free Insurance
(*subject to standing instruction)


For more information or any enquiries, please do not hesitate to contact me.

This post has been edited by muddie: Dec 10 2010, 02:15 PM

Hi Anne,

Standard Chartered. This special rate only can get through me from Employee Banking Solutions, cannot get the rate from branch or online.

Valid until expiry notice, EBS is a department directly under Standard Chartered. We are not outsourced like Price Solutions.

Dear Goldilock/Buckroger/Sawamura,

I don't have the repayment table in hand now. SMS me your loan amount desired, and repayment tenure and I will help you to calculate. Thanks.

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Added on December 11, 2010, 1:25 pmDear ysl86,

From Standard Chartered bank. RM30,000 for how many years repayment tenure?

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Added on December 11, 2010, 1:28 pmDear orchid2010,

You may consider through me. I'm offering 7.5% flat rate p.a. 0.625% monthly. Kindly sms me your number and we may discuss further. Thanks.

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Added on December 11, 2010, 1:30 pmDear All,

My offer for 7.5% flat rate p.a is still valid. As I mentioned before I am directly under Standard Chartered, not outsourced like Price Solutions. Thanks.



This post has been edited by muddie: Dec 11 2010, 01:30 PM

Loan amount RM30,000. Tenure: 2-3 years. Monthly installment: RM1437.50 monthly for 2 years and RM1020.84 monthly for 3 years. Rate 7.5% flat rate p.a. Interested kindly pm me your number and will get in touch with you.

Howard Goh
0163106046

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Added on December 15, 2010, 1:35 pmThe interest I am offering is 7.5% flat p.a. The interest will not change according to loan amount, salary, etc. Either the application is approved or rejected only. All the personal loan that has been approved is firm at 7.5% flat p.a.

This post has been edited by muddie: Dec 15 2010, 01:37 PM

Hi Denzy,

You may want to consider me. Eligible amount is 5X your salary. 7.5% flat rate p.a (0.625% monthly). Guaranteed 7.5% upon approval of loan. I can understand why you got rejected because you have no history of CC or PL. Most banks need CC or PL history to check your payment history. I have secured loans for customers without CC or PL history.

Processing takes 5 - 7 working days. Within 2 - 3 days you will know whether approve or reject.

No processing fee, no early settlement fee and free insurance included. Documents: Photocopy IC and 3 months salary slip + EPF statement. If you are interested do not hesitate to contact me.

Howard Goh
016-310 6046

Usually for P.Loan need at least 1 year existing credit card. However, if using 3 months salary slip is still possible. If you want to try you can submit in your salary slip with epf to help processing.

Hi Micky,

If name is listed under CTOS and CCRIS is usually difficult to apply for PL. I suggest you get a clearance letter from the bank after settling your outstanding.

To Blueapple and Khalim,

I have already pm you. My offer of 7.5% flat rate p.a. is still valid. Thanks.

Howard Goh
016-310 6046

Hi,

I think the 10.5% you are referring to CashOne or either self apply from branch or website. I am offering 7.5% flat from Quick Cash Edge.

If you apply QCE through branch or online you will not enjoy the 7.5%. Must go through me. Kindly be noted.

The person from SCB must be from PL or Unsecured Loan Department. I am from Employee Banking Program, and under EBP only our customers enjoy 7.5% flat rate p.a. You can ask your friend to contact me and I can process his loan for 7.5% flat rate p.a.

Hi, I'm offering 7.5% flat rate p.a. No processing fee and no early settlement fee. If you are interested do not hesitate to contact me.

Hi Amal,

I'm offering 7.5% flat rate p.a. from StanChart. No processing fee and no early settlement fee. Can loan up to max 5X your salary.

Documents: Photocopy IC (both sides) and Photocopy existing Credit Card (both sides) or 3 months Payslip + EPF Statement

Hi, I'm offering 7.5% flat rate p.a. Tenure 1-5 years. Up to 5X your salary. No processing fee and no early settlement fee.

Hi,

I am offering 7.5% flat rate p.a. from Standard Chartered. One of the lowest in the market. 1-5 years tenure. Can loan up to 5X your salary. No processing fee and no early settlement fee.

Documents: Photocopy IC and Photocopy existing Credit Card or 3 months Payslip + EPF or Bank Statement.

If you are interested I can email/fax the application form to you. Thanks.

Howard Goh
016-310 6046

I'm offering 7.5% flat/fixed rate p.a. from Standard Chartered. Can loan up to 5X your salary. Tenure 1 - 5 years. No processing fee and no early settlement fee.

Yes, if have existing home loan with MBB definitely better chances of approval with MBB. However interest rate might not be so attractive.

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Added on March 15, 2011, 10:57 am1% per month means 12% p.a.

I am offering 7.5% p.a. Can loan up to 5X your salary. Tenure 1-5 years. No processing fee and no early settlement fee.

Documents: Photocopy IC + Photocopy existing Credit Card or 3 months Payslip + EPF or Bank Statement.

Thanks.



This post has been edited by muddie: Mar 15 2011, 10:57 AM

I suggest applying for a credit card then converting it to cheque-on-call. If you withdraw cash from the card the interest is very high, cheque on call is when they convert your credit card limit into cash direct to your account - interest is much lower for this.

I am offering 3 years annual fee waiver, and lower income requirement for higher card status:

Gold card: RM18,000 p.a.,
Platinum card: RM60,000 p.a.
Visa Infinite card : RM150,000 p.a.

Cash Back (*valid till end of March)

RM88 - Gold Card
RM188 - Platinum Card

If you have an existing credit card we can upgrade your card or give higher credit limit. If you are interested in Standard Chartered's Credit Card do not hesitate to contact me. Thanks.

Kindly provide your email and I shall send you the LO (black and white) stating the 7.5% fixed rate p.a.

All my customers that their personal loan is approved get 7.5% fixed rate p.a. Yes, if there is anyone of my customers here please confirm this. Thanks.

This post has been edited by muddie: Mar 17 2011, 01:47 PM

Hi,

Yes you can. I suggest get a letter from the bank you owe previously stating you have cleared your outstanding. When you apply for pl or cc submit the letter together. The letter is called clearance letter. You can get from any branch.

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Added on April 11, 2011, 1:54 pmHi,

Bank Rakyat has the lowest interest rate. However they only accept government and selected multinational companies. I suggest call them first to check whether your company is in their list.

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Added on April 11, 2011, 1:56 pmUsually its 5X salary. therefore RM12k. I'm offering 7.5% flat rate p.a. Tenure 1-5 years. Loan up to 5X salary. No processing fee and no early settlement fee.
From Standard Chartered.

Documents: Photocopy IC + Photocopy existing Credit Card or 3 months Payslip + EPF or Bank Statement

If you interested don't hesitate to contact me.

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Added on April 11, 2011, 2:02 pmI personally just took loan from CIMB Bank - Cash Plus Financing-i

I have to admit the service is good but the interest rate not so.

I went to CIMB Kelana Jaya branch to apply last Monday. On Wednesday the loan officer called me to request additional documents then on the same day approve my loan. On Friday the money was disbursed to my account. Total 5 working days.

Their interest rate is 8.88% p.a. Minimum income RM2500 and above. Tenure 1-5 years. If anyone interested just leave me a pm and I will refer to the CIMB loan advisor in Kelana Jaya, she's very efficient.

Thanks.

This post has been edited by muddie: Apr 11 2011, 02:02 PM