Personal Loan, which banks offer the best deal?
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 Dec 29 2010, 04:47 PM
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#1
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Junior Member
5 posts Joined: Dec 2010 
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QUOTE(jack2 @ Dec 29 2010, 03:41 PM) My friend was attended by someone from SCB personally and that 10.5+% is the effective interest rate. he wana cheat and get customer lor...Meaning total interest paid over loan = 10.5%+  |
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Jan 6 2011, 08:00 AM
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#2
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Junior Member
5 posts Joined: Dec 2010
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QUOTE(nokiaXP @ Jan 5 2011, 08:22 PM) Just contact SCB regarding personal loan.They say card holder more than 6 month and above only can apply.But they say i can apply though cheque on call that is using my cc cash advance credit.Inerest for 6 month tenure is 4.99%,12 month 6.99% and 18 month is 7.99%.Interest seen be lower than others bank PL but maximum tenure is just 18 month and the limit depend on your card cash advance limit ok... that's cash on call...always lower than pl... but tenure is very short...if u need anything.. just call me |
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Jan 12 2011, 07:32 AM
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#3
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Junior Member
5 posts Joined: Dec 2010
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QUOTE(cookie860217 @ Jan 11 2011, 08:37 PM) Will it be easier to apply for personal loans with banks that I have credit cards with? cant say like that.. if ur payment is terrible.. it rejects the same....if u dont have... mayb add points cos u r internal customers... but the rate and rules will b the same |
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Jan 15 2011, 07:11 PM
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#4
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Junior Member
5 posts Joined: Dec 2010
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QUOTE(pakjan @ Jan 12 2011, 07:32 PM) It's true AmBank Personal Loan for gov servant offered interest 3.8%.. yea yea.. now cimb giving more low.... |
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