QUOTE(Give_me_5ive @ Dec 22 2010, 11:37 AM)
Text me at 014732323723Added on December 22, 2010, 12:25 pm
QUOTE(ax6623 @ Dec 22 2010, 11:52 AM)
Sorry..Its 0147323723
This post has been edited by ax6623: Dec 22 2010, 12:25 PM
Personal Loan, which banks offer the best deal?
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Dec 22 2010, 11:52 AM
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Junior Member
36 posts Joined: Jul 2009 |
QUOTE(Give_me_5ive @ Dec 22 2010, 11:37 AM) Text me at 014732323723Added on December 22, 2010, 12:25 pm QUOTE(ax6623 @ Dec 22 2010, 11:52 AM) Sorry..Its 0147323723 This post has been edited by ax6623: Dec 22 2010, 12:25 PM |
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Dec 22 2010, 01:35 PM
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Junior Member
421 posts Joined: Jul 2010 From: ~Klang Valley~ |
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Dec 22 2010, 01:39 PM
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Newbie
4 posts Joined: Jul 2010 |
i work in singapore, salary if convert to RM more than RM6k/month.
current loan: 1. Car:RM1.1k/m 2. house: RM1.1k/m Have 2 credit cards with credit limit more than RM10k each. Plan to buy motorbike, need RM30k for downpayment, Any bank can offer low interest? so far i see lowest is 7.5%. How much max loan can i get? Thanks. |
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Dec 22 2010, 02:11 PM
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Senior Member
975 posts Joined: Mar 2010 From: Penang |
QUOTE(denwei @ Dec 22 2010, 01:39 PM) i work in singapore, salary if convert to RM more than RM6k/month. Wow....are you sure on what you're doing ?? Getting more liabilities ??current loan: 1. Car:RM1.1k/m 2. house: RM1.1k/m Have 2 credit cards with credit limit more than RM10k each. Plan to buy motorbike, need RM30k for downpayment, Any bank can offer low interest? so far i see lowest is 7.5%. How much max loan can i get? Thanks. Salary already left RM3.8k after loan payment. |
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Dec 22 2010, 02:16 PM
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Junior Member
36 posts Joined: Jul 2009 |
On
QUOTE(denwei @ Dec 22 2010, 01:39 PM) i work in singapore, salary if convert to RM more than RM6k/month. Contact me for further info.current loan: 1. Car:RM1.1k/m 2. house: RM1.1k/m Have 2 credit cards with credit limit more than RM10k each. Plan to buy motorbike, need RM30k for downpayment, Any bank can offer low interest? so far i see lowest is 7.5%. How much max loan can i get? Thanks. |
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Dec 22 2010, 11:18 PM
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Junior Member
10 posts Joined: Oct 2010 |
Anyone can help about personal loan here that know someone that able to help get loan of RM10k-RM20k for 12-24mths. Please help due to urgent use.
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Dec 22 2010, 11:28 PM
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Newbie
4 posts Joined: Jul 2010 |
QUOTE(ghoss @ Dec 22 2010, 02:11 PM) Wow....are you sure on what you're doing ?? Getting more liabilities ?? Hi Ghoss,Salary already left RM3.8k after loan payment. Thanks for the advice. Actualy 6k is my min salary, varies from month to month, sometimes 7k, depends. but honestly, i'm really suxx when it comes to financial planning. |
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Dec 22 2010, 11:40 PM
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Junior Member
36 posts Joined: Jul 2009 |
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Dec 23 2010, 09:25 AM
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Junior Member
10 posts Joined: Oct 2010 |
Can u tell more briefly what document u need.
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Dec 23 2010, 02:11 PM
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Junior Member
10 posts Joined: Sep 2006 From: PJ |
need you guys advice..
if i just change job around 1 month and still in probation... can i apply for personal loan? i have cc and my cc payment record is good. i also have 1 housing loan.. |
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Dec 23 2010, 04:13 PM
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Junior Member
36 posts Joined: Jul 2009 |
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Dec 24 2010, 11:13 AM
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Junior Member
97 posts Joined: Dec 2009 |
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Dec 24 2010, 12:02 PM
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Junior Member
11 posts Joined: Sep 2007 |
Hi,
I'm looking for personal loan with any bank with the best deal. I'm a permanent staff with a sdn bhd company. Salary = RM4.5k Existing loan = RM1k monthly (housing loan with Ambank but already in final stage of selling) = RM300 monthly (PL with Bank Rakyat, prev. emplyer was a panel, current emplyer is not, due to end in mid of 2012) Used to be blacklist because of CC, but now already cleared, paid-up all the CC last month. Please PM me. Thanks |
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Dec 24 2010, 04:55 PM
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Junior Member
36 posts Joined: Jul 2009 |
QUOTE(laziramsi @ Dec 24 2010, 12:02 PM) Hi, I'm afraid your prev blacklisted will affect your application but we still can submit it if u want to try.I'm looking for personal loan with any bank with the best deal. I'm a permanent staff with a sdn bhd company. Salary = RM4.5k Existing loan = RM1k monthly (housing loan with Ambank but already in final stage of selling) = RM300 monthly (PL with Bank Rakyat, prev. emplyer was a panel, current emplyer is not, due to end in mid of 2012) Used to be blacklist because of CC, but now already cleared, paid-up all the CC last month. Please PM me. Thanks Text me 4 further info 0147323723 |
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Dec 27 2010, 06:54 PM
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Senior Member
1,192 posts Joined: Nov 2008 From: Cheras |
any bank can offer loan for name listed in CTOS,
i need the money to settled the bank so that can removed from CTOS? other than this payment, record is good on car and CC good. Pls PM |
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Dec 28 2010, 01:15 AM
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Junior Member
36 posts Joined: Jul 2009 |
QUOTE(Micky78 @ Dec 27 2010, 06:54 PM) any bank can offer loan for name listed in CTOS, Walao..normally ctos people can't make any loan but u can try 1..i need the money to settled the bank so that can removed from CTOS? other than this payment, record is good on car and CC good. Pls PM Unless u're govt servant |
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Dec 28 2010, 09:51 AM
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Junior Member
55 posts Joined: Jun 2008 From: Petaling Jaya |
QUOTE(Micky78 @ Dec 27 2010, 06:54 PM) any bank can offer loan for name listed in CTOS, Hi Micky,i need the money to settled the bank so that can removed from CTOS? other than this payment, record is good on car and CC good. Pls PM If name is listed under CTOS and CCRIS is usually difficult to apply for PL. I suggest you get a clearance letter from the bank after settling your outstanding. |
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Dec 28 2010, 10:51 AM
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Junior Member
51 posts Joined: Jan 2007 |
Hi I'm looking for personal loan of RM 5k to settle off my credit card debt.
Pay is RM 4k/month. Financial commitment: 1) Housing Loan - RM 240k - Pay RM 700/Mth 2) Housing Overdraft Facility - RM 90k - Pay RM 500/Mth 3) Car Loan - RM 40k - RM 650/Mth Credit Card: >4 Years, Current Outstanding Balance RM 4k, late payment by several days - but usually settle off full amount Can anyone give an estimate of the rates and loan availability for the above financial commitment? If possible I'd want the repayment period to be 12 months or if not available, 24 months. I am in East Malaysia if that information is relevant. |
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Dec 28 2010, 06:01 PM
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Junior Member
49 posts Joined: Jun 2008 |
Hi I just applied for personal loan 5k from maybank with interest rate at 11% to clear my 4.5k credit card debt. Duration of loan is 1 year.
My financial commitment 1.) Housing loan RM 1.1k/month 2.) Car loan rm750/month My pay is rm4k and the bank approved my PL immediately, now I have to pay rm460/month for 12months to clear this PL. You this my move is right? This post has been edited by blueapple: Dec 28 2010, 06:02 PM |
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Dec 28 2010, 06:08 PM
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Junior Member
36 posts Joined: Jul 2009 |
QUOTE(Khalim @ Dec 28 2010, 10:51 AM) Hi I'm looking for personal loan of RM 5k to settle off my credit card debt. Hallo, I can try to apply for u at al-rajhi.Pay is RM 4k/month. Financial commitment: 1) Housing Loan - RM 240k - Pay RM 700/Mth 2) Housing Overdraft Facility - RM 90k - Pay RM 500/Mth 3) Car Loan - RM 40k - RM 650/Mth Credit Card: >4 Years, Current Outstanding Balance RM 4k, late payment by several days - but usually settle off full amount Can anyone give an estimate of the rates and loan availability for the above financial commitment? If possible I'd want the repayment period to be 12 months or if not available, 24 months. I am in East Malaysia if that information is relevant. The rate is 7.99 p.a. If interested text me at 0147323723 |
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