wat is the interest like?

Sorry not too clear about it, I just heard one of my relatives mentioning about this, I can forward you his contact if you like.

Basically, from what I comprehend was if you need fast cash, say, RM1 million, and you have lands that are worth say, 1 or 2 million or more, then each loan applied requires equivalent collateral which is subject to the company's approval. The interest rates are like 12%-15%, and it will only take up to 4 days for them to come out with the amount of cash you applied for.

Need RM 50,000 loan.

Only have Company Bank Statement. Final amount in the statement a/c RM 10K.
Can get loan? No Salary slip. Credit Card limit is 7K.

can get?

a bit confusing this hl bank loan

the rate is 12% and cash back 20% if prompt payment

i feel still high the interest and also its not a reducing balance type

My friend this is personal loan leh, not company business loan.
Business loan also cannot give you RM 50k with RM 10k in your bank statement. Unless your company monthly cash flow is "pretty".

You come out with a salary slip through your company to you, say RM 10k per month. And you contribute your EPF monthly for 3 months. After 3 months, you go to apply personal loan. Sure pass?

thanks edyek, u the man.
im trying hard to find a business loan to fund my biz.

hulo. my salary is 1.8k, and i just started working for 4 months. epf already 3 months in record.

where can i apply for a personal loan, say about 3k. need it to fund my graduation n fees ect. what are the rates? thank u in advance.

hye all forumers,

here is my situation ..

-i got p.loan/cc from hong leong
-car loan

i want to make another p.loan to cover all my debts and focus on 1 loan only .. i also got CCRIS ..

is it any bank agent here that can help me?

hi, i need a personal loan, details:

loan needed RM 15K-20K (prefer 20K)
salary rm 3,750 (work more than a year with current company)

my debt/loan so far(nothing else than these):
80k home loan with publicBank (13yrs more to pay)
150k home loan with standChart (30 yrs more to pay)
credit card debt at rm4K (maybank)


please PM the best deal and let me know roughly the monthly payment based on 3-5 yrs repayment period and i will get back to you ASAP. Thanks!

So do you think is it harder to get business loan than personal loan?

Out-of-topic:
I better go and apply money lender license, and give personal loan. It seems many people are looking for personal loan.

u also need to hire along to collect the debt though..lol

Hi Grapekey,

I was doing Google search for the phone number of Maybank Kota Kemuning a week ago, and came across your post on the Branch Manager from Maybank Kota Kemuning (Puan Anita). At that time, I had escalated to her an issue relating to remittance to Indonesia (my Indonesian maid lost her passport and could not cash her bank draft upon her return home), and I was rather worried as I read your post.

Today, to my pleasant surprise, I learnt that she had resolved the issue and has re-remitted the funds to my maid without me incurring any losses. I find her to be a very pleasant lady, and I appreciate that she went out of her way to address the issue with her head office (as mine was quite an unusual case) and resolved the case effectively. I am a Chinese, and I do not think that race has anything to do with how she serves her customers.

To do justice, I decided to register as a user for this forum today, and post my version of my encounter with Puan Anita, and my pleasant experience with her customer service.

Cheers,

I saw your commitment and credit card debt is quite high, high probability that your loan can't be approve with 20k loan. Maybe you can try 10k. But still depend on ur credit history (ur home loan and cc payment)

I called them and they said they dont give personalloan...they only provide commercial loan...for business use..

anyone know which pl is easiest to terminate? i mean i want to take 5 years probably will fully paid in 2-3 years?

Hi,

Any Alrajhi reps here? i have a concerns..

I have applied for PL application last week and they have called me saying that they are going to process my application. Later that day, they called me to proceed to nearest alrajhi branch to verify (to bring original copy of my documents) my application. When I went there, I have signed some contracts/ terms & condition. (cant remember exactly).
Then the lady told me that they will contact me once Alrajhi has process my application.

The next day, I received a call from alrajhi customer service no but couldn't pick up the call as I was in a meeting with boss so i dun know what was it about.

ever since then, I dunno what is my status. It has just been 2days. So may I know how long does it take for them to process the application?
curious here.. coz i thought they would sent a sms to notify whether my application is approved or rejected.

thanks.

bank islam offering 4.99% over 10 years up to 150k
CIMB bank also giving only 3.5% rate for gov sector
Other personal loan need agent ma
faster

I jsut applied for CIMB cash plus financing-i today....at 8.88 p.a
hope I can get it...

How much u borrow? Last time the customer service told me is for 3k below. 3k Above is 24% P.A. I was stunned that time, what she told me different from what I saw from their brochure and website. Then I ask the approved loan can bank into other bank's account, she replied me rudely "sure cannot la, must bank into same bank, use common sense". I told her other bank allow bank into other bank's account and I left immediately. I wonder what kind of common sense she have. Anyway, forgot her name, she's from Pandan Indah branch.